Residential

Panama City Beach, FL Residential Land & Home Lots for Sale

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Found 205 residential land & home lot listings for sale in Panama City Beach, FL, averaging $207,137/acre. Use valuation data to compare deals faster.
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Waterfront Development Land
Updated: Mar 18
Waterfront Development Land

Plum Circle, Panama City Beach, FL 32413

$165,000
1.17 AC lot
Over 1.17 acres WATERFRONT property with bay access.
Approximately 300ft on the waterfront.
Close proximity to Latitude Margaritaville.
Current R2 zoning allows for duplex property.
Future Land Use (FLU) of West Bay Center allows potential for full commercial usage.
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Waterfront Homesite on Lake Powell
Updated: Apr 10
Waterfront Homesite on Lake Powell

134 Cain Road, Panama City Beach, FL 32413

$925,000
0.74 AC lot
Large .74‑acre waterfront homesite on Lake Powell (Florida's largest coastal dune lake).
No vacation rental restrictions, offering flexibility for personal use or investment.
Ample space for a destination‑style residence with outdoor living, private pool, dock, and boat lift.
Direct access to Lake Powell, the Gulf, and beaches.
Prime location in West Panama City Beach, less than a mile from beach access.
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Waterfront Land Homesite
Waterfront Land Homesite

6624 Button Buck Trail, Panama City Beach, FL 32413

$115,000
2.67 AC lot

RiverCamps waterfront homesite in a gated community with access to trails, boardwalks, and community boat facilities.

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See hot listings in Panama City Beach

Scored against comparables nationwide. These are worth a look.

Scored against comparables nationwide. These are worth a look.

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Corner Residential Home Lot
Corner Residential Home Lot

1407 Old Oak Trl #BXII-19, Panama City Beach, FL 32413

$490,000
32,234 sqft 0.74 AC lot

Gated, rental-restricted corner lot in Wild Heron with access to community amenities and lakefront recreation.

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Waterfront Gated Homesite Lot
Waterfront Gated Homesite Lot

6328 River House Drive, Panama City Beach, FL 32413

$367,000
0.95 AC lot

Wooded, near-acre homesite in a gated waterfront community with creek access and outdoor recreation amenities.

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Waterfront Homesite in Gated Community
Waterfront Homesite in Gated Community

6305 Turkey Cove Lane, Panama City Beach, FL 32413

$369,000
0.45 AC lot

Residential waterfront lot in a gated community with access to Crooked Creek and West Bay amenities.

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Waterfront Homesite with Peninsula Setting
Waterfront Homesite with Peninsula Setting

3301 Terra Cotta Drive, Panama City Beach, FL 32408

$525,000
0.50 AC lot

Build on a waterfront homesite in a gated community on St. Andrews Bay with expansive water views.

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Land
Land

22600 Turtleback Ln, Panama City Beach, FL 32413

$899,000
26,136 sqft

Residential land & home lots · 26,136 SF

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Corner Homesite with Pond Views
Corner Homesite with Pond Views

1514 Sweetbay Trail, Panama City Beach, FL 32413

$224,500
0.54 AC lot

Residential single-family corner lot with pond views, multiple street frontage, and a rear natural preserve backdrop.

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Waterfront Land Parcel
Waterfront Land Parcel

6631 Lazy Acre Road, Panama City Beach, FL 32413

$350,000
0.32 AC lot

Parcel B offers surveyed riparian water rights for docking permit purposes along the Intercoastal Waterway.

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Land
Land

3924 Ural St, Panama City Beach, FL 32408

$250,000
6,098 sqft

Residential land & home lots · 6,098 SF

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Gated Waterfront Homesite
Gated Waterfront Homesite

7522 Morning Marsh Trail, Panama City Beach, FL 32413

$119,900
1.14 AC lot

Vacant homesite in a gated waterfront community offering conservation marsh views and access to bay trails and boating amenities.

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Bayfront Homesite on West Bay
Bayfront Homesite on West Bay

306 Moonlight Bay Drive, Panama City Beach, FL 32407

$1,150,000
0.67 AC lot

Rare bayfront homesite with Gulf access in Panama City Beach.

