Historic Main Street Storefront Opportunity

420 S Main Street, Saint Charles, MO 63301

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For Sale

$275,000

Charming brick storefront in vibrant, high-traffic historic district.

Type:Commercial/Industrial

Property size:

864 SF

Lot size:

0.03 Acres

Price / SF:

$318/SF

HighLights

Prime location on Historic Main Street St. Charles with high foot traffic and year‑round tourism.
Updated major systems (HVAC, electrical, plumbing).
Currently leased to a tenant (Fig & Lyles Bakery) generating $1,800/month income through 12/31/25.
Versatile zoning allows for retail, office, boutique, or food service.
Additional basement area with private exterior access for storage or expansion.
Usable outdoor space and access to large public parking lots.

We can help!

Listing Contact

John Cochran

For Sale

$275,000

Charming brick storefront in vibrant, high-traffic historic district.

Type:Commercial/Industrial

Property size:

864 SF

Lot size:

0.03 Acres

Price / SF:

$318/SF

Added:: Feb 2, 2025
Days on Market:: 494
Last Refresh:: May 19 at 11:50 pm

Property Features for 420 S Main Street

General Information

Standard status: Active
Size: 864 SF
Lot size: 0.03 Acres
Property subtype: Commercial/Industrial

Building Details

Year Built: 1890

We can help!

Listing Contact

John Cochran

Listing agent John Cochran License #2001012201

Listing office Coldwell Banker Realty - Gundaker

Listing date Feb 2, 2025

Source Exitrealty

Displayed information is deemed reliable but is not guaranteed and should be independently verified.

All listing content including descriptions, pricing, images are the copyrighted material of Coldwell Banker Realty - Gundaker

HighLights

Prime location on Historic Main Street St. Charles with high foot traffic and year‑round tourism.
Updated major systems (HVAC, electrical, plumbing).
Currently leased to a tenant (Fig & Lyles Bakery) generating $1,800/month income through 12/31/25.
Versatile zoning allows for retail, office, boutique, or food service.
Additional basement area with private exterior access for storage or expansion.
Usable outdoor space and access to large public parking lots.

Overview

Located in the heart of a vibrant commercial district known for year-round tourism, festivals, and high foot traffic, this charming brick storefront offers income potential and long-term value. The 135-year-old building retains its original character with detailing and paver block frontage, while featuring updated HVAC, electrical, and plumbing systems. The main level includes a bright showroom and a clean kitchen area (fixtures owned by tenant). Additional features include a mostly finished attic space with approximately 300 sq ft of storage, a deep mop sink, and a 31x15 sq ft basement area with private exterior access suitable for utility, storage, or expansion. Usable outdoor space and access to large public parking lots are located directly behind the building. Currently leased to Fig & Lyles Bakery, the tenant pays $1,800 per month plus utilities, with a lease in place through 12/31/25. The property is zoned for retail, office, boutique, or food service. The property size is 864 sq ft.

Local Financial Insights For Specialty Retail

Simulate Cap Rate and NOI

NOI Build-Up

Component	$	$/SF
Gross rent	$22.0k	$25.44
− Vacancy	−$989	−$1.14
EGI	$21.0k	$24.30
− OpEx	−$5.2k	−$6.07
NOI	$15.7k	$18.22

864 SF · lease $25.44/SF/yr · vacancy 4.50% · expense 25.00%

Alternative Uses

Best Use

Specialty Retail

$224.9K

$196.8K – $262.4K (±1% cap)

NOI $15,743 @ 7.0% cap · market cap 5.72%

Second Best

Retail

$170.5K

$149.2K – $198.9K (±1% cap)

NOI $11,934 @ 7.0% cap · market cap 4.34%

Theoretical Best

Warehouse

$228.7K

$200.1K – $266.8K (±1% cap)

NOI $16,007 @ 7.0% cap · market cap 5.82%

Zoning and permitted uses should be independently verified with local authorities.

Property Profile Location Intelligence

Current Use by Public Records

Storefront properties

Suggested Use

Similar Places Nearby

Blushing Bloom Designs — 141 S 5th St, St Charles, MO 63301
The Flower Petaler — 620 s main st, st charles, mo 63301
Roses & Mint Florals — 117 Jefferson St, St Charles, MO 63301

Location Insight

Map
Local Demand

City: Saint Charles
County: St. Charles
State: Missouri
Longitude: -90.4828
Latitude: 38.7781

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For sale
Storefront properties
MO
Saint Charles
63301
420 S Main Street

What type of property is this?

Storefront property - Charming brick storefront in vibrant, high-traffic historic district.

Where is this storefront property located?

The property is located at 420 S Main Street Saint Charles, MO.

What is the asking price?

The asking price for this property is $275,000.

What are key features of this property?

This property features: Prime location on Historic Main Street St. Charles with high foot traffic and year‑round tourism.; Updated major systems (HVAC, electrical, plumbing).; Currently leased to a tenant (Fig & Lyles Bakery) generating $1,800/month income through 12/31/25.