Monticello, IN Waterfront Land for Sale

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Reynolds, IN Burnettsville, IN Monon, IN

22 properties

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Updated: Dec 12, 2025

Lakefront Land with Ranch Home

11810 W 820 N Crossroads, Monticello, IN 47960

$1,199,990

3.90 AC lot

3.90‑acre Lake Freeman multi‑purpose property with 3 separate parcels
Ranch‑style house built in 1967 with 2,900+ SF and a walkout basement
Estimated 260 ft of level lake frontage with harbor, boat launch, and shallow sandy swimming areas
Lakefront features include lake frontage on Lake Freeman
Central air cooling; shingle roof

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Updated: Mar 31

Low-Bank Waterfront Building Lot

N Longbriar Court lot: 4, Monticello, IN 47960

$215,000

0.46 AC lot

Lake Shafer lot with 101' low‑bank waterfront and nearly 1 acre of wooded land with mature trees
Permanent boat lift already in place for the shoreline
Combination steel and steel/wood seawall spans the shoreline
Western exposure for sunset views
Partial ownership of the subdivision boat ramp for launching watercraft

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Waterfront Land Parcel

N E Shafer Drive, Monticello, IN 47960

$485,000

9.43 AC lot

Build on a Lake Shafer waterfront tract with extensive shoreline and a newly added wood fence line.

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Lakefront Building Lots

31 N Diamond Point Road, Monticello, IN 47960

$219,900

0.42 AC lot

Two shovel-ready lakefront parcels offer gentle waterfront access with building sites outside the flood zone.

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Platted Waterfront Subdivision Land

1 W Aquarius Drive, Monticello, IN 47960

$899,900

35.07 AC lot

Platted waterfront subdivision with multiple bayfront lots and existing gravel road access for lake-oriented development plans.

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Waterfront Residential Land with Utilities

2061 Deepwater (Lot 14) Loop lot: 14, Monticello, IN 47960

$239,900

0.50 AC lot

Waterfront lot in Lakeview Bay with direct shoreline access and full utilities for building a custom home or getaway.

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Waterfront Lake Lot with Utilities

2079 Deepwater (Lot 11) Loop lot: 11, Monticello, IN 47960

$229,900

0.30 AC lot

Build on a lakefront lot with direct shoreline access and utilities available at the site.

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Lakefront Residential Lot with Utilities

2055 Deepwater (Lot 15) Loop lot: 15, Monticello, IN 47960

$239,900

0.44 AC lot

Build a custom home or vacation retreat on a lakefront lot with direct shoreline access and utilities on site.

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Recreational Lake-View Lot

Parses Road lot: 4, Monticello, IN 47960

Contact for pricing

0.71 AC lot

A near three-quarter-acre lot across from Lake Shafer with utilities available and access to the lakes recreation area.

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Lakefront Residential Building Lots

31 E 100 N, Monticello, IN 47960

$219,900

Two separate lakefront parcels offer buildable sites with waterfrontage and existing gravel access.

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Water-Access Interior Waterfront Lot

2043 Deepwater (Lot 17) Loop lot: 17, Monticello, IN 47960

$64,900

0.24 AC lot

Interior lake-access lot with shared common area and courtesy dock on Lake Shafer in Lakeview Bay.

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Waterfront Lakefront Buildable Lot

2073 Deepwater (Lot 12) Loop lot: 12, Monticello, IN 47960

$239,999

0.33 AC lot

Build a custom home or recreation getaway on a lakefront lot with full utilities at the site.

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Lakefront Residential Building Lot

2067 Deepwater (Lot 13) Loop lot: 13, Monticello, IN 47960

$239,999

0.35 AC lot

Waterfront lot on Lake Shafer with utilities at the site and direct shoreline access for a custom build.

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Water-Access Waterfront Interior Lot

2019 Deepwater (Lot 21) Loop lot: 21, Monticello, IN 47960

$64,900

0.28 AC lot

Build on an interior lot with shared lake common area and homeowner dock access to Lake Shafer.

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Interior Waterfront-Access Lot with Dock

2037 Deepwater (Lot 18) Loop lot: 18, Monticello, IN 47960

$69,999

0.24 AC lot

Build in Lakeview Bay with shared lakeside common access and a private community dock on Lake Shafer.

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Water-Access Lakeview Interior Lot

2014 Deepwater (Lot 26) Loop lot: 26, Monticello, IN 47960

$59,900

0.25 AC lot

Build an interior home with shared access to Lake Shafer through a private community dock in a homeowner-only lakeside setting.

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Interior Lake-Access Residential Lot

2110 Deepwater (Lot 33) Loop lot: 33, Monticello, IN 47960

$59,900

0.25 AC lot

Build in Lakeview Bay with shared water access to Lake Shafer and full utility connections.

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Water-Access Interior Waterfront Lot

2133 Deepwater (Lot 2) Loop lot: 2, Monticello, IN 47960

$69,999

0.31 AC lot

Interior lot in Lakeview Bay with shared water access to Lake Shafer via a private community dock.

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Water-Access Interior Building Lot

2134 Deepwater (Lot 35) Loop lot: 35, Monticello, IN 47960

$59,900

0.25 AC lot

Interior lot in Lakeview Bay with shared lake access and full utilities for a home build near area recreation.

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Interior Waterfront Access Residential Lot

2146 Deepwater (Lot 36) Loop lot: 36, Monticello, IN 47960

$74,999

0.34 AC lot

Residential interior lot with shared lake common area and a courtesy dock on Lake Shafer in Lakeview Bay.

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Water-Access Waterfront Interior Lot

2031 Deepwater (Lot 19) Loop lot: 19, Monticello, IN 47960

$69,999

0.28 AC lot

Build on a 0.28-acre interior lot with shared access to Lake Shafer via a private community dock.

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Water-Access Interior Lake Lot

2074 Deepwater (Lot 30) Loop lot: 30, Monticello, IN 47960

$94,999

0.50 AC lot

Interior residential lot with shared lake access and a private community dock on Lake Shafer.

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Based on your search, we've compiled Potential Opportunities for your consideration. Besides 22 Active Listings in Monticello, IN

Monticello, IN Waterfront Land Market Trends and Statistics

Explore 22 waterfront land for sale in Monticello, IN, showcased through 22 active listings on our real estate platform. These investment opportunities span a total of 0 square feet of properties for sale, with an estimated market value of $5,147,383.

Sale prices for water rights properties in Monticello, IN start at $28,500, averaging $233,971, and reaching up to $1,199,990 — offering options for a variety of budgets and business needs. Daily updated analytics ensure you stay ahead with the latest data and market trends.

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Top Commercial Asset Segments

Commercial property segments ranked by active listings on the market

Demographics Overview

Population 15K

Population Growth (5Y) +5.2%

Median Household Income $61,087

College Educated 24.1%

High-Yield Neighborhoods for Investment

Identify Monticello submarkets with the highest inventory density on the market and evaluate the average listing prices of real estate assets

Neighborhood	Average Price
47960	$249.7K

Taxes & Financing

Tax Rate (average for all types) 1.66%

Property Tax per SF $33.92 per SF

Tax Rate vs County Average 0.25 pp above county avg

Average Loan-to-Value 65.0%

Listings Trend

New vs delisted commercial listings in White County

New Delisted

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