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    Property profile & analytics

    190 Water St Gardiner, ME 04345-2109

    • Banks
    • 19,255 SF
    • 0.91 lot acres
    OFF-MARKET
    Value Estimation
    $1,000,000
    Last Sale
    Aug 04, 2022
    $950,000
    Location Intelligence
    Property ID
    US42-0005661
    The Realmo ID is a unique identifier assigned to every property, incorporating country codes and precise geo-coordinates for 300x300-foot land blocks. It enables standardized data collection and seamless integration of disparate sources such as ownership, tax, title data and physical specifications. By aggregating current and historical records, the Realmo ID powers advanced analytics and delivers deep, verifiable insights for real estate professionals.

    Current Use by Public Records

    • Banks

    Property Details for 190 Water St

    Year built
    1954
    Construction
    MASONRY/CONCRETE MASONRY UNITS (CMUS)
    Lot size
    0.91 lot acres
    Property size
    19,255 SF
    Zone code
    17
    Property type
    Banks
    APN
    GARR M:034 B:153
    APU
    GARRM034B153

    Value Estimation

    by Realmo proprietary methodology Last update: July 3, 2025

    • AI approach

      CAP return
      Estimation
      Estimation
      $975,000

    • CAP approach

      CAP return
      Estimation
      6%
      $920,000
      6.5%
      $1,080,000
      7%
      $960,000

    • Comparable approach

      Method
      Estimation
      Relative Method
      $1,105,000
      Geo Method
      $1,090,000

    • Alternative Use

      Use
      Estimation
      Distribution
      $915,000
      Retail
      $990,000
      Mixed-Use
      $1,075,000
      Hospitality
      $985,000
      Educational
      $890,000
      Residential Income
      $1,080,000
      Energy
      $1,110,000
      Income-Based Land
      $1,155,000
      Food Service
      $1,145,000

    Location Insight

    • Map
    • Local Demand
    City
    Gardiner
    County
    Kennebec
    State
    Maine
    Longitude
    -69.7715
    Latitude
    44.2289
    CBSA code
    12300
    CBSA name
    AUGUSTA-WATERVILLE, ME MICROPOLITAN STATISTICAL AREA

    Property Tax & Assessments

    Tax date
    Tax Amount
    Assessed Land Value
    Assessed Improvement Value
    Total Assessed Value
    Applied Tax Rate
    Land Market Value
    Improvement Market Value
    Total Market Value
    2023
    $39,852
    $57,900
    $1,623,600
    $1,681,500
    -
    $0.00
    $0.00
    $0.00

    Comparable in this City

    • Value Estimation by Request

      162 Lewiston Rd

      FINANCIAL BUILDING
      162 Lewiston Rd, West Gardiner, ME 04345-3007
      View Details
    • Value Estimation
      $280,000
      1.39 Acres

      248 Whitefield Rd

      FINANCIAL BUILDING • 1.39 Acres
      248 Whitefield Rd, Pittston, ME 04345-6610
      View Details
    • Value Estimation
      $300,000
      2.60 Acres

      26 Winchester Ln

      FINANCIAL BUILDING • 2.60 Acres
      26 Winchester Ln, Pittston, ME 04345-6605
      View Details
    • Value Estimation by Request
      0.13 Acres

      557 Nash Rd

      FINANCIAL BUILDING • 0.13 Acres
      557 Nash Rd, Gardiner, ME 04345
      View Details
    • Value Estimation by Request

      22 Sirois Ln

      FINANCIAL BUILDING
      22 Sirois Ln, West Gardiner, ME 04345-3154
      View Details
    • Value Estimation by Request
      5,449 SF

      420 Brunswick Ave

      FINANCIAL BUILDING • 5,449 SF
      420 Brunswick Ave, Gardiner, ME 04345-2836
      View Details

    Similar Nearby for Sale

    • $540,000

      Mixed-Use Property in Downtown Gardiner

      Mixed-use property with retail and residential income potential.
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    • $750,000
      3,968 SF

      Turnkey Auto Repair Business Opportunity

      Established auto repair shop with real estate on busy Route 27.
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      Fully-leased, high-return investment.
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      3.00 Acres

      West Gardiner Land with Stream Frontage

      3-acre lot with 334 feet of Cobbossee Stream frontage.
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      View Details
    • $265,455
      1,024 SF

      Gardiner Ranch Style Multi-Family

      Two-unit apartment building in a convenient location.
      25 Middle St, Gardiner, ME 04345
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    • $250,000
      59.60 Acres

      Development Land in Pittston, Maine

      59-acre wooded parcel ideal for development with road frontage.
      Rt. 194, Pittston, ME 04345
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    Similar Nearby for Lease

    • $10 SF/Yr
      9,000 SF

      Versatile Building in Central Maine

      9,000± SF building suitable for office, daycare, or retail.
      26 Winter St, Gardiner, ME 04345
      View Details
    • $16 SF/Yr
      2,200 SF

      Retail Space with Drive-Thru

      2,200± SF retail space with drive-thru in Gardiner, ME.
      35 Bridge St, Gardiner, ME 04345
      View Details
    • $9 SF/Yr
      34,465 SF

      Gardiner Office Space Available

      Downtown Gardiner Office Suites, High Visibility
      405 Water St, Gardiner, ME 04345
      View Details

    Property Visit Statistics

    • Visits by month
      9.1k
    • Visitors by month
      8.9k
    • Avg Time on site
      37 min
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    190 Water St
    Gardiner, ME 04345-2109
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    Realmo Value Estimation

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.

    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.

    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
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