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    The Largest CRE Database in the US with Over 1 Million Listings

    97 E Church St Adams, NY 13605

    Sponsored
    For Sale
    Under Contract
    $235,000

    MULTI_FAMILY - Adams, NY

    Property size:
    1,914 SF
    Lot size:
    0.48 Acres
    Days on Market:
    14
    Last Refresh:
    Jan 27 at 1:06 pm

    Property Features for 97 E Church St

    General Information

    Special listing conditions
    Standard
    Property type
    Residential Multi Family
    Property subtype
    Other
    TransactionType
    Standard
    Standard status
    Active Under Contract
    Rooms
    Basement, Bedroom 2, Bedroom 1, Bathroom 1, Bathroom 2, Bedroom 3
    Bedrooms
    3
    Bathrooms
    2
    APN
    222001-113-029-0003-036-300
    Interior features
    CeilingFans
    Appliances
    ElectricWaterHeater
    Size
    1,914 SF
    Lot size
    0.48 Acres

    Utilities

    Heating system
    Forced Air, Natural Gas
    Water source
    Public

    Building Details

    Year built
    1940
    Floors in Building
    1
    Number of units
    2
    Flooring type
    Tile, Vinyl, Varies
    Building materials
    VinylSiding
    Roof type
    Metal

    We can help!

    Listing Contact
    Stephanie Scriven
    Stephanie Scriven

    Home With Us Realty Group, LLC (315) 569-8931

    Listing agent Stephanie Scriven (315) 677-7062 License #10491211667

    Listing date Jan 14, 2026

    MLS# S1623126 Listing URL

    Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Learn more

    Property Insight Report

    Overview

    Income-Generating Dual Homes, Adams NY

    This property features two distinct homes on a single lot, suitable for investors or owner-occupants. The main residence includes 2 bedrooms, a formal dining room, a spacious living room, and an eat-in kitchen. A full basement provides storage space and potential for finishing or utility space. The second home offers 1 bedroom and an open floor plan centered around a kitchen. The large bedroom can be converted into two bedrooms. A two-story barn provides parking and storage capabilities, with potential for use as a photography or art studio, hobby workshop, or rentable storage space. Located in the heart of the village, the property is near shops, dining, and local amenities. The property has been maintained by involved owners, and tenants are in place. Rents are below market value, allowing room for increased revenue. The property offers a foundation for building equity and success. The lot size is 0.4752 acres, and the property size is 1914 square feet. The property is located in Adams, NY.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Duplexes

    Suggested Use

    Realty agency Law Firm Restaurant Spa & Massage Hair Salon Nail Salon Building Supply Gym & Fitness Pharmacy Auto Repair Shop

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Adams
    County
    Chenango
    State
    New York
    Longitude
    -76.011789
    Latitude
    43.809925

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    FAQs

    What type of property is this?
    Duplex - Two homes on one lot with income potential in Adams.
    Where is this duplex located?
    The property is located at 97 E Church St Adams, NY.
    What is the asking price?
    The asking price for this property is $235,000.
    What are key features of this property?
    This property features: - Income-generating dual homes on one lot: Ideal for investors or owner-occupants seeking rental income.; - Prime village location: Steps away from shops, dining, and local amenities.; - Two-story barn: Offers abundant parking, storage, and potential for creative use/rental income (studio, workshop, storage).
    (315) 569-8931
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    97 E Church St Adams, NY 13605
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    Adams, NY 13605
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    97 E Church St Adams, NY 13605
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    We can help!
    Listing Contact
    Stephanie Scriven
    Stephanie Scriven
    Real Estate License ID: 10491211667
    (315) 569-8931
    Learn more
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