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Mixed-Use Storefront With Rear Apartment
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336 E 4th St, Loveland, CO 80537

Downtown commercial space offers prominent display windows and a built-in live-work configuration.

Property Size3,750 SF
Price / SF$140
Days on Market11

Property Features for 336 E 4th St

General Information

Standard status Active
Size 3,750 SF
Property subtype RETAIL

Amenities

updated sidewalks and streetscape
large storefront windows
apartment in back for live/work
Listing Agency: CBRE - Fort Collins
Listed By: Alexander Schultz
Source: Moodyscre
Added: Aug 7 Changed: Aug 10 Last Checked: Aug 10 at 8:12AM

Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of CBRE - Fort Collins

Investment Insights

Based on property information with market context.

This mixed-use property includes 3,750 square feet with a storefront-oriented layout and large display windows along the downtown commercial corridor. A rear apartment adds residential space for a live-work arrangement, and the property is ready for occupancy.

The building is located on downtown Loveland’s primary retail street, with established shops, restaurants, and cultural destinations surrounding the corridor. Sidewalk and streetscape improvements have also been completed along the area.

The combination of retail-facing frontage, flexible commercial use, and a rear apartment creates a practical configuration for a business seeking both customer-facing space and an on-site residential component.

Key Highlights

  • 3,750‑square‑foot mixed‑use property in downtown Loveland
  • Large storefront windows along downtown Loveland’s primary retail street
  • Rear apartment supports a live‑work configuration

Financial Insights

Estimated NOI and Cap Rate

NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$32,810
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
6.25%
Suggested Prices Based on Cap Rates Cap rates vary significantly by property type, market, and asset quality. Typical U.S. stable-market ranges: Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+) Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand) Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically) Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher) Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk) Self-Storage — 5.5% to 7.5% Medical Office — 6.0% to 7.5% Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term Rules of thumb: Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%). Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C. Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI. Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$656,200 $656.2K
Cap Rate 7%
$468,714 $468.7K
Cap Rate 9%
$364,556 $364.6K
Market Conditions
NOI Build-Up for 3,750 SF Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent. EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs. OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements. NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$50.4K $13.44/SF
− Vacancy
−$3.5K −$0.94/SF
EGI
$46.9K $12.50/SF
− OpEx
−$14.1K −$3.75/SF
NOI
$32.8K $8.75/SF
Area
Larimer County, CO
Vacancy
7.00%
Lease Rate
$13.44 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates Cap rates vary significantly by property type, market, and asset quality. Typical U.S. stable-market ranges: Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+) Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand) Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically) Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher) Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk) Self-Storage — 5.5% to 7.5% Medical Office — 6.0% to 7.5% Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term Rules of thumb: Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%). Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C. Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI. Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$656,200
Cap Rate 7%
$468,714
Cap Rate 9%
$364,556

Alternative Uses

Best Use
Office B
$759.4K
$664.5K – $886.0K (±1% cap)
NOI $53,159 @ 7.0% cap · market cap 10.13%
Second Best
Retail
$468.7K
$410.1K – $546.8K (±1% cap)
NOI $32,810 @ 7.0% cap · market cap 6.25%
Theoretical Best
Office A
$1.01M
$880.7K – $1.17M (±1% cap)
NOI $70,459 @ 7.0% cap · market cap 13.42%
Zoning and permitted uses should be independently verified with authorities.

Property Analytics

Current Use

Freeze Dried Freaks ... Specialty Food Shop

Suggested Use

Top Pick Parking Lot & Garage Daycare Center (Bike/Boat/Book/etc) Store Butcher Grocery & Convenience Store Locksmith

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Location Intelligence

Trade Area within ½ mile

1,671
Businesses Nearby

Demographics for 80537, CO

43,603
Population
20,314
Households
2.1
Avg Household Size
44
Median Age
37%
College-Educated
95%
High-School Grad
122.4 sq mi
ZIP Area
356
Density / Sq Mi
$83,746
Median Household Income
$44,448
Median Earnings
$1,630
Median Rent
$460,100
Median Home Value

Market

Vacancy Rate% for Office in West region

11% 2019
14.1% 2020
15.5% 2021
17.2% 2022
19.9% 2023
21% 2024
20.8% 2025
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Frequently Asked Questions

What type of property is this?
Mixed-use property - Downtown commercial space offers prominent display windows and a built-in live-work configuration.
Where is this mixed-use property located?
The property is located at 336 E 4th St Loveland, CO.
What is the asking price?
The asking price for this property is $525,000.
What are key features of this property?
This property features: 3,750‑square‑foot mixed‑use property in downtown Loveland; Large storefront windows along downtown Loveland’s primary retail street; Rear apartment supports a live‑work configuration
(970) 658-7159 Call to check price and availability
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