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    Panama City Beach, FL Duplexes for Sale

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    Two-Unit Duplex with Separate Utilities
    Updated: Dec 16, 2025
    Two-Unit Duplex with Separate Utilities

    2432 Valley Oak Court A&B, Panama City Beach, FL 32408

    $475,000
    2,196 sqft
    2‑unit property built in 2019 with each unit offering 2 bedrooms and 2 bathrooms
    Separate power and water meters for Unit A and Unit B for fully independent living
    Both units are currently occupied, providing immediate income from day one
    Central air with ceiling fans, plus electric heat
    Fenced property with a patio
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    This listing looks promising.

    Here's a quick look at some key insights for

    2432 Valley Oak Court A&B, Panama City Beach, FL 32408

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    • Est. Cap Rate

      4.9%
      NOI ÷ price

    • Est. NOI

      $23K
      Annual

    • Price @ 7% Cap

      $334K
      Suggested

    • Property Type

      Duplex
      Built 2019
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    New Construction Duplex with Fenced Yard
    Updated: Jun 25
    New Construction Duplex with Fenced Yard

    19916 Bonita Drive, Panama City Beach, FL 32413

    $875,000
    2,400 sqft
    New construction duplex (under construction), built in 2026
    Each unit includes approx. 1,200 SF with 2 bedrooms and private ensuite bathrooms
    Central heating and central air; ceiling fans installed throughout every room
    Included appliances per unit: refrigerator, electric stove/oven, washer and dryer, and electric water heater
    Each unit has a private golf cart garage; includes washer/dryer hookups
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    Renovated Duplex with Updated Units
    Renovated Duplex with Updated Units

    116 Lakeside Circle, Panama City Beach, FL 32413

    $510,000
    1,664 sqft 0.17 AC lot

    Renovated duplex with Units A and B, featuring fresh paint, updated flooring, and upgraded fixtures throughout.

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    Heated Saltwater Pool Duplex
    Heated Saltwater Pool Duplex

    108 San Vincente Street, Panama City Beach, FL 32413

    $1,525,000
    4,000 sqft 0.15 AC lot

    2024-built duplex with two furnished units, each with 5 bedrooms and 3.5 baths, plus a resort-style heated saltwater pool.

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    Turn Any Listing Into an Investment Snapshot Owner equity, real caprate, demand score for every listing. Go To Analytics Center
    Duplex Near Panama City Beach
    Duplex Near Panama City Beach

    21927 Bataan Ave, Panama City Beach, FL 32413

    $490,000
    0.07 AC lot

    Duplex near the beach with income potential.

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    Laguna Beach Duplex-Style Income Property
    Laguna Beach Duplex-Style Income Property

    209 Oleander Drive, Panama City Beach, FL 32413

    $1,299,000
    2,798 sqft

    Two separate living spaces plus a 2023 carriage house on a large L-shaped lot, with city water and sewer.

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    Adorable Duplex with Multiple Possibilities
    Adorable Duplex with Multiple Possibilities

    3707 Mystic Street, Panama City Beach, FL 32408

    $645,000
    2,088 sqft 0.17 AC lot

    Duplex with short-term rental potential near beach and lagoon.

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    Furnished Duplex Near Beach
    Furnished Duplex Near Beach

    8402 Elizabeth Avenue, Panama City Beach, FL 32408

    $545,000
    1,788 sqft 0.14 AC lot

    Turnkey duplex investment opportunity near Panama City Beach.

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    Residential Income Duplex with Two Kitchens
    Residential Income Duplex with Two Kitchens

    125 S Wells Street, Panama City Beach, FL 32413

    $590,000
    1,421 sqft 0.17 AC lot

    Duplex-style residence includes two full kitchens and a separate mother-in-law suite with its own entrance.

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    Panama City Beach Land Parcel
    Panama City Beach Land Parcel

    2412 Dorothy Avenue, Panama City Beach, FL 32408

    $110,000
    0.13 AC lot

    Land parcel in Panama City Beach, Florida, with development potential.

