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    Spencer, TN Waterfront Land for Sale

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    Sparta, TN Doyle, TN Rock Island, TN
    Mountain Land with Creek
    $749,900
    37.00 Acres

    Mountain Land with Creek

    235 Sparta St, Spencer, TN 38585

    Brow-lot acreage with build sites, a creek and perk approval for a 3-bedroom home at the creek.

    • 38‑acre non‑restricted mountaintop property with a creek (5 acres on the brow and 33 acres down by the wrap‑around creek)
    • Fiber optic internet available and multiple build sites throughout the property
    • Lot has been perk tested and approved for a 3‑bedroom home at the creek
    • Includes a 2‑year‑old, lived‑in tiny house with full‑size appliances and a 100‑year‑old original four‑room storage cabin home
    • On‑site utilities include 200 amp electric service on the upper driveway and a 30 amp RV outlet on the service pole
    Updated: Nov 26, 2025
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    Lakefront Lot in Long Branch
    $59,900
    1.01 Acres

    Lakefront Lot in Long Branch

    Bunkhouse Rd lot: 10, Spencer, TN 38585

    Beautiful 1.01 acre lakefront lot in Spencer, Tennessee.

    • Last available lakefront lot in Long Branch on Bunkhouse Road.
    • Lakefront property with gentle slope to the water.
    • Next to the Equestrian Center.
    • Perc tested with approval on file with the State of TN.
    • Views in every direction at the end of the road.
    Updated: May 23
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    Waterfront Lot in Gated Community
    $110,000

    Waterfront Lot in Gated Community

    Beautiful waterfront lot with equestrian and lake amenities.

    47 Hemlock Lane, Spencer, TN 38585
    View details
    Based on your search, we've compiled 7 Potential Opportunities for your consideration. Besides 3 Active listings in Spencer, TN, we suggest exploring several alternatives: 4 properties in Nearby Cities

    Opportunities in Nearby Cities

    Here are 4 Similar properties we found in Nearby Locations for your consideration.

    Waterfront Land with Scenic Views
    $129,900
    6.00 Acres

    Waterfront Land with Scenic Views

    6-acre waterfront land near state park, ideal for home.

    Butts Bridge Road, Sparta, TN 38583
    View details
    Rocky River Waterfront Land
    $104,900
    0.68 Acres

    Rocky River Waterfront Land

    0.68-acre riverfront property on the Rocky River.

    Hidden River Rd lot: 73, Rock Island, TN 38581
    View details
    Riverfront Lot in Rock Island
    $110,000
    2.00 Acres

    Riverfront Lot in Rock Island

    2-acre lot with 190' river frontage, docks permitted.

    542 Rocky River Shores, Rock Island, TN 38581
    View details
    Waterfront Land on Caney Fork
    $199,000

    Waterfront Land on Caney Fork

    Private waterfront retreat with river frontage and recreational opportunities.

    983 River Hill Road, Sparta, TN 38583
    View details

    Spencer, TN Waterfront Land Investment Opportunities Market Analysis

    Explore 3 waterfront land for sale in Spencer, TN, showcased through 3 active listings on our real estate platform. These investment opportunities span a total of 0 square feet of properties for sale, with an estimated market value of $919,800.

    Sale prices for water rights properties in Spencer, TN start at $59,900, averaging $306,600, and reaching up to $749,900 — offering options for a variety of budgets and business needs. Daily updated analytics ensure you stay ahead with the latest data and market trends.

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    Top Commercial Asset Segments

    Residential land & home lots 57
    Recreation land 9
    Agricultural land / Farmland 4
    Hunting land 4
    Commercial land 3

    Demographics Overview

    Population 4,550
    Population Growth (5Y) +14.6%
    Median Household Income $51,458
    College Educated 17.7%

    High-Yield Neighborhoods for Investment

    Identify Spencer submarkets with the highest inventory density on the market and evaluate the median listing prices of real estate assets

    Neighborhood Average Price
    38585 $85K

    Taxes & Financing

    Tax Rate (average for all types) 2.32%
    Property Tax per SF $55.51 per sq ft
    Average Loan-to-Value 65.0%

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