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    Panama City Beach, FL Residential Income Properties for Sale

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    Four-Unit Townhome-Style Multifamily Property
    Updated: Oct 22
    Four-Unit Townhome-Style Multifamily Property

    7308 Kingman Street, Panama City Beach, FL 32408

    $775,000
    4,464 sqft
    Four occupied townhome‑style units, each with 2 bedrooms and 1.5 bathrooms
    4,464 square feet; built in 1983
    Additional parcel of approximately 0.274 acres included
    Roof replaced in 2018; one HVAC system replaced in 2025
    Recently installed drain field; septic tank
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    Furnished Gulf-View Duplex
    Updated: Sep 18
    Furnished Gulf-View Duplex

    6006 Thomas Drive, Panama City Beach, FL 32408

    $2,000,000
    4,480 sqft 0.12 AC lot
    Two‑unit duplex with 5 bedrooms and 3 bathrooms per unit
    Built in 2017 with 4,480 square feet
    Gulf view near public beach access
    Granite countertops, stainless steel appliances, and vinyl plank flooring
    Private driveways and covered rear patios for both units
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    Two-Residence Beach-Access Duplex
    Two-Residence Beach-Access Duplex

    13801 Bay Avenue, Panama City Beach, FL 32413

    $725,000
    2,320 sqft

    Separate living spaces, private entrances, outdoor areas, and garage access support flexible residential use.

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    Scored against comparables nationwide. These are worth a look.

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    4-Unit Townhome-Style Quadplex
    4-Unit Townhome-Style Quadplex

    7308 Kingman Street, Panama City Beach, FL 32408

    $775,000
    4,464 sqft

    Four occupied rental units are arranged as townhome-style residences, with established tenants in place.

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    Furnished Duplex with Private Garages
    Furnished Duplex with Private Garages

    2311/2313 Anne Avenue, Panama City Beach, FL 32408

    $899,000
    3,452 sqft

    Two-unit short-term rental property with enclosed outdoor areas and covered porches for each residence.

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    New Construction Duplex
    New Construction Duplex

    19916 Bonita Drive, Panama City Beach, FL 32413

    $825,000
    2,400 sqft

    Two-unit coastal property with modern finishes, private outdoor space, and convenient access to Beach Access #77.

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    Renovated Duplex with Fenced Yard
    Renovated Duplex with Fenced Yard

    116 Lakeside Circle, Panama City Beach, FL 32413

    $505,000
    1,664 sqft 0.17 AC lot

    Brick duplex with central air, updated finishes, and a fenced rear yard in Panama City Beach.

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    Remodeled Short-Term Rental Home
    Remodeled Short-Term Rental Home

    17624 Lynn Street, Panama City Beach, FL 32413

    $899,000
    1,798 sqft

    Zoned for short-term rentals and located less than two blocks from the beach.

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    Furnished Two-Unit Duplex
    Furnished Two-Unit Duplex

    7300 Sunset Avenue, Panama City Beach, FL 32408

    $499,000
    1,896 sqft

    Short-term rentals are permitted, with separate parking and private outdoor space for each residence.

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    Motel Property with Seven Bedrooms
    Motel Property with Seven Bedrooms

    604 Fernwood Street, Panama City Beach, FL 32407

    $599,000
    2,556 sqft 0.42 AC lot

    Block construction, public sewer, and window-unit cooling support multiple commercial lodging configurations.

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    Duplex with Separate Patios
    Duplex with Separate Patios

    3707 Mystic Street A-B, Panama City Beach, FL 32408

    $599,900
    2,269 sqft

    Two distinct residences have individual entrances, parking areas, patios, and storage sheds.

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    Pool-Amenitized Multifamily Property
    Pool-Amenitized Multifamily Property

    604 Fernwood Street, Panama City Beach, FL 32407

    $599,000
    2,556 sqft 0.42 AC lot

    Former motel with a private pool, paved parking, and flexible residential configuration options.

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    Gulf-Front Short-Term Rental Studio
    Gulf-Front Short-Term Rental Studio

    14401 Front Beach Road, Panama City Beach, FL 32413

    $140,000
    330 sqft

    Remodeled studio condo with Gulf views, efficient kitchen, updated bath, and furnishings suited to vacation rental use.

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    Duplex with Private Entries
    Duplex with Private Entries

    3707 Mystic St, Panama City Beach, FL 32408

    $599,900
    2,184 sqft

    Two distinct residences have separate patios, parking areas, and kitchens, with short-term rentals permitted.

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    Triplex with Converted Garage Flex Space
    Triplex with Converted Garage Flex Space

    5612 Hilltop Avenue, Panama City Beach, FL 32408

    $550,000
    3,804 sqft

    Three private units include separate entrances, central systems, and an updated kitchen with granite countertops.

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    Furnished Two-Unit Duplex
    Furnished Two-Unit Duplex

    8402 Elizabeth Avenue, Panama City Beach, FL 32408

    $495,000
    1,788 sqft 0.14 AC lot

    Furnished duplex with two-bedroom units, renovated interiors, and no HOA.