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Residential Corner Home Lot
Residential Corner Home Lot

7806 S Chipper Trl, Panama City Beach, FL 32413

$117,500
59,677 sqft 1.37 AC lot

1.37-acre corner lot in RiverCamps at Crooked Creek with completed architectural plans available from the seller.

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Ready-to-Build Lot with Gulf Views
Ready-to-Build Lot with Gulf Views

13706 Front Beach Road, Panama City Beach, FL 32413

$1,198,000
0.14 AC lot

Lot with pool, hot tub, and beach access.

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Residential Land in Gated Community
Residential Land in Gated Community

7628 Coastal Hammock Trail, Panama City Beach, FL 32413

$139,500
0.64 AC lot

Homesite in a private nature preserve near West Bay.

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Zoned Residential Duplex Lot
Zoned Residential Duplex Lot

2731 South Pleasant Oak Court, Panama City Beach, FL 32408

$135,000
10,890 sqft

Vacant lot in North Lagoon Oaks subdivision with existing survey and zoning allowing single-family or duplex development.

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Waterfront Land with Westbay Views
Waterfront Land with Westbay Views

Buchanan Road, Panama City Beach, FL 32413

$298,000
1.25 AC lot

Residential zoning accompanies a Westbay Center future land-use designation with stated commercial development potential.

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Land
Land

7535 Shady Glen Trl, Panama City Beach, FL 32413

$145,000
74,488 sqft

Residential land & home lots · 74,488 SF

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Waterfront Land in Panama City
Waterfront Land in Panama City

7503 Sunset Bay Lane, Panama City Beach, FL 32413

$315,000
1.29 AC lot

1.29 acre waterfront lot with bay views.

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LAND - Panama City Beach, FL
LAND - Panama City Beach, FL

1509 Marsh Point Ln, Panama City Beach, FL 32413

$619,000
3,890 sqft 0.78 AC lot

0.78 acre lot with approved home plans included.

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Waterfront Homesite in Gated Community
Waterfront Homesite in Gated Community

6502 Golden Aster Trail, Panama City Beach, FL 32413

$134,900
0.72 AC lot

Residential waterfront lot on Crooked Creek within RiverCamps, a gated community with extensive on-site resort amenities.

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Land
Land

1041 Lighthouse Lagoon Ct, Panama City Beach, FL 32407

$229,000
6,098 sqft

Residential land & home lots · 6,098 SF

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Prime Lot in Panama City
Prime Lot in Panama City

8620 N Lagoon Drive, Panama City Beach, FL 32408

$249,000
0.26 AC lot

Spacious lot near beach, shopping, and bay access.

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Panama City Beach, FL Residential Land & Home Lots Market Trends and Statistics

Explore 205 residential land & home lots for sale in Panama City Beach, FL, showcased through 205 active listings on our real estate platform. These investment opportunities span a total of 21,833,012 square feet of properties for sale, with an estimated market value of $140,186,397.

Sale prices for home sites in Panama City Beach, FL start at $39,000, averaging $687,188, and reaching up to $14,000,000 — offering options for a variety of budgets and business needs. Daily updated analytics ensure you stay ahead with the latest data and market trends.

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Top Commercial Asset Segments

Commercial property segments ranked by active listings on the market

Residential land & home lots 180
Commercial land 93
Waterfront Land 74
Industrial land 2
Recreation land 1

Demographics Overview

Population 71K
Population Growth (5Y) +2,055.8%
Median Household Income $72,438
College Educated 42.8%

High-Yield Neighborhoods for Investment

Identify Panama City Beach submarkets with the highest inventory density on the market and evaluate the average listing prices of real estate assets

Neighborhood Average Price
Panama City - 32401 $429.8K
Panama City Beach - 32407 $658.7K

Taxes & Financing

Tax Rate (average for all types) 1.13%
Property Tax per SF $14.55 per SF
Tax Rate vs County Average 0.16 pp below county avg
Average Loan-to-Value 65.0%

Listings Trend

New vs delisted commercial listings in Bay County

New Delisted

Total CRE Inventory on Market (SF)

Property Size Breakdown

The majority of commercial real estate listings in Panama City Beach fall within the under-1-acre range.

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