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    12970 SPENCER STREET, Fort Myers, FL 33908

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    Claim this Listing
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    For Sale
    $215,000

    Duplex - FORT MYERS, FL

    Type:Duplex
    Property size:
    960 SF
    Lot size:
    0.09 Acres
    Price / SF:
    $223/SF
    Added:
    Jun 9, 2026
    Days on Market:
    2
    Last Refresh:
    Jun 10 at 12:06 am

    Property Features for 12970 SPENCER STREET

    General Information

    Property type
    Residential Multi Family
    Property subtype
    Duplex
    Zoning
    MH-1
    Bedrooms
    6
    Rooms
    Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5
    Parking features
    Carport
    Standard status
    Active
    APN
    36-45-23-05-0000C.0190
    Size
    960 SF
    Lot size
    0.09 Acres

    Taxes and HOA fees

    Tax Year
    2025
    Tax Annual Amount
    2064.37

    Utilities

    Heating system
    Central, Electric (Heating)
    Cooling system
    Central Air

    Building Details

    Year built
    1998
    Number of units
    2
    Roof type
    Shingle
    Architectural style
    Other

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    Listing Contact
    Mary Boor
    Mary Boor

    Listing agent Mary Boor License #603447

    Listing office APOGEE REALTY SERVICES 287 Gypsy Palace Ln, Brandon, FL

    Listing date Jun 9, 2026

    MLS# TB8517139 Listing URL

    Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • 1998‑built mobile home classified as real property, situated on land you own (no HOA fees listed).
    • 3‑bedroom, 2‑bath layout with an open‑concept floor plan for everyday living and entertaining.
    • Central heating and central air conditioning for year‑round comfort.
    • Shingle roof.
    • Carport parking.
    • Previously operated as a full‑time Airbnb (unfurnished; furnishings may be available by separate negotiation).

    Overview

    This well-maintained 3-bedroom, 2-bath mobile home is located on land the owner owns and is classified as real property. The layout features a spacious open-concept floor plan with a bright living area and a functional kitchen, along with comfortable bedrooms designed for everyday living. With 960 square feet under roof on an approximately 0.09-acre lot, the home is being sold unfurnished, though furnishings may be available through separate negotiation.

    Set in a quiet community with no HOA fees, the property is described as being minutes from the area’s beaches. Zoning is listed as MH-1.

    The home has been successfully operated as a full-time Airbnb, which can support a variety of residential use plans, whether you’re looking for a primary residence, a vacation getaway, or an investment property. Because the seller is offering the home unfurnished, buyers should plan to outfit the space to match their preferred operating style or occupant needs. If continued short-term use is the goal, the property’s existing track record as an Airbnb-style rental may be a helpful starting point for an operator evaluating a near-coast option in a no-HOA community.

    Local Financial Insights For Multifamily LT 5

    Simulate Cap Rate and NOI

    NOI Build-Up
    Vacancy
    income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
    EGI (Effective Gross Income)
    gross rent minus vacancy losses — the realistic income before paying operating costs.
    OpEx (Operating Expenses)
    recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
    NOI (Net Operating Income)
    income a property generates after operating costs but before financing and taxes.

    Component $ $/SF
    Gross rent $19.0k $19.80
    − Vacancy −$855 −$0.89
    EGI $18.2k $18.91
    − OpEx −$5.4k −$5.67
    NOI $12.7k $13.24
    960 SF · lease $19.80/SF/yr · vacancy 4.50% · expense 30.00%

    Alternative Uses

    Best Use
    Multifamily LT 5
    $181.5K
    $158.8K – $211.8K (±1% cap)
    NOI $12,707 @ 7.0% cap · market cap 5.91%
    Second Best
    Apartment 5plus
    $168.2K
    $147.2K – $196.3K (±1% cap)
    NOI $11,776 @ 7.0% cap · market cap 5.48%
    Theoretical Best
    Office A
    $302.2K
    $264.4K – $352.5K (±1% cap)
    NOI $21,151 @ 7.0% cap · market cap 9.84%
    Zoning and permitted uses should be independently verified with local authorities.
    Property Profile Location Intelligence

    Current Use by Public Records

    Duplexes

    Suggested Use

    Real Estate Agency Law Firm Restaurant Spa & Massage Center Hair Salon Nail Salon Building Supply Gym & Fitness Center Accounting Firm Skin Care Clinic

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Fort Myers
    County
    Lee
    State
    Florida
    Longitude
    -81.9677211
    Latitude
    26.5108551

    FAQs

    What type of property is this?
    Duplex - Well-maintained 3-bedroom, 2-bath mobile home with no HOA and documented full-time Airbnb operation.
    Where is this duplex located?
    The property is located at 12970 SPENCER STREET Fort Myers, FL.
    What is the asking price?
    The asking price for this property is $215,000.
    What are key features of this property?
    This property features: 1998‑built mobile home classified as real property, situated on land you own (no HOA fees listed).; 3‑bedroom, 2‑bath layout with an open‑concept floor plan for everyday living and entertaining.; Central heating and central air conditioning for year‑round comfort.
    More about this property
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