Back to Search
Property profile & analytics
OFF-MARKET
Banks
Main St Emmitsburg, MD 21727
Individually Owned
Free & Clear
Property ID
US40-1673098
Property profile
Verified
Property type
Banks
Use group
FINANCIAL BUILDING
Year built
1918
Construction
MASONRY/CONCRETE MASONRY UNITS (CMUS)
Total area
3,726 SF
Lot
0.16 ac (6,800 SF)
Zoning code
VZ
APN
05-161215
UPID
US40-1673098
Cap rate & NOI
Priority signal for investors
Implied cap rate, NOI & suggested price
Cap rate vs submarket · NOI estimate · 3 price anchors
Implied cap rate, NOI & suggested price
Cap vs submarket · NOI estimate · 3 price anchors
Value estimations
Realmo proprietary · 4 methods
AI Approach
AI
by Request
CAP Approach
CAP
by Request
Comparable Approach
Comparable
by Request
Blend (final)
Blend
by Request
Owner & transaction history
PNC BANK NATIONAL ASSOCIATION
PNC BANK NATIONAL ASSOCIATION
Zoning & alternative use
VZ · Emmitsburg, MD
Permitted uses
Permitted uses
Allowed · conditional · prohibited
Zoning description
in the town is designated on the zoning map as being in one of the following districts: OS Open space; R-1 Low density residential; R-2 Medium density residential; R-3 High density residential; R-S Residential suburban; VZ Village zone; B-1 Neighborhood business; B-2 Shopping center; IP Light industrial park; ORI Office research industrial; C-R Conservation/…
Zone name
Village Zone
General category
CIVIC_INSTITUTIONAL
Zone area
65.90 ac
Source
2023 09 Zoning
Cap rate
Implied · in-place · derived from last sale + estimated NOI
Implied Cap rate
#1
Implied · in-place · NOI ÷ last sale
In-place · derived from last sale + estimated NOI
Cap rate, NOI & submarket benchmark
Implied cap rate vs Emmitsburg submarket · NOI estimate · Typical band, median & reading
Implied cap rate, NOI & submarket benchmark
Cap vs Emmitsburg submarket · NOI estimate · typical band, median & reading
Refine your cap rate
8-question underwriting flow
1.
Property current status — Going-In vs Stabilized
2.
Price for denominator — asking / offer / market
3.
Leasing status & lease structure (NNN / Gross)
4.
Tenant risk profile & vacancy assumption
5.
Upload T12 / rent roll / OM (optional)
Refine in 60 seconds, get exact suggested price
T12 upload · Submarket benchmarks · Sensitivity grid
Suggested price · 3 cap rate anchors
Income approach @ 5% / 7% / 9% — aggressive / typical / conservative
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · Implied $/SF per anchor · Sensitivity grid
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · implied $/SF · sensitivity
Value
AI, CAP & Alternative Use estimations · Realmo proprietary blendValue Estimations
Based on Realmo’s proprietary methodology
AI Approach
CAP Approach
Comparable Approach
Alternative Use
Get a detailed, property-specific estimation — fast and free
Price per SF
Sale + rent benchmarks
Subject property
—
Submarket sale & rent benchmarks
Median sale $/SF · Asking & closed rent · Submarket vacancy
Submarket sale & rent benchmarks
Median sale $/SF · asking & closed rent · submarket vacancy
Property tax & assessments
Tax year 2023Property tax & assessments
Tax year 2023
Tax billed
$5,773
Tax year 2023
Assessed value
$374,700
Assessed 2023
Previous assessed
$369,300
+1.5% YoY
Effective rate
1.54%
On assessed value
Assessed land
$62,900
Assessed improvement
$311,800
Land market value
$62,900
Improvement market value
$311,800
Total market value
$374,700
Applied tax rate
3.0000
Comparables
6 recent transactions · within 1.5 miComparable in this city
6 recent transactions
Comparable in this City
Similar Nearby for Sale
Similar Nearby for Lease
Recent comparable sales
Sale price & price/SF · Sale date & distance · Adjustments & confidence
Recent comparable sales
Sale price & $/SF · sale date & distance · adjustments
Property description
Physical attributes from public recordsBuilding & lot
Public records
Property type
Banks
Use group
FINANCIAL BUILDING
Status
Off-Market
Year built
1918
Construction
MASONRY/CONCRETE MASONRY UNITS (CMUS)
Heating
PACKAGE
Cooling
AC.PACKAGE
Stories
2
Units
1
Total area
3,726 SF
Lot
0.16 ac (6,800 SF)
Zoning code
VZ
APN
05-161215
UPID
US40-1673098
Jurisdiction
FREDERICK
Metro division
BETHESDA-GAITHERSBURG-FREDERICK, MD METROPOLITAN DIVISION
Zoning & alternative use
VZ · Emmitsburg, MDZoning VZ · permitted uses
VZ · Emmitsburg, MD
Permitted & conditional uses
Allowed uses · Special-permit conditions · Prohibited uses
Permitted & conditional uses
Allowed · special-permit conditions · prohibited
Zoning description
in the town is designated on the zoning map as being in one of the following districts: OS Open space; R-1 Low density residential; R-2 Medium density residential; R-3 High density residential; R-S Residential suburban; VZ Village zone; B-1 Neighborhood business; B-2 Shopping center; IP Light industrial park; ORI Office research industrial; C-R Conservation/Recreation. (Prior code Art. XI (Art II � 1.0)) 17.08.020 Boundaries of districts.
Zone name
Village Zone
General category
CIVIC_INSTITUTIONAL
Zone area
65.90 ac
Source
2023 09 Zoning
Building & site characteristics
From public records
Year built
1918
Construction
MASONRY/CONCRETE MASONRY UNITS (CMUS)
Heating
PACKAGE
Cooling
Yes
Stories
2
Units
1
Lot
0.16 ac
Current owner
From public records · entity-resolved
PNC BANK NATIONAL ASSOCIATION
Individual
Free & Clear · 0 yrs held
Mailing address
PO BOX 850, AURORA, OH 44202-0850
Ownership since
—
Owner contacts — direct phone, email, and related entities
Decision-maker phone · Verified email · Related entities & filings
Owner contacts
Email · phone · related entities
Sales History
No recorded transactions
No recorded transactions found for this property.
Coming soon
Costs & Benchmarks
Operating expenses, capex projections, utility benchmarks, and submarket comparables — all in one view.
Coming soon
Risks
Flood, climate, environmental, title, and tenant-concentration risk — surfaced with mitigations and source citations.
Try Rey
Ask anything about this address in plain English.
“Is 15.6% cap rate sustainable?” · “Best tenant mix for BU1?” · “What’s the redev upside?”
You own Main St?
List it free. Reach 20,000 daily buyers.
We’ve already pulled the facts. Confirm photos + price and you’re live in 2 minutes.
List this address →
Full reports are paid
Unlock the full Property Analytics report
Start free for 7 days — no card required. Full owner contacts, all 4 valuations with methodology, refine flow, comparable adjustments, foot-traffic deep dive, export to PDF / CSV.
