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Financial
Distress signals
Property profile

92 Congress St Saratoga Springs, NY 12866

FOR SALE
Office buildings
Property ID
US63-1515126
10,111 SF 0.22 ac lot Built 2002
Last sale May 2022 · $1,425,000
Entity Owned Owner of record is a legal entity (LLC / corporation). 4-yr Hold Held for 4 years. ~ Est. High Equity Modeled equity is high. Estimate, not a fact.
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Property summary

AI-generated overview

This two-story retail/office building contains approximately 10,000 square feet of space and is located in downtown Saratoga Springs on Congress Street between South Franklin Street and Hamilton Street, adjacent to the Embassy Suites by Hilton Hotel. The property sits on approximately 0.44 acres and includes approximately 16 parking spaces and one passenger elevator. The building is configured for mixed retail and office use, with multiple tenants on the first floor and owner/occupant use…

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. Included with a plan.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with a plan.

Debts

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — included with a plan.

Property tax

What does the county charge?
Assessed value · 2023$649k
Assessed land$245k
Assessed improvement$405k

Value estimate

· Oct 2026
$1.82M
$1.64M – $2.00M
AI approach$1.88M
Submarket $/SF estimate$1.12M
NOI build-up
Gross scheduled income$218k
Vacancy & credit loss−$36k
Operating expenses−$46k
NOI · 4.14% cap applied$137k

Realmo valuation models over county records and 3 qualifying comparable sales.

Recently sold

What actually traded nearby?
$199/SF
County average, outlier-cleaned · 71 recorded sales of this use type
Observed band · Q1–Q3$110 – $290
Qualifying comparables3

Cap rate analysis

How does the asset earn?
4.14%
$137k estimated NOI · market benchmarks for this use type

Price anchors at 6 / 6.5 / 7% — in the full report.

Zoning insight

What can be built here?
C1
JurisdictionSARATOGA

Location intelligence

Which uses thrive at this corner?
Best fit: Veterinary Clinic
Demand index
Veterinary Clinic8.3
Dry Cleaner8.3
Butcher8.3

Location

92 Congress St Saratoga Springs, NY 12866
County assessor Recorded deeds · 1 transfer 3 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 16 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
373 Church, Saratoga Springs, NY 12866-8626 $3,675,000 Dec 2022 10,092 SF
53 Spg, Saratoga Springs, NY 12866-3295 $1,500,000 Apr 2022 7,168 SF
3257 Rte 9us, Saratoga Springs, NY 12866-6210 $513,200 Aug 2021 10,700 SF
31 Woodlawn, Saratoga Springs, NY 12866-2162 $2,800,100 Jun 2021 10,300 SF
57 Phila, Saratoga Springs, NY 12866-3200 $1,750,000 Mar 2021 7,275 SF
95 Washington, Saratoga Springs, NY 12866-4163 $2,100,000 Dec 2020 14,768 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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Ask anything about this address in plain English.
“Is 15.6% cap rate sustainable?” · “Best tenant mix for BU1?” · “What’s the redev upside?”
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