Financial
Distress signals
Property profile

91 1st St Oswego, NY 13126

OFF-MARKET
Other investment properties
Property ID
US63-2345102
5,040 SF 0.12 ac lot Built 1965
Last sale Sep 2020 · $500,000
Entity Owned Owner of record is a legal entity (LLC / corporation). 6-yr Hold Held for 6 years. Free & Clear No active or open recorded mortgage detected.
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Property summary

AI-generated overview

The property at 91 E First Street is an office building in downtown Oswego, within the Oswego City School District, and is positioned near City Hall, restaurants, and the Oswego River. It is suitable for professional offices as well as medical and service-related uses. The building’s setting provides walkable access to the riverfront and the city’s business district, with nearby municipal parking and general accessibility for clients and employees.

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax

What does the county charge?
Assessed value · 2023$500k
Assessed land$53k
Assessed improvement$447k

Value estimate

· Sep 2026
$635k
$572k – $699k
AI approach$650k
CAP approach$690k
Submarket $/SF estimate$637k

Realmo valuation models over county records and 3 qualifying comparable sales.

Recently sold

What actually traded nearby?
$97/SF
ZIP average, outlier-cleaned · 28 recorded sales of this use type
Observed band · Q1–Q3$52 – $126
Qualifying comparables3

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?
TB
ict. § 280-13 Traditional Neighborhood 2 (TN2) District. § 280-14 Suburban Residential (SR) District. § 280-15 Urban Residential (UR) Dis...
General categoryCOMMERCIAL
JurisdictionOSWEGO

Location intelligence

Which uses thrive at this corner?
Best fit: Realty agency
Demand index
Realty agency49.5
Building Supply32.2
Dental Office28.2

Location

91 1st St Oswego, NY 13126-1112
County assessor Recorded deeds · 2 transfers 3 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 6 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
17 Seneca, Oswego, NY 13126-1540 $300,000 Mar 2025 5,959 SF
196 1st, Oswego, NY 13126-2522 $650,000 Oct 2024 3,116 SF
96-100 2nd, Oswego, NY 13126 $300,000 Jun 2024 4,798 SF
22 1st, Oswego, NY 13126-2510 $127,000 Feb 2023 4,258 SF
143 George, Oswego, NY 13126-2915 $395,000 Jan 2023 6,034 SF
122 2nd, Oswego, NY 13126-2094 $390,000 Oct 2022 5,124 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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