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Property profile & analytics
OFF-MARKET
Banks
205 Natoma St Folsom, CA 95630-2617
Individually Owned
10-yr Hold
Absentee Owner
~
Est. High Equity
Property ID
US09-1583504
Property profile
Verified
Property type
Banks
Use group
FINANCIAL BUILDING
Year built
2006
Construction
WOOD
Total area
5,050 SF
Lot
0.65 ac (28,200 SF)
Zoning code
BP
APN
070-0172-046-0000
UPID
US09-1583504
Cap rate & NOI
Priority signal for investors
Implied cap rate, NOI & suggested price
Cap rate vs submarket · NOI estimate · 3 price anchors
Implied cap rate, NOI & suggested price
Cap vs submarket · NOI estimate · 3 price anchors
Current use
Occupant on record · Public records
-
Noble West Insurance Agency
-
Western Transportation Insurance Insurance Agency
Value estimations
Realmo proprietary · 4 methods
AI Approach
AI
by Request
CAP Approach
CAP
by Request
Comparable Approach
Comparable
by Request
Blend (final)
Blend
by Request
Owner & transaction history
John Randolph Kerslake SR. · 10 yrs held
John Randolph Kerslake SR.
since 2016
7 recorded transactions
Zoning & alternative use
BP · Folsom, CA
Permitted uses
Permitted uses
Allowed · conditional · prohibited
Zoning description
The intent of the BP zone is to designate areas suitable for business and professional offices uses in the BP zone are intended to be low intensity commercial uses and compatible with higher intensity residential uses retail commercial activities are discouraged the BP zone may serve as a buffer between retail commercial and residential areas the BP zone sho…
Zone name
Business And Professional District
General category
COMMERCIAL
Zone area
18.61 ac
Source
Realmo
Cap rate
Implied · in-place · derived from last sale + estimated NOI
Implied Cap rate
#1
Implied · in-place · NOI ÷ last sale
In-place · derived from last sale + estimated NOI
Cap rate, NOI & submarket benchmark
Implied cap rate vs Folsom submarket · NOI estimate · Typical band, median & reading
Implied cap rate, NOI & submarket benchmark
Cap vs Folsom submarket · NOI estimate · typical band, median & reading
Refine your cap rate
8-question underwriting flow
1.
Property current status — Going-In vs Stabilized
2.
Price for denominator — asking / offer / market
3.
Leasing status & lease structure (NNN / Gross)
4.
Tenant risk profile & vacancy assumption
5.
Upload T12 / rent roll / OM (optional)
Refine in 60 seconds, get exact suggested price
T12 upload · Submarket benchmarks · Sensitivity grid
Suggested price · 3 cap rate anchors
Income approach @ 5% / 7% / 9% — aggressive / typical / conservative
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · Implied $/SF per anchor · Sensitivity grid
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · implied $/SF · sensitivity
Value
AI, CAP & Alternative Use estimations · Realmo proprietary blendValue Estimations
Based on Realmo’s proprietary methodology
AI Approach
CAP Approach
Comparable Approach
Alternative Use
Get a detailed, property-specific estimation — fast and free
Price per SF
Sale + rent benchmarks
Subject property
—
Submarket sale & rent benchmarks
Median sale $/SF · Asking & closed rent · Submarket vacancy
Submarket sale & rent benchmarks
Median sale $/SF · asking & closed rent · submarket vacancy
Property tax & assessments
Tax year 2024Property tax & assessments
Tax year 2024
Tax billed
$16,049
Tax year 2024
Assessed value
$1,472,920
Assessed 2024
Previous assessed
$1,472,920
+0.0% YoY
Effective rate
1.09%
On assessed value
Assessed land
$225,129
Assessed improvement
$1,247,791
Applied tax rate
4.0000
Comparables
6 recent transactions · within 1.5 miComparable in this city
6 recent transactions
Comparable in this City
Similar Nearby for Sale
Similar Nearby for Lease
Recent comparable sales
Sale price & price/SF · Sale date & distance · Adjustments & confidence
Recent comparable sales
Sale price & $/SF · sale date & distance · adjustments
Property description
Physical attributes from public recordsBuilding & lot
Public records
Property type
Banks
Use group
FINANCIAL BUILDING
Status
Off-Market
Year built
2006
Construction
WOOD
Heating
NONE
Buildings
2
Stories
1
Total area
5,050 SF
Lot
0.65 ac (28,200 SF)
Zoning code
BP
APN
070-0172-046-0000
UPID
US09-1583504
Jurisdiction
SACRAMENTO
Zoning & alternative use
BP · Folsom, CAZoning BP · permitted uses
BP · Folsom, CA
Permitted & conditional uses
Allowed uses · Special-permit conditions · Prohibited uses
Permitted & conditional uses
Allowed · special-permit conditions · prohibited
Zoning description
The intent of the BP zone is to designate areas suitable for business and professional offices uses in the BP zone are intended to be low intensity commercial uses and compatible with higher intensity residential uses retail commercial activities are discouraged the BP zone may serve as a buffer between retail commercial and residential areas the BP zone should be located along major arterials or have direct access to one via a collector street
Zone name
Business And Professional District
General category
COMMERCIAL
Zone area
18.61 ac
Source
Realmo
Building & site characteristics
From public records
Year built
2006
Construction
WOOD
Heating
NONE
Stories
1
Buildings
2
Lot
0.65 ac
Current owner
From public records · entity-resolved
John Randolph Kerslake SR.
Individual
Mailing address
6306 RUTHERFORD CYN RD, LOOMIS, CA 95650-9468
Mailing matches property
Different — outreach signal
Owner-occupied
No
Ownership since
2016
Owner contacts — direct phone, email, and related entities
Decision-maker phone · Verified email · Related entities & filings
Owner contacts
Email · phone · related entities
Sales History
10 recorded events · public records
Date
Price
Buyer
Seller
Deed Type
Mortgage
Jul 22, 2016
—
John Randolph Kerslake SR.
John Randolph Kerslake SR.
Intrafamily Transfer
related
$1,337,000 · First Citizens Bank & Trust Co
Jun 10, 2005
—
Kerslake Family Trust
—
Trustees Deed
related
$1,519,300 · Alliance Bank
May 1, 1998
—
Kerslake Trust
Keslake,john R & Julei A
Quit Claim Deed
related
—
Sep 20, 1996
$301,000
John R Kerslake
Elliot,maurice L & Susan A
Grant Deed
$298,000 · Money Store Investment Corp
Sep 5, 1990
$135,000
Maurice Elliott
Kipp John E
Grant Deed
$260,000 · Commerce Saving Bank
—
—
John R Kerslake
—
Deed Of Trust
related
$53,127 · Redevelopment Agency Folsom
—
—
John R Kerslake
—
Deed Of Trust
related
$308,000 · Wells Fargo Bank
—
—
Maurice L Elliott
—
Deed Of Trust
related
$15,000 · Individual
—
—
Kerslake,tr
—
Deed Of Trust
related
$410,000 · Wells Fargo Bank
—
—
Thomas R Parker
—
Deed Of Trust
related
$30,000 · Commerce Security Bank
Coming soon
Costs & Benchmarks
Operating expenses, capex projections, utility benchmarks, and submarket comparables — all in one view.
Coming soon
Risks
Flood, climate, environmental, title, and tenant-concentration risk — surfaced with mitigations and source citations.
Try Rey
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