Waterfront Homesite with Peninsula
For Sale
$525,000
3301 Terra Cotta Drive, Panama City Beach, FL 32408
Land, Panama City Beach, FL
Property SizeContact for details
Lot Size0.50 Acres
Days on Market122
Property Features for 3301 Terra Cotta Drive
General Information
Property type
Land
Property subtype
Other
Zoning description
Resid Single Family
Subdivision
Finisterre
Elementary school
Patronis
Middle school
Surfside
High school
Arnold
Directions
TAKE THOMAS DRIVE TO N. LAGOON AND TURN AT CAPT. ANDERSON'S RESTAURANT GOING EAST FOLLOW NORTH LAGOON UNTIL IT ENDS.
Standard status
Active
APN
31424-564-000
Lot size
0.50 Acres
Taxes and HOA fees
Tax Year
2025
Tax Description
FINISTERRE SUB PH II 69D3 LOT 14 BLK A ORB 1860 P 1361 ORB 2325 P 373 ORB 2437 P 2155 DELETE COMB WITH 31424-563-000
Tax Annual Amount
1916
HOA Fee
$4,270 Annually
Legal Description
FINISTERRE SUB PH II 69D3 LOT 14 BLK A ORB 1860 P 1361 ORB 2325 P 373 ORB 2437 P 2155 DELETE COMB WITH 31424-563-000
Utilities
Water front
1
Listing Agency:
Counts Real Estate Group
(850) 248-3615
Listed By:
Jesse A Cole · License #SL3612004
(770) 833-7693
Added: May 6
Changed: Sep 3
Last Checked: Sep 4 at 1:06PM
MLS# 789569
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This waterfront land offering is located within the gated waterfront community of Finnisterre on St. Andrews Bay. The homesite at 3301 Terra Cotta Drive is described as having expansive water views and a peninsula-style setting intended to create a more private feel among surrounding custom homes.
The property is positioned for boating access, with the public remarks noting it is just minutes from the Pass for routes from St. Andrews Bay to the Gulf of America. The remarks also indicate access to nearby marinas, golf courses, shopping, dining, and white sand beaches, reflecting the coastal-oriented surroundings of the area.
Buyer is advised to verify measurements and any other pertinent information as needed.
The property is positioned for boating access, with the public remarks noting it is just minutes from the Pass for routes from St. Andrews Bay to the Gulf of America. The remarks also indicate access to nearby marinas, golf courses, shopping, dining, and white sand beaches, reflecting the coastal-oriented surroundings of the area.
Buyer is advised to verify measurements and any other pertinent information as needed.
Key Highlights
- Waterfront homesite in the gated Finnisterre community at 3301 Terra Cotta, overlooking St. Andrews Bay
- Expansive water views with a peninsula‑style setting designed to provide privacy
- Community features maintained common areas and winding private streets
Property Analytics
Property Profile
Current Use
Location Intelligence
Trade Area within ½ mile
318
Businesses Nearby
Explore this area
Business Placement
Demographics for 32408, FL
17,479
Population
17,018
Households
1
Avg Household Size
48
Median Age
39%
College-Educated
96%
High-School Grad
8.6 sq mi
ZIP Area
2,032
Density / Sq Mi
$72,322
Median Household Income
$42,749
Median Earnings
$1,453
Median Rent
$352,400
Median Home Value
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Waterfront Land - Build on a waterfront homesite in a gated community on St. Andrews Bay with expansive water views.
Where is this waterfront land located?
The property is located at 3301 Terra Cotta Drive Panama City Beach, FL.
What is the asking price?
The asking price for this property is $525,000.
What are key features of this property?
This property features: Waterfront homesite in the gated Finnisterre community at 3301 Terra Cotta, overlooking St. Andrews Bay; Expansive water views with a peninsula‑style setting designed to provide privacy; Community features maintained common areas and winding private streets
