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Property profile

440 3rd St St Charles, IL 60174

OFF-MARKET
Office Spaces
Property ID
US28-2589329
9,520 SF 0.94 ac lot Built 1954
Last sale Nov 2016
Trust Owned Owner of record is a trust. 9-yr Hold Held for 9 years. ~ Est. High Equity Modeled equity is high. Estimate, not a fact.
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Property summary

AI-generated overview

This exceptional two-story office building, totaling 14,593 square feet, is situated in the vibrant heart of downtown St. Charles, Illinois. Built in 1954, the Class B property offers a unique blend of modern convenience and historic charm. The building features 14 individual suites, with 770 square feet currently vacant, offering immediate occupancy opportunities for businesses seeking flexible space ranging from 770 to 2,615 square feet. The building's architectural details, including high…

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. Included with a plan.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with a plan.

Debts

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — included with a plan.

Property tax · 2022

What does the county charge?
$35k
Tax billed · 2022
Assessed value$393k
Assessed land$216k
Assessed improvement$177k
Effective rate8.97%

Value estimate

· Oct 2026
$410k
$369k – $451k
Submarket $/SF estimate$1.55M

Realmo valuation models over county records and 8 qualifying comparable sales.

Recently sold

What actually traded nearby?
$215/SF
ZIP average, outlier-cleaned · 134 recorded sales of this use type
Observed band · Q1–Q3$140 – $323
Qualifying comparables8

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

No data for this section
What can be built here?

No zoning code is on file for this parcel. Coverage grows with every catalog release.

JurisdictionKANE

Location intelligence

Which uses thrive at this corner?
Best fit: Pharmacy
Demand index
Pharmacy10.9
Convenience Store10.6
Smoke and Vape Shop9.9

Location

440 3rd St St Charles, IL 60174-2854
County assessor Recorded deeds · 14 transfers 8 qualifying comp sales Zoning catalog · not on file

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 18 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
1650 Main, St Charles, IL 60174-2373 $756,000 Feb 2026 4,010 SF
303 Main, St Charles, IL 60174-2057 $1,275,000 Mar 2025 4,503 SF
220 Riv, St Charles, IL 60174-5535 $675,000 Nov 2023 6,267 SF
406 Surrey Woods, St Charles, IL 60174-2449 $835,000 May 2022 10,075 SF
804 3rd, St Charles, IL 60174-4053 $700,000 Jul 2021 3,395 SF
216 Riverside, St Charles, IL 60174-1936 $625,000 Apr 2021 5,775 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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