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Waterfront Homesite with Peninsula Setting

3301 Terra Cotta Drive Panama City Beach, FL 32408

3301 Terra Cotta Drive, Panama City Beach, FL, 32408
$525,000
For Sale
$525,000

LAND - Panama City Beach, FL

Lot Size0.50 Acres
Days on Market74

Property Features for 3301 Terra Cotta Drive

General Information

Property type
Land
Property subtype
Other
Standard status
Active
APN
31424-564-000
Lot size
0.50 Acres

Taxes and HOA fees

Tax Year
2025
Tax Description
FINISTERRE SUB PH II 69D3 LOT 14 BLK A ORB 1860 P 1361 ORB 2325 P 373 ORB 2437 P 2155 DELETE COMB WITH 31424-563-000
Tax Annual Amount
1916

Utilities

Water front
1
Listing Agency Counts Real Estate Group
3009 Highway 77 Unit H, PANAMA CITY BEACH, FL
Listed by Jesse A Cole · License #SL3612004
Added: May 6 Checked: Jul 18 at 5:06 pm
MLS# 789569 Listing URL

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.


Investment Insights

Based on property information with market context.

This waterfront land offering is located within the gated waterfront community of Finnisterre on St. Andrews Bay. The homesite at 3301 Terra Cotta Drive is described as having expansive water views and a peninsula-style setting intended to create a more private feel among surrounding custom homes.

The property is positioned for boating access, with the public remarks noting it is just minutes from the Pass for routes from St. Andrews Bay to the Gulf of America. The remarks also indicate access to nearby marinas, golf courses, shopping, dining, and white sand beaches, reflecting the coastal-oriented surroundings of the area.

Buyer is advised to verify measurements and any other pertinent information as needed.

Key Highlights

  • Waterfront homesite in the gated Finnisterre community at 3301 Terra Cotta, overlooking St. Andrews Bay
  • Expansive water views with a peninsula‑style setting designed to provide privacy
  • Community features maintained common areas and winding private streets

Property Analytics

Property Profile Location Intelligence

Current Use by Public Records

Waterfront Land

Suggested Use

Building Supply Auto Repair Shop Dental Office HVAC Service Electrical Service Storage Facility Hair Salon Garden Center Furniture & Home Goods Kitchen & Bath Showroom

Zoning and permitted uses should be independently verified with local authorities.

FAQs

What type of property is this?
Waterfront Land - Build on a waterfront homesite in a gated community on St. Andrews Bay with expansive water views.
Where is this waterfront land located?
The property is located at 3301 Terra Cotta Drive Panama City Beach, FL.
What is the asking price?
The asking price for this property is $525,000.
What are key features of this property?
This property features: Waterfront homesite in the gated Finnisterre community at 3301 Terra Cotta, overlooking St. Andrews Bay; Expansive water views with a peninsula‑style setting designed to provide privacy; Community features maintained common areas and winding private streets
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