Restaurant Property with Central
For Sale
$1,500,000
40W188 Campton Crossings Drive, St Charles, IL 60175
Established commercial restaurant property with central air and COMMR zoning.
Property Size5,703 SF
Days on Market225
Property Features for 40W188 Campton Crossings Drive
General Information
Standard status
Active
Size
5,703 SF
Zoning
COMMR
Net Operating Income
$121,000
Taxes and HOA fees
Annual Taxes
$18,083
Amenities
Central Air
Building Details
Building Size
5,703 SF
Year Built
2002
Stories
1
Listing Agency:
Brummel Properties, Inc.
(630) 429-7688
Listed By:
Judith Almeida
(630) 429-7688
Source:
Evrealestate
Added: Dec 29, 2025
Changed: Aug 10
Last Checked: Aug 11 at 7:10AM
Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of Brummel Properties, Inc.
Investment Insights
Based on property information with market context.
This conventional restaurant property at 40W188 Campton Crossings Drive in St. Charles, Illinois, includes central air and was built in 2002. The property carries COMMR zoning and is accessed from Campton Crossings Drive via the first entrance on the left after reaching the parking lot from Lafox Road.
The site is located in Kane County, with access from Route 64 West of St. Charles to Lafox Road and then south to the property entrance.
The site is located in Kane County, with access from Route 64 West of St. Charles to Lafox Road and then south to the property entrance.
Key Highlights
- Conventional restaurant property at 40W188 Campton Crossings Drive
- Central air included
- Built in 2002
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$71,293
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
4.75%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$1,425,860
$1.4M
Cap Rate 7%
$1,018,471
$1.0M
Cap Rate 9%
$792,144
$792.1K
Market Conditions
NOI Build-Up for 5,703 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$102.7K $18.00/SF
− Vacancy
−$7.6K −$1.33/SF
EGI
$95.1K $16.67/SF
− OpEx
−$23.8K −$4.17/SF
NOI
$71.3K $12.50/SF
Area
Kane County, IL
Vacancy
7.40%
Lease Rate
$18.00 /SF/Yr
Expense Ratio
25.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$1,425,860
Cap Rate 7%
$1,018,471
Cap Rate 9%
$792,144
Alternative Uses
Best Use
Specialty Retail
$1.02M
$891.2K – $1.19M
NOI $71,293 @ 7.0% cap · market cap 4.75%
Second Best
—
—
no second resolved use
Theoretical Best
Office A
$1.97M
$1.72M – $2.30M
NOI $137,829 @ 7.0% cap · market cap 9.19%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Current Use
Location Intelligence
Trade Area within ½ mile
417
Businesses Nearby
35k
Monthly Visits Nearby
Balanced
Demand for This Use
Explore this area
Business Placement
Foot Traffic Nearby
Shops & Services 51%
Dining 44%
Beauty & Spa 5%
Shell
Shops & Services
13,062 visits/mo
0.2 miles
McDonald's
Dining
12,791 visits/mo
0.1 miles
Circle K
Shops & Services
5,072 visits/mo
0.2 miles
Dairy Queen
Dining
2,143 visits/mo
0.2 miles
Great Clips
Beauty & Spa
1,683 visits/mo
0.1 miles
Demographics for 60175, IL
26,024
Population
9,170
Households
2.8
Avg Household Size
42
Median Age
55%
College-Educated
97%
High-School Grad
33.5 sq mi
ZIP Area
777
Density / Sq Mi
$173,564
Median Household Income
$74,743
Median Earnings
$2,859
Median Rent
$476,100
Median Home Value
Market
Vacancy Rate% for Retail in Midwest region
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Conventional restaurant - Established commercial restaurant property with central air and COMMR zoning.
Where is this conventional restaurant located?
The property is located at 40W188 Campton Crossings Drive St Charles, IL.
What is the asking price?
The asking price for this property is $1,500,000.
What are key features of this property?
This property features: Conventional restaurant property at 40W188 Campton Crossings Drive; Central air included; Built in 2002
