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    Lakefront Land with Ranch Home Title is generated by Realmo AI

    11810 W 820 N Crossroads, Monticello, IN 47960

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    Claim this Listing
    For Sale
    $1,199,990

    COMMERCIAL - Monticello, IN

    Property size:
    2,900 SF
    Lot size:
    3.90 Acres
    Price / SF:
    $413/SF
    Added:
    Dec 12, 2025
    Days on Market:
    203
    Last Refresh:
    Jul 3 at 6:06 am

    Property Features for 11810 W 820 N Crossroads

    General Information

    Property type
    Commercial Sale
    Property subtype
    Other
    Rooms
    Basement
    Parking features
    Off Street, Garage
    Standard status
    Active
    APN
    08-04-27-000-095.000-011
    Lot size
    3.90 Acres

    Taxes and HOA fees

    Tax Year
    2026
    Tax Description
    **See Documents Section**
    Tax Annual Amount
    4327

    Utilities

    Cooling system
    Central Air
    Water front features
    Lake
    Water front
    1

    Building Details

    Year built
    1967
    Flooring type
    Vinyl, Carpet, Laminate
    Roof type
    Shingle

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    Gregory Vogel II, Gri
    Gregory Vogel II, Gri

    Listing agent Gregory Vogel II, Gri

    Listing office VOGEL REAL ESTATE 1001 N MAIN, Monticello, IN

    Listing date Dec 12, 2025

    MLS# 202548777

    Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • 3.90‑acre Lake Freeman multi‑purpose property with 3 separate parcels
    • Ranch‑style house built in 1967 with 2,900+ SF and a walkout basement
    • Estimated 260 ft of level lake frontage with harbor, boat launch, and shallow sandy swimming areas
    • Lakefront features include lake frontage on Lake Freeman
    • Central air cooling; shingle roof
    • Parking includes off‑street and a garage

    Overview

    This waterfront property offers a multi-purpose configuration on three separate parcels totaling 3.90 acres, with an included 2,900+ square foot ranch-style house featuring a walkout basement. The home sits on a 0.80-acre parcel and overlooks an estimated 260 feet of level lake frontage. The frontage includes harbor and a boat launch, along with shallow sandy swimming areas for lake recreation.

    The property is located on Lake Freeman in Monticello, Indiana, within Carroll County. The waterfront setting provides direct lake access through the harbor and boat launch, with level shoreline that can support a variety of on-site uses.

    For buyers seeking a mixed-use platform, the layout supports combining residential living with potential commercial operations tied to the lake environment. The presence of the ranch home and walkout basement can serve as on-site housing or staff quarters, while the additional acreage and direct water access offer room to plan other uses across the separate parcels. This is a distinctive offering designed for buyers who want both a livable residence and meaningful waterfront improvements in one assemblage.
    Property Profile Location Intelligence

    Current Use by Public Records

    Waterfront Land

    Suggested Use

    Restaurant Big Box & Wholesale Store Spa & Massage Center Hotel & Motel Electrical Service (Bike/Boat/Book/etc) Store Bed & Breakfast Building Supply Auto Repair Shop Department Store

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Monticello
    County
    White
    State
    Indiana
    Longitude
    -86.751358
    Latitude
    40.6673

    FAQs

    What type of property is this?
    Waterfront Land - Multi-parcel lakefront property with a ranch home and expansive frontage for flexible commercial or residential use.
    Where is this waterfront land located?
    The property is located at 11810 W 820 N Crossroads Monticello, IN.
    What is the asking price?
    The asking price for this property is $1,199,990.
    What are key features of this property?
    This property features: 3.90‑acre Lake Freeman multi‑purpose property with 3 separate parcels; Ranch‑style house built in 1967 with 2,900+ SF and a walkout basement; Estimated 260 ft of level lake frontage with harbor, boat launch, and shallow sandy swimming areas
    More about this property
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