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Financial
Distress signals
Property profile

411 Garrard St Covington, KY 41011

OFF-MARKET
Office buildings
Property ID
US34-2318079
3,564 SF 0.18 ac lot
Last sale Jun 2018 · $515,000
Individually Owned Owner of record is an individual. 8-yr Hold Held for 8 years. Free & Clear No active or open recorded mortgage detected.
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Property summary

AI-generated overview

Historic Daniel McNamara Mansion (circa 1885) located in Covington’s historic district, with approximately 4,900 square feet configured for professional/office use across three finished levels plus a full lower level. The layout includes roughly 12 private offices and four conference rooms, with the main floor featuring 11+ foot ceilings, multiple offices, meeting and break rooms, a kitchenette, and a restroom. The second floor contains four offices and a restroom with 10-foot ceilings, while…

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. Included with a plan.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with a plan.

Debts

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — included with a plan.

Property tax · 2023

What does the county charge?
$7k
Tax billed · 2023
Assessed value$515k
Assessed land$157k
Assessed improvement$358k
Effective rate1.33%

Value estimate

· Oct 2026
$480k
$432k – $528k

Realmo valuation models over county records and 5 qualifying comparable sales.

Recently sold

What actually traded nearby?
$105/SF
ZIP average, outlier-cleaned · 32 recorded sales of this use type
Observed band · Q1–Q3$62 – $141
Qualifying comparables5

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

No data for this section
What can be built here?

No zoning code is on file for this parcel. Coverage grows with every catalog release.

JurisdictionKENTON

Location intelligence

Which uses thrive at this corner?
Best fit: HVAC Service
Demand heat for this use is drawn on the map · LocInt grid
Demand index
HVAC Service9.5
Dry Cleaner9.5
Locksmith9.3

Location

411 Garrard St Covington, KY 41011-2511
County assessor Recorded deeds · 6 transfers 5 qualifying comp sales Zoning catalog · not on file

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 14 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
36 5th, Covington, KY 41011-1402 $600,000 Feb 2026 2,664 SF
814 Madison, Covington, KY 41011-2414 $350,000 Jan 2023 3,600 SF
607 Madison, Covington, KY 41011-2403 $100,000 Jan 2022 2,916 SF
910 Scott, Covington, KY 41011-3142 $379,500 Jan 2022 3,296 SF
40 5th, Covington, KY 41011-1402 $163,200 Sep 2021 2,795 SF
1017 Russell, Covington, KY 41011-3052 $720,000 Jul 2021 4,496 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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