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    Furnished Duplex with Private Garages
    Furnished Duplex with Private Garages

    2311/2313 Anne Ave, Panama City Beach, FL 32408

    $899,000
    3,452 sqft

    Two separately fenced residences feature covered porches, private garages, and furnished interiors.

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    Furnished Five-Unit Short-Term Rental
    Furnished Five-Unit Short-Term Rental

    10609 Parkhill Circle, Panama City Beach, FL 32407

    $2,099,000
    6,856 sqft

    Turnkey, fully furnished rental compound with separate entrances, modern coastal interiors, and a short walk to the Gulf.

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    Short-Term Rental Property with ADU
    Short-Term Rental Property with ADU

    209 Oleander Dr, Panama City Beach, FL 32413

    $1,225,000
    2,798 sqft

    Two separate living spaces, a workshop, and beach proximity support flexible personal or rental use.

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    Operating RV Park
    Operating RV Park

    11930 Panama City Beach Parkway, Panama City Beach, FL 32407

    $7,900,000
    13.82 AC lot

    The property combines existing RV accommodations with PUD zoning and a Mixed-Use Future Land Use designation.

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    New Construction Duplex with Gulf Views
    New Construction Duplex with Gulf Views

    19916 Bonita Drive, Panama City Beach, FL 32413

    $825,000
    2,400 sqft

    Two residences pair private ensuite bedrooms with golf cart garages and a fenced shared backyard.

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    Short-Term Rental Townhome with Gulf Views
    Short-Term Rental Townhome with Gulf Views

    8706 Surf Drive, Panama City Beach, FL 32408

    $439,000
    1,150 sqft 0.04 AC lot

    A two-bedroom, two-bath layout includes updated interiors, a private patio, and furnished accommodation.

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    Duplex with Beach Access
    Duplex with Beach Access

    13801 Bay Ave, Panama City Beach, FL 32413

    $725,000
    2,320 sqft

    Two separate residences provide flexible living arrangements, private entrances, outdoor areas, and garage access near the Gulf.

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    Quadplex With Buildable Lots
    Quadplex With Buildable Lots

    2907 Sarah Jean Court, Panama City Beach, FL 32408

    $1,199,000
    3,200 sqft 0.71 AC lot

    Four single-story cottages offer furnished short-term rental capability, contemporary finishes, and paved individual driveways.

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    Panama City Beach, FL Residential Income Properties Market Trends and Statistics

    Explore 58 residential income properties for sale in Panama City Beach, FL, showcased through 53 active listings on our real estate platform. These investment opportunities span a total of 130,034 square feet of properties for sale, with an estimated market value of $59,951,787.

    Sale prices for residential investment properties in Panama City Beach, FL start at $140,000, averaging $1,223,505, and reaching up to $8,200,000 — offering options for a variety of budgets and business needs. Daily updated analytics ensure you stay ahead with the latest data and market trends.

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    Top Commercial Asset Segments

    Commercial property segments ranked by active listings on the market

    Multifamily properties 53
    Short term rental properties 36
    Duplexes 21
    Triplexes 7
    Apartment buildings 6

    Demographics Overview

    Population 71K
    Population Growth (5Y) +2,055.8%
    Median Household Income $72,438
    College Educated 42.8%

    High-Yield Neighborhoods for Investment

    Identify Panama City Beach submarkets with the highest inventory density on the market and evaluate the average listing prices of real estate assets

    Neighborhood Average Price
    Panama City - 32408 $858.3K
    Panama City Beach - 32407 $1.4M

    Taxes & Financing

    Tax Rate (average for all types) 1.13%
    Property Tax per SF $14.55 per SF
    Tax Rate vs County Average 0.16 pp below county avg
    Average Loan-to-Value 65.0%

    Listings Trend

    New vs delisted commercial listings in Bay County

    New Delisted

    Total CRE Inventory on Market (SF)

    Average Property Price per SF

    For-sale Residential Income pricing trends in Bay County

    Residential Income

    Property Size Breakdown

    The majority of commercial real estate listings in Panama City Beach fall within the 25,000 to 50,000 square foot range.

    How Realmo verifies these figures

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    Popular Searches in Panama City Beach, FL

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    Most Searched ZIP Codes in Panama City Beach, FL

    • 32413
    • 32408
    • 32407

    Featured Panama City Beach Real Estate Agencies

    Realmo connects you with licensed Panama City Beach CRE brokers providing property specifications, local market pricing, and commercial transaction underwriting support.

    RC Real Estate Group
    10010 Hutchinson Blvd Panama City Beach, FL 32407
    Phone: (850) 249-6100
    www.rcrealestategroup.com
    Beachy Beach Real Estate
    17747 AShley Dr Unit A Panama City Beach, FL 32413
    Phone: (850) 527-5651
    www.beachybeach.com
    Pelican Real Estate
    Front Beach Road, Suite 104 Panama City Beach, FL 32408
    Phone: (850) 896-1225
    www.pelicanproperty.com/
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