North Carolina Banks for Sale: Buy Bank Buildings Near You

Updated: Jul 17

Former Bank Property

3111 S Memorial Drive, Greenville, NC 27834

$925,000

5,220 sqft 0.96 AC lot

5,220‑square‑foot former bank building on 0.96 acres
CH zoning designation
Located at 3111 S Memorial Drive, Greenville, NC 27834
1970 construction with electric heating
Near the Greenville Boulevard and S Memorial Drive intersection

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Updated: Jul 3

Former Bank with Drive-Through

337 Oak Ave, Spruce Pine, NC 28777

$1,000,000

13,500 sqft

Former Bank of America location with high‑visibility ground‑level retail and office space
Approximately 4,500 SF per level of second- and third‑floor office space
Attached drive‑thru on the property
Space can be leased

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Bank-Style Retail with Drive-Through

3111 S Memorial Dr, Greenville, NC 27834

$925,000

5,220 sqft

Former bank space offers a large open area, multiple offices, reception, and a three-lane drive-through window.

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Kinston Bank Branch For Sale

1900 W Vernon Avenue, Kinston, NC 28504

$1,357,000

7,878 sqft

NNN leased bank branch on a prime corner lot.

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Bank Ground Lease Outparcel

109 Smith Avenue, Shallotte, NC 28470

$2,736,800

1.10 AC lot

Absolute NNN ground lease backed by Bank of America on a major retail corridor entrance.

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Former Bank Building With Vault

201 New Bridge St, Jacksonville, NC 28540

$600,000

4,452 sqft

Flexible layout includes private offices, shared areas, restrooms, and utility space.

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Versatile Commercial Office Building

624 N Main Street, Oakboro, NC 28129

Contact for pricing

2,285 sqft 0.74 AC lot

Well-maintained former retail bank building with flexible interior layout and ample on-site parking.

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Fifth Third Bank NNN Property

841 S Main St, Rolesville, NC 27571

Contact for pricing

1,900 sqft

Single-tenant absolute NNN ground lease with direct tenant guarantee and no landlord responsibilities.

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Freestanding Retail Outparcel with Drive-Thru

6709 North Tryon Street |, Charlotte, NC 28202

$1,650,000

3 sqft

3,410 SF former bank branch on 0.76 acres.

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Former Banking Facility with Drive-Through

130 Grove St, Fayetteville, NC 28301

Contact for pricing

2,750 sqft 0.55 AC lot

DT2 zoning, dual-street access, and a signalized corner support flexible reuse in a downtown setting.

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Fallston Road Retail Opportunity

4541 Fallston Road, Lawndale, NC 28090

$445,000

2,338 sqft

2338 sq ft building on 1.04 acre lot.

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Drive-Through Bank Branch

5605 Hilltop Rd, Greensboro, NC 27282

Contact for pricing

4,104 sqft 1.18 AC lot

Former bank branch with drive-thru service, zoned C-L (Commercial Low), and 16 parking spaces.

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Waverly Place Retail Center Outparcel

309 Colonades Way, Cary, NC 27518

$4,644,445

3,211 sqft

3,211 SF building in Waverly Place retail center.

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Absolute NNN Bank Building

115 E Center St, Lexington, NC 27292

Contact for pricing

8,310 sqft

Leased bank building on an absolute NNN structure with 11.8 years remaining and 1.9% annual rent escalations.

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Retail Bank Building in CC Zoning

50 Union St N, Concord, NC 28025

Contact for pricing

13,079 sqft 1.00 AC lot

Retail bank property zoned CC, built in 1984.

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Bank Branch with Leaseback

435 Trade St, Matthews, NC 28105

$6,500,000

Credit union-owned branch offers a leaseback structure and strong near-term occupancy at closing.

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Bank Branch with Drive-Through

1375 Patton Ave, Asheville, NC 28806

$875,000

Glass-and-brick bank building on a traffic-lit corner with abundant onsite parking and drive-through capability.

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Former Walgreens with Drive-Thru

510 NC Hwy 9, Black Mountain, NC

Contact for pricing

2,010 sqft 0.37 AC lot

Drive-thru space at signalized corner near Ingles grocery store.

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Leased Bank Retail Property

8541 Concord Mills Blvd, Concord, NC 28027

$6,078,000

For sale bank-anchored commercial asset with an executed lease directly with PNC Bank, National.

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Freestanding TD Bank Ground Lease

407 E Six Forks Rd, Raleigh, NC 27609

Contact for pricing

2,500 sqft

Ground-leased TD Bank in Raleigh, NC with attractive rent escalations.

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Former Bank Branch Near Retail

2617 Bragg Blvd |, Fayetteville, NC 28303

Contact for pricing

1 sqft

1,920 SF former bank branch near Fayetteville Tech Community College.

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Kinston Retail Outparcel For Sale

850 Hardee Rd |, Kinston, NC 28504

Contact for pricing

2 sqft

2,049 SF former bank branch on 0.42-acre outparcel.

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Bank Branch with Drive-Through

4501 Park Road, Charlotte, NC 28209

Contact for pricing

3,639 sqft

Former banking facility includes drive-through service and carries CG - GENERAL COMMERCIAL zoning.

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ATM Bank Building with Parking

9630 S TRYON ST, Charlotte, NC 28262

Contact for pricing

3,929 sqft 1.76 AC lot

Built in 1995 with ample parking and a seller lease-back of the on-site ATM building.

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North Carolina Banks Market Trends and Statistics

Explore 72 banks for sale in North Carolina, showcased through 31 active listings on our real estate platform. These investment opportunities span a total of 94,131 square feet of properties for sale, with an estimated market value of $27,736,245.

Sale prices for bank buildings in North Carolina start at $445,000, averaging $2,311,353, and reaching up to $6,500,000 — offering options for a variety of budgets and business needs. Daily updated analytics ensure you stay ahead with the latest data and market trends.

How to Buy a Bank Building in North Carolina

A quick guide to acquiring and converting former bank branches.

Match the reuse to the shell. Test whether ceilings, layout, plumbing, the vault, and parking fit office, medical, retail, or restaurant use. Check local market insights for demand.

Underwrite the conversion. Build a pro forma from acquisition price, hard and soft costs, carry, contingency, and exit NOI. Price both retain-vault and remove-vault scenarios.

Run bank-specific due diligence. Pull title, an ALTA survey, and reciprocal easement agreements. Order a Phase I environmental assessment. Verify roof, MEP capacity, and change-of-use code triggers.

Arrange conversion financing. Use an owner-occupied or SBA 504 loan for owner-users, or bridge-to-perm debt for investors, with a clear scope, TI budget, and permitting schedule. Commercial brokers in North Carolina can help source lenders and deals.

Negotiate the LOI and PSA. Secure a diligence period covering Phase I, survey, and REA review. Require roof and vault access. Add a zoning contingency. Benchmark price against recently sold North Carolina commercial comps.

Close and control the transition. Treat the first 72 hours as a risk window: rekey the building, document condition, activate insurance, transfer utilities, and align permits with long-lead HVAC and electrical orders.

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