Panama City Beach, FL Duplexes for Sale

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Panama City, FL Callaway, FL Port St Joe, FL Mexico Beach, FL Wewahitchka, FL

15 properties

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Updated: Sep 1

Two-Residence Beach-Access Duplex

13801 Bay Avenue, Panama City Beach, FL 32413

$899,000

2,320 sqft

Two separate 3‑bedroom, 2‑bath residences on one parcel
Approximately 2,320 square feet of combined living space
Short‑term rentals permitted in this section of Bid‑A‑Wee
Deeded, gated beach access in the neighborhood
Boat, guest, oversize, and RV parking features

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Updated: Jun 25

New Construction Duplex

19916 Bonita Drive, Panama City Beach, FL 32413

$825,000

2,400 sqft

Duplex under construction with a 2026 build year
Approximately 2,400 square feet overall; each unit is approximately 1,200 square feet
Each residence includes 2 bedrooms with private ensuite bathrooms
Open kitchen, dining, and living areas in each unit
Private golf cart garage, laundry appliances, and central HVAC in each residence

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Furnished Short-Term Rental Duplex

2311/2313 Anne Avenue, Panama City Beach, FL 32408

$979,000

3,452 sqft

Two furnished units feature private outdoor space, covered porches, and individual garages.

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Furnished Duplex with Private Garages

2311/2313 Anne Ave, Panama City Beach, FL 32408

$979,000

3,452 sqft

Two separately fenced residences feature covered porches, private garages, and furnished interiors.

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Renovated Duplex with Fenced Yard

116 Lakeside Circle, Panama City Beach, FL 32413

$510,000

1,664 sqft 0.17 AC lot

Brick duplex with central air, updated finishes, and a fenced rear yard in Panama City Beach.

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Duplex with Two Private Patios

3707 Mystic Street, Panama City Beach, FL 32408

$645,000

2,088 sqft 0.13 AC lot

Two separately configured sides offer kitchens, fireplaces, patios, and access near the lagoon, boat ramp, and beach.

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Furnished Two-Unit Duplex

8402 Elizabeth Avenue, Panama City Beach, FL 32408

$529,000

1,788 sqft 0.14 AC lot

Furnished duplex with two-bedroom units, renovated interiors, and no HOA.

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Furnished Two-Unit Duplex

8402 Elizabeth Avenue, Panama City Beach, FL 32408

$529,000

1,788 sqft

Updated interiors and outdoor features support flexible owner-use or rental arrangements near public beach access.

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Duplex with Separate Power and Water

2432 Valley Oak Court A&B, Panama City Beach, FL 32408

$475,000

2,196 sqft

Two-unit duplex built in 2019 with each unit separately metered for power and water.

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Furnished Five-Unit Short-Term Rental

10609 Parkhill Circle, Panama City Beach, FL 32407

$2,099,000

6,856 sqft

Turnkey, fully furnished rental compound with separate entrances, modern coastal interiors, and a short walk to the Gulf.

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Laguna Beach Duplex Investment Opportunity

109 Granger Ln, Panama City Beach, FL 32413

$849,000

0.23 AC lot

Duplex in Laguna Beach with waterfront views. Rental projections: $130,000.

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Furnished Triplex Rental Property

10609 Parkhill Circle, Panama City Beach, FL 32407

$2,099,000

6,856 sqft

Three-unit coastal property with an adjoining duplex and fully furnished interiors.

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Two-Unit Duplex with Garages

2432 Valley Oak Court A&B, Panama City Beach, FL 32408

$475,000

2,196 sqft

Two-bedroom residences offer separate utilities, private outdoor space, and a fenced yard for flexible occupancy.

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Duplex With Heated Saltwater Pool

Panama City Beach, FL 32413

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4,100 sqft

Two-story income property with spacious layouts, outdoor storage, covered porches, and Gulf access within one block.

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Brand-New Duplex Investment

203 Malaga Place, Panama City Beach, FL 32413

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Each two-story duplex features an open living layout and a heated, in-ground saltwater pool.

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Based on your search, we've compiled 19 Potential Opportunities for your consideration. Besides 15 Active listings in Panama City Beach, FL, we suggest exploring several alternatives: 4 properties in Nearby Cities

Opportunities in Nearby Cities

Here are 4 Similar properties we found in Nearby Locations for your consideration.

Furnished Duplex Near Beach

3914 Ural Street, Panama City, FL 32408

$549,900

2,509 sqft 0.14 AC lot

Two-level configuration includes a separate-entry one-bedroom apartment and an updated four-bedroom main residence.

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Furnished Beach Duplex

Panama City, FL 32408

$549,900

Separate entrances divide a four-bedroom upper residence from a one-bedroom lower suite.

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Paired Patio Duplex with Covered Porch

60-A Skimmer Cove Loop, Watersound, FL 32461

$520,077

1,442 sqft

Under construction paired patio duplex with impact-rated windows, central HVAC, and covered front and rear outdoor space

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Duplex with Covered Rear Patio

359 A Suwannee Drive, Watersound, FL 32461

$547,460

1,442 sqft

Under-construction duplex in the Villas at Longleaf Park with 2 bedrooms, 2.5 baths, and a covered rear patio.

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Panama City Beach, FL Duplexes Market Trends and Statistics

Explore 15 duplexes for sale in Panama City Beach, FL, showcased through 15 active listings on our real estate platform. These investment opportunities span a total of 41,156 square feet of properties for sale, with an estimated market value of $11,892,000.

Sale prices for duplexes in Panama City Beach, FL start at $475,000, averaging $914,769, and reaching up to $2,099,000 — offering options for a variety of budgets and business needs. Daily updated analytics ensure you stay ahead with the latest data and market trends.

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Top Commercial Asset Segments

Commercial property segments ranked by active listings on the market

Demographics Overview

Population 71K

Population Growth (5Y) +2,055.8%

Median Household Income $72,438

College Educated 42.8%

High-Yield Neighborhoods for Investment

Identify Panama City Beach submarkets with the highest inventory density on the market and evaluate the average listing prices of real estate assets

Neighborhood	Average Price
Panama City - 32408	$657K
Panama City Beach - 32407	$1.3M

Taxes & Financing

Tax Rate (average for all types) 1.13%

Property Tax per SF $14.55 per SF

Tax Rate vs County Average 0.16 pp below county avg

Average Loan-to-Value 65.0%

Listings Trend

New vs delisted commercial listings in Bay County

New Delisted

Total CRE Inventory on Market (SF)

Average Property Price per SF

For-sale pricing trends across core commercial property types in Bay County

Retail

Residential Income

Property Size Breakdown

The majority of commercial real estate listings in Panama City Beach fall within the 25,000 to 50,000 square foot range.

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Panama City Beach, FL Duplexes for Sale

13801 Bay Avenue, Panama City Beach, FL 32413

19916 Bonita Drive, Panama City Beach, FL 32413

2311/2313 Anne Avenue, Panama City Beach, FL 32408

2311/2313 Anne Ave, Panama City Beach, FL 32408

116 Lakeside Circle, Panama City Beach, FL 32413

3707 Mystic Street, Panama City Beach, FL 32408

8402 Elizabeth Avenue, Panama City Beach, FL 32408

8402 Elizabeth Avenue, Panama City Beach, FL 32408

2432 Valley Oak Court A&B, Panama City Beach, FL 32408

10609 Parkhill Circle, Panama City Beach, FL 32407

109 Granger Ln, Panama City Beach, FL 32413

10609 Parkhill Circle, Panama City Beach, FL 32407

2432 Valley Oak Court A&B, Panama City Beach, FL 32408