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Property profile & analytics
OFF-MARKET
Estimated value
$700,000
Retail residential properties
195 Duke Of Gloucester St Annapolis, MD 21401-2558
Individually Owned
3-yr Hold
Property ID
US40-0653068
Property profile
Verified
Property type
Retail residential properties
Use group
STORES & APARTMENTS
Year built
1860
Construction
BRICK
Total area
4,942 SF
Lot
0.09 ac (3,840 SF)
Zoning code
C1A
APN
06-000-07218425
UPID
US40-0653068
Cap rate & NOI
Priority signal for investors
Implied cap rate, NOI & suggested price
Cap rate vs submarket · NOI estimate · 3 price anchors
Implied cap rate, NOI & suggested price
Cap vs submarket · NOI estimate · 3 price anchors
Current use
Occupant on record · Public records
-
Olsen Creighton Law Firm
Value estimations
Realmo proprietary · 4 methods
AI Approach
AI
$725k
CAP Approach
CAP
$785k
Comparable Approach
Comparable
by Request
Blend (final)
Blend
$700k
Owner & transaction history
Terrence L Smith · 3 yrs held
Terrence L Smith
since 2023
Last sale
$639,000
5 recorded transactions
Zoning & alternative use
C1A · Annapolis, MD
Permitted uses
Permitted uses
Allowed · conditional · prohibited
Cap rate
Implied · in-place · derived from last sale + estimated NOI
Implied Cap rate
#1
Implied · in-place · NOI ÷ last sale
In-place · derived from last sale + estimated NOI
Cap rate, NOI & submarket benchmark
Implied cap rate vs Annapolis submarket · NOI estimate · Typical band, median & reading
Implied cap rate, NOI & submarket benchmark
Cap vs Annapolis submarket · NOI estimate · typical band, median & reading
Refine your cap rate
8-question underwriting flow
1.
Property current status — Going-In vs Stabilized
2.
Price for denominator — asking / offer / market
3.
Leasing status & lease structure (NNN / Gross)
4.
Tenant risk profile & vacancy assumption
5.
Upload T12 / rent roll / OM (optional)
Refine in 60 seconds, get exact suggested price
T12 upload · Submarket benchmarks · Sensitivity grid
Suggested price · 3 cap rate anchors
Income approach @ 5% / 7% / 9% — aggressive / typical / conservative
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · Implied $/SF per anchor · Sensitivity grid
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · implied $/SF · sensitivity
Value
AI, CAP & Alternative Use estimations · Realmo proprietary blendValue Estimations
Based on Realmo’s proprietary methodology
AI Approach
Method
Estimation
Statistic approach
$705,000
ML approach
$725,000
CAP Approach
CAP Return
Estimation
6%
$850,000
6.5%
$785,000
7%
$730,000
Blend value · Realmo final
$700k
Range $630k – $770k · ±10% · vs last sale $639k (Jan 20 2023)
Last sale anchor
$639k
Jan 20 2023
Realmo estimate · informational only.
These numbers are calculated by our models from public records and may not reflect actual market value.
Not an appraisal.
Verify with a licensed appraiser before transacting. Realmo accepts no liability for divergence from real-world outcomes.
View the full estimation — every method, every assumption
Confidence drivers & risk notes · Custom comparable set · Free for first 3 / day
Full estimation methodology
Every method · every assumption · confidence drivers
Price per SF
Sale + rent benchmarks
Subject property
$142 / SF
Submarket sale & rent benchmarks
Median sale $/SF · Asking & closed rent · Submarket vacancy
Submarket sale & rent benchmarks
Median sale $/SF · asking & closed rent · submarket vacancy
Property tax & assessments
Tax year 2023Property tax & assessments
Tax year 2023
Tax billed
$19,356
Tax year 2023
Assessed value
$1,350,700
Assessed 2023
Previous assessed
$1,322,600
+2.1% YoY
Effective rate
1.43%
On assessed value
Assessed land
$881,200
Assessed improvement
$469,500
Land market value
$881,200
Improvement market value
$469,500
Total market value
$1,350,700
Applied tax rate
1.0000
Comparables
6 recent transactions · within 1.5 miComparable in this city
6 recent transactions
Comparable in this City
Similar Nearby for Sale
Similar Nearby for Lease
Recent comparable sales
Sale price & price/SF · Sale date & distance · Adjustments & confidence
Recent comparable sales
Sale price & $/SF · sale date & distance · adjustments
Property description
Physical attributes from public recordsBuilding & lot
Public records
Property type
Retail residential properties
Use group
STORES & APARTMENTS
Status
Off-Market
Year built
1860
Construction
BRICK
Heating
HEAT PUMP
Cooling
YES
Stories
3
Units
1
Bathrooms
2
Total area
4,942 SF
Lot
0.09 ac (3,840 SF)
Zoning code
C1A
APN
06-000-07218425
UPID
US40-0653068
Jurisdiction
ANNE ARUNDEL
Zoning & alternative use
C1A · Annapolis, MD
Zoning C1A · permitted uses
C1A · Annapolis, MD
Permitted & conditional uses
Allowed uses · Special-permit conditions · Prohibited uses
Permitted & conditional uses
Allowed · special-permit conditions · prohibited
Annapolis. Always verify with local authorities before improvements.
Building & site characteristics
From public records
Year built
1860
Construction
BRICK
Heating
HEAT PUMP
Cooling
Yes
Stories
3
Units
1
Bathrooms
2
Lot
0.09 ac
Current owner
From public records · entity-resolved
Terrence L Smith
Individual
Mailing address
195 DUKE OF GLOUCESTER ST, ANNAPOLIS, MD 21401-2558
Mailing matches property
Yes
Owner-occupied
Yes
Ownership since
2023
Owner contacts — direct phone, email, and related entities
Decision-maker phone · Verified email · Related entities & filings
Owner contacts
Email · phone · related entities
Sales History
5 recorded events · public records
Date
Price
Buyer
Seller
Deed Type
Mortgage
Jan 20, 2023
—
Terrence L Smith
Terence L Smith
Intrafamily Transfer
related
—
Feb 24, 2000
$639,000
Terence L Smith
Settle,george W & Geraldine W
Grant Deed
$399,000 · Bank Of America
—
—
Terence Smith
—
Deed Of Trust
related
$406,900 · Suntrust Mortgage INC
—
—
Terence L Smith
—
Deed Of Trust
related
$359,650 · Gmac Bank
—
—
Terence L Smith
—
Deed Of Trust
related
$408,000 · Suntrust Mortgage INC
Coming soon
Costs & Benchmarks
Operating expenses, capex projections, utility benchmarks, and submarket comparables — all in one view.
Coming soon
Risks
Flood, climate, environmental, title, and tenant-concentration risk — surfaced with mitigations and source citations.
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