Historic Main Street Storefront
420 S Main Street Saint Charles, MO 63301
For Sale
$270,000
Charming brick storefront in vibrant, high-traffic historic district.
Property Size864 SF
Lot Size0.03 Acres
Price / SF$312.50
Days on Market539
Property Features for 420 S Main Street
General Information
- Standard status
- Active
- Size
- 864 SF
- Lot size
- 0.03 Acres
- Property subtype
- Commercial/Industrial
Building Details
- Year Built
- 1890
Listing Agency:
Coldwell Banker Realty - Gundaker
(636) 734-2885
Listed By:
John Cochran · License #2001012201
(636) 734-2885
Source:
Exitrealty
Added: Feb 3, 2025
Changed: Jul 10
Last Checked: Jul 27 at 5:35AM
Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of Coldwell Banker Realty - Gundaker
Investment Insights
Based on property information with market context.
Located in the heart of a vibrant commercial district known for year-round tourism, festivals, and high foot traffic, this charming brick storefront offers income potential and long-term value. The 135-year-old building retains its original character with detailing and paver block frontage, while featuring updated HVAC, electrical, and plumbing systems. The main level includes a bright showroom and a clean kitchen area (fixtures owned by tenant). Additional features include a mostly finished attic space with approximately 300 sq ft of storage, a deep mop sink, and a 31x15 sq ft basement area with private exterior access suitable for utility, storage, or expansion. Usable outdoor space and access to large public parking lots are located directly behind the building. Currently leased to Fig & Lyles Bakery, the tenant pays $1,800 per month plus utilities, with a lease in place through 12/31/25. The property is zoned for retail, office, boutique, or food service. The property size is 864 sq ft.
Key Highlights
- Prime location on Historic Main Street St. Charles with high foot traffic and year‑round tourism.
- Updated major systems (HVAC, electrical, plumbing).
- Currently leased to a tenant (Fig & Lyles Bakery) generating $1,800/month income through 12/31/25.
Financial Insights For Retail
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $19.6k | $22.68 |
| − Vacancy | −$2.5k | −$2.95 |
| EGI | $17.0k | $19.73 |
| − OpEx | −$5.1k | −$5.92 |
| NOI | $11.9k | $13.81 |
864 SF · lease $22.68/SF/yr · vacancy 13.00% · expense 30.00%
Alternative Uses
Best Use
Retail
$170.5K
$149.2K – $198.9K
NOI $11,934 @ 7.0% cap · market cap 4.42%
Second Best
—
—
no second resolved use
Theoretical Best
Warehouse
$228.7K
$200.1K – $266.8K
NOI $16,007 @ 7.0% cap · market cap 5.93%
Zoning and permitted uses should be independently verified with local authorities.
Property Analytics
Property Profile
Location Intelligence
Current Use by Public Records
Storefront properties
Similar Off Market Nearby
- Blushing Bloom Designs — 141 S 5th St, St Charles, MO 63301
- The Flower Petaler — 620 s main st, st charles, mo 63301
- Roses & Mint Florals — 117 Jefferson St, St Charles, MO 63301
FAQs
What type of property is this?
Storefront property - Charming brick storefront in vibrant, high-traffic historic district.
Where is this storefront property located?
The property is located at 420 S Main Street Saint Charles, MO.
What is the asking price?
The asking price for this property is $270,000.
What are key features of this property?
This property features: Prime location on Historic Main Street St. Charles with high foot traffic and year‑round tourism.; Updated major systems (HVAC, electrical, plumbing).; Currently leased to a tenant (Fig & Lyles Bakery) generating $1,800/month income through 12/31/25.
