Five-Unit Downtown Income Property

446 E 4th St Loveland, CO 80537

For Sale

$1,250,000

MULTI_FAMILY - Contemporary - Loveland, CO

Property size:

4,210 SF

Lot size:

0.24 Acres

Price / SF:

$296/SF

For Sale

$1,250,000

MULTI_FAMILY - Contemporary - Loveland, CO

Property size:

4,210 SF

Lot size:

0.24 Acres

Price / SF:

$296/SF

Added:: May 26, 2026
Days on Market:: 48
Last Refresh:: Jul 12 at 4:06 am

Property Features for 446 E 4th St

General Information

Property type: Residential Multi Family
Property subtype: Other
Zoning: DT
Bedrooms: 7
Bathrooms: 6
Rooms: Bedroom 1, Basement, Bathroom 1, Bedroom 6, Bathroom 2, Bedroom 3, Bedroom 5, Bathroom 4, Bathroom 6, Bedroom 2, Bedroom 7, Bathroom 5, Bathroom 3, Bedroom 4
Parking: 2
Patio and Porch features: Patio
Interior features: Washer/Dryer Hookup
Exterior features: Sprinkler System
Basement: Unfinished
Appliances: No Units Furnished
Standard status: Active
APN: R0446238
Size: 4,210 SF
Lot size: 0.24 Acres

Taxes and HOA fees

Tax Year: 2025
Tax Annual Amount: 4116

Utilities

Utilities: Natural Gas Available
Sewer type: Public Sewer
Heating system: Forced Air
Cooling system: Central Air

Building Details

Year built: 1905
Floors in Building: 1
Number of units: 5
Building materials: Block, Stucco
Roof type: Composition
Architectural style: Contemporary

Listing agent Nanci Garnand License #40002714

Listing office Real 999 18th St. Suite 3000, Denver, CO

Listing date May 26, 2026

MLS# 1060558 Listing URL

Investment Insights

Based on property information with market context.

This five-unit income property is set on one lot and includes an updated front house plus two duplex buildings. The front house was originally built in 1905 and has undergone updates, including kitchen upgrades, appliances, and electrical system improvements. The duplex units each include a living area, kitchen, bedroom, full bath, and mudroom entries, with dedicated space for tenant washers and dryers. One duplex unit has wood flooring while the other has carpet. The property also includes a detached garage with two separate spaces and yard grass space.

Located within the DT (Downtown) zoning area at 446 E 4th St in Loveland, the buildings front E. 4th Street and have benefited from recent street improvements. The listing is described as being just blocks from the Civic Center, Library, restaurants, shopping, and downtown events.

Water is billed back to tenants. The property is positioned within multiple Downtown (DT) zoning and development incentive districts listed in the remarks, including the Enterprise Zone, Downtown Urban Renewal Area (URA), General Improvement District #1, Historic Downtown Loveland (CEF Exempt Area), Historic Loveland BID, and Loveland DDA.

Key Highlights

Five income‑producing rental units on one lot: updated 1905 front house plus two duplex buildings
Detached garage with 2 separate spaces, plus yard space with grass
Front house updated with kitchen upgrades, appliances, and electrical system improvements

Property Analytics

Property Profile Location Intelligence

Current Use by Public Records

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For sale
Apartment buildings
CO
Loveland
80537
446 E 4th St

What type of property is this?

Apartment building - Five rental units on one lot, combining an updated front house and two duplex buildings with dedicated washer/dryer space.

Where is this apartment building located?

The property is located at 446 E 4th St Loveland, CO.

What is the asking price?

The asking price for this property is $1,250,000.

What are key features of this property?

This property features: Five income‑producing rental units on one lot: updated 1905 front house plus two duplex buildings; Detached garage with 2 separate spaces, plus yard space with grass; Front house updated with kitchen upgrades, appliances, and electrical system improvements

446 E 4th St Loveland, CO 80537

MULTI_FAMILY - Contemporary - Loveland, CO

Property Features for 446 E 4th St

General Information

Taxes and HOA fees

Utilities

Building Details

Investment Insights

Key Highlights

Property Analytics

Current Use by Public Records

Suggested Use

Similar For Sale Nearby

Two-Story Office Building with Parking

Downtown Flex Retail Building

Duplex with Finished Basement ADU

Contemporary Residential Income Quadplex

Turnkey Fourplex with Private Patios

Over-Under Duplex with Off-Street Parking

Loveland Fourplex Investment Opportunity

Loveland Retail Showroom Opportunity

Three-Story Office Building with Gym

15-Unit Cabin Property

Loveland Multifamily Property with ADU

Updated Duplex in Central Loveland

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