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    Two-Family Detached Home Title is generated by Realmo AI

    197 Finlay St, Staten Island, NY 10307

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    New
    For Sale
    $1,488,888

    New two-family residence with open-concept main living and a separate 1-bedroom, 1-bath apartment for flexible occupancy.

    Type:Multi Family
    Added:
    Jun 1, 2026
    Days on Market:
    6
    Last Refresh:
    Jun 6 at 3:56 am

    Property Features for 197 Finlay St

    General Information

    Standard status
    Active
    Property subtype
    Multi Family

    We can help!

    Listing Contact
    Cristina Dattolo

    Listing agent Cristina Dattolo

    Listing office

    Listing date Jun 1, 2026

    Source Elliman

    Displayed information is deemed reliable but is not guaranteed and should be independently verified.

    All listing content including descriptions, pricing, images are the copyrighted material of Cristina Dattolo

    HighLights

    • New construction 2‑family detached home in Tottenville with open‑concept main living plus a separate 1‑bedroom, 1‑bath apartment
    • Main residence offers 4 bedrooms and 4 bathrooms with soaring ceilings and wide‑plank hardwood floors
    • Chef’s kitchen includes custom white cabinetry, quartz countertops, stainless steel appliances, decorative tile backsplash, and a vented hood
    • Oversized living and dining area features recessed lighting and a fireplace, with sliding glass doors to outdoor space
    • Dramatic entry foyer with custom staircase and wrought iron spindles, plus designer moldings and custom millwork
    • Tottenville setting near waterfront, Conference House Park, and nearby parks, shopping, dining, and transportation

    Overview

    New construction two-family detached home designed around spacious, open-concept living. The main residence offers 4 bedrooms and 4 bathrooms, with soaring ceilings, custom millwork and designer moldings, recessed lighting, and wide-plank hardwood floors. A dramatic entry foyer features a custom staircase with wrought iron spindles. The oversized living and dining area flows into a chef’s kitchen with custom white cabinetry, quartz countertops, stainless steel appliances, a decorative tile backsplash, and a vented hood. An impressive navy center island supports entertaining, and a fireplace adds warmth to the main living space. Sliding glass doors bring natural light and provide access to outdoor space.

    The property is situated in Tottenville, just moments from the waterfront and within a short distance of Conference House Park. The area is described as near parks, shopping, dining, and transportation. BikeScore is 42 (Somewhat Bikeable), WalkScore is 34 (Car-Dependent), and TransitScore is 47 (Some Transit).

    The layout includes a spacious 1-bedroom, 1-bath apartment, which can support extended family, guest use, or additional income while keeping the main residence’s living space fully separate. As a newly built detached two-family home, it offers a turnkey configuration for owner-occupants or buyers seeking a flexible home with two distinct living units.
    Location Intelligence

    Current Use by Public Records

    Duplexes

    Suggested Use

    Law Firm Restaurant Real Estate Agency Spa & Massage Center Dental Office Hair Salon Nail Salon Food Market Gym & Fitness Center Grocery & Convenience Store

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Staten Island
    County
    Richmond
    State
    New York
    Longitude
    -74.24807
    Latitude
    40.502066

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    FAQs

    What type of property is this?
    Duplex - New two-family residence with open-concept main living and a separate 1-bedroom, 1-bath apartment for flexible occupancy.
    Where is this duplex located?
    The property is located at 197 Finlay St Staten Island, NY.
    What is the asking price?
    The asking price for this property is $1,488,888.
    What are key features of this property?
    This property features: New construction 2‑family detached home in Tottenville with open‑concept main living plus a separate 1‑bedroom, 1‑bath apartment; Main residence offers 4 bedrooms and 4 bathrooms with soaring ceilings and wide‑plank hardwood floors; Chef’s kitchen includes custom white cabinetry, quartz countertops, stainless steel appliances, decorative tile backsplash, and a vented hood
    (718) 447-3000
    We can help!
    Listing Contact
    Cristina Dattolo
    Learn More
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

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