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    Updated Investment Duplex Home
    Updated Investment Duplex Home

    7020 Starfish Court, Panama City Beach, FL 32407

    $375,000
    1,512 sqft 0.22 AC lot

    Updated 3-bedroom, 2-bath home offered with 7022 as an investment duplex in a gated waterfront community.

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    Turnkey Triplex and Duplex Package
    Turnkey Triplex and Duplex Package

    10609 Parkhill Circle, Panama City Beach, FL 32407

    $2,099,000
    6,856 sqft

    Built in 2020 and sold furnished, this triplex and duplex offer private unit entries for immediate rental income.

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    Duplex with Separate Utilities
    Duplex with Separate Utilities

    2432 Valley Oak Court A&B, Panama City Beach, FL 32408

    $475,000
    2,196 sqft

    Two-unit duplex with independent power and water meters for flexible living or leasing.

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    Based on your search, we've compiled 17 Potential Opportunities for your consideration. Besides 13 Active listings in Panama City Beach, FL, we suggest exploring several alternatives: 4 properties in Nearby Cities

    Opportunities in Nearby Cities

    Here are 4 Similar properties we found in Nearby Locations for your consideration.

    Duplex with Two-Unit Income Potential
    Duplex with Two-Unit Income Potential

    7931 S Lagoon Drive, Panama City, FL 32408

    $315,000
    1,860 sqft 0.11 AC lot

    Duplex with two units totaling four bedrooms and three bathrooms, with a roof replaced about five years ago.

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    Duplex with Two Equal Units
    Duplex with Two Equal Units

    4017 Silver Sands Road, Panama City, FL 32408

    $439,000
    1,596 sqft 0.11 AC lot

    Two-bedroom, one-bath duplex with dedicated laundry in each unit, positioned near beach access and local attractions.

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    Paired Patio Villa Duplex
    Paired Patio Villa Duplex

    339-B Suwannee Drive, Watersound, FL 32461

    $534,995
    1,410 sqft

    New paired patio villa with 2 bedrooms, 2 baths, an oversized one-car garage, and a covered rear patio.

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    Two-Unit Townhome-Style Duplex
    Two-Unit Townhome-Style Duplex

    359 A Suwannee Drive, Watersound, FL 32461

    $547,460
    1,442 sqft

    Duplex residences with covered rear patio, open kitchen-family room, and impact-rated windows; estimated completion Oct/Nov 2026.

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    Panama City Beach, FL Duplexes Market Trends and Statistics

    Explore 13 duplexes for sale in Panama City Beach, FL, showcased through 13 active listings on our real estate platform. These investment opportunities span a total of 29,007 square feet of properties for sale, with an estimated market value of $9,698,000.

    Sale prices for duplexes in Panama City Beach, FL start at $475,000, averaging $969,800, and reaching up to $2,099,000 — offering options for a variety of budgets and business needs. Daily updated analytics ensure you stay ahead with the latest data and market trends.

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    Top Commercial Asset Segments

    Commercial property segments ranked by active listings on the market

    Short term rental properties 22
    Duplexes 14
    Apartment buildings 7
    Mobile home & RV parks 4
    Triplexes 3

    Demographics Overview

    Population 71K
    Population Growth (5Y) +2,055.8%
    Median Household Income $72,438
    College Educated 42.8%

    High-Yield Neighborhoods for Investment

    Identify Panama City Beach submarkets with the highest inventory density on the market and evaluate the average listing prices of real estate assets

    Neighborhood Average Price
    Panama City $456.3K
    Panama City Beach $1M

    Taxes & Financing

    Tax Rate (average for all types) 1.13%
    Property Tax per SF $14.55 per SF
    Tax Rate vs County Average 0.16 pp below county avg
    Average Loan-to-Value 65.0%

    Listings Trend

    New vs delisted commercial listings in Bay County

    New Delisted

    Total CRE Inventory on Market (SF)

    Average Property Price per SF

    For-sale pricing trends across core commercial property types in Bay County

    Residential Income

    Property Size Breakdown

    The majority of commercial real estate listings in Panama City Beach fall within the 25,000 to 50,000 square foot range.

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    Most Searched ZIP Codes in Panama City Beach, FL

    • 32408
    • 32413
    • 32407

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