Duplex Property With Detached
New
For Sale
$1,990,000
10123 finch ave, Rancho Cucamonga, CA 91737
Two separate residences offer flexible living arrangements on a substantial parcel within the RES I - Residential Zone.
Property Size4,961 SF
Lot Size1.10 Acres
Price / SF$398
Days on Market6
Property Features for 10123 finch ave
General Information
Standard status
Active
Size
4,961 SF
Lot size
1.10 Acres
Property subtype
Duplex
Zoning
RES I
Additional Details
Multifamily Units
3
Building Details
Building Size
4,961 SF
Year Built
1976
Listing Agency:
Real Brokerage Technologies
Listed By:
Yan Zhang · License #02245346
Source:
Camdenmckayre
Added: Aug 5
Changed: Aug 9
Last Checked: Aug 9 at 2:47PM
Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of Real Brokerage Technologies
Investment Insights
Based on property information with market context.
This duplex property includes two detached residences with a combined 9 bedrooms and 5 bathrooms across nearly 5,000 square feet of living space. The primary home contains 6 bedrooms, 4 bathrooms, and approximately 4,011 square feet, while the second residence provides 3 bedrooms, 1 bathroom, and approximately 950 square feet. Both homes are single-story configurations, providing separate living areas on one residential parcel.
The property encompasses approximately 1.1 acres at 10123 Finch Ave in Rancho Cucamonga, California. Its RES I - Residential Zone designation supports a residential setting, while the existing arrangement provides multiple living spaces for occupants or rental use. Solar panels are leased at the property; lease obligations should be evaluated separately.
The property encompasses approximately 1.1 acres at 10123 Finch Ave in Rancho Cucamonga, California. Its RES I - Residential Zone designation supports a residential setting, while the existing arrangement provides multiple living spaces for occupants or rental use. Solar panels are leased at the property; lease obligations should be evaluated separately.
Key Highlights
- Approximately 1.1 acres in Rancho Cucamonga
- Two detached residences with 9 bedrooms and 5 bathrooms
- Nearly 5,000 square feet of combined living space
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$82,467
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
4.14%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$1,649,340
$1.6M
Cap Rate 7%
$1,178,100
$1.2M
Cap Rate 9%
$916,300
$916.3K
Market Conditions
NOI Build-Up for 5,000 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$126.0K $25.20/SF
− Vacancy
−$8.2K −$1.64/SF
EGI
$117.8K $23.56/SF
− OpEx
−$35.3K −$7.07/SF
NOI
$82.5K $16.49/SF
Area
Rancho Cucamonga, CA
Vacancy
6.50%
Lease Rate
$25.20 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$1,649,340
Cap Rate 7%
$1,178,100
Cap Rate 9%
$916,300
Alternative Uses
Best Use
Multifamily LT 5
$1.18M
$1.03M – $1.37M
NOI $82,467 @ 7.0% cap · market cap 4.14%
Second Best
Apartment 5plus
$1.07M
$932.6K – $1.24M
NOI $74,606 @ 7.0% cap · market cap 3.75%
Theoretical Best
Office A
$1.56M
$1.37M – $1.83M
NOI $109,536 @ 7.0% cap · market cap 5.50%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Current Use
Lease Details
3
Residential units
Location Intelligence
Trade Area within ½ mile
413
Businesses Nearby
Explore this area
Business Placement
Demographics for 91737, CA
24,568
Population
8,159
Households
3
Avg Household Size
42
Median Age
41%
College-Educated
94%
High-School Grad
10.1 sq mi
ZIP Area
2,432
Density / Sq Mi
$116,903
Median Household Income
$56,499
Median Earnings
$2,263
Median Rent
$843,500
Median Home Value
Market
Vacancy Rate% for Multifamily in West region
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Duplex - Two separate residences offer flexible living arrangements on a substantial parcel within the RES I - Residential Zone.
Where is this duplex located?
The property is located at 10123 finch ave Rancho Cucamonga, CA.
What is the asking price?
The asking price for this property is $1,990,000.
What are key features of this property?
This property features: Approximately 1.1 acres in Rancho Cucamonga; Two detached residences with 9 bedrooms and 5 bathrooms; Nearly 5,000 square feet of combined living space
