Financial
Distress signals
Property profile

45 Church St Gardiner, ME 04345

FOR SALE
Showrooms
Property ID
US42-0250204
4,195 SF 0.62 ac lot Built 1900
Last sale Feb 2025 · $325,000
Entity Owned Owner of record is a legal entity (LLC / corporation). 1-yr Hold Held for 1 years. Free & Clear No active or open recorded mortgage detected.
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Property summary

AI-generated overview

This commercial flex building, built in 1900, is configured to combine office space with a lower-level area suited for additional business use. The main floor includes two office suites with multiple rooms, private offices, open work areas, and bathrooms. A vacant lower level provides finished open space and includes a large garage door positioned near the parking area, along with level entry and enclosed storage. The property has parking on both upper and lower levels and features road

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2023

What does the county charge?
$5k
Tax billed · 2023
Assessed value$230k
Assessed land$51k
Assessed improvement$179k
Effective rate2.37%

Value estimate

· Sep 2026
$745k
$671k – $820k
AI approach$690k
CAP approach$665k
Submarket $/SF estimate$504k
NOI build-up
Gross scheduled income$141k
Vacancy & credit loss−$12k
Operating expenses−$49k
NOI · 16.69% cap applied$81k

Realmo valuation models over county records and 6 qualifying comparable sales.

Recently sold

What actually traded nearby?
$99/SF
County average, outlier-cleaned · 54 recorded sales of this use type
Observed band · Q1–Q3$49 – $149
Qualifying comparables6

Cap rate analysis

How does the asset earn?
16.69%
$81k estimated NOI · market benchmarks for this use type

Price anchors at 6 / 6.5 / 7% — in the full report.

Zoning insight

What can be built here?
17
JurisdictionGARDINER

Location intelligence

Which uses thrive at this corner?
Best fit: Realty agency
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Realty agency10.6
Convenience Store9.1
Bakery9.0

Location

45 Church St Gardiner, ME 04345
County assessor Recorded deeds · 3 transfers 6 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 6 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
557 Nash, Gardiner, ME 04345 $10,000 Jan 2026 No data
691 Riv, Gardiner, ME 04345 $225,000 Dec 2024 2,409 SF
469 Water, Gardiner, ME 04345-2011 $450,000 Mar 2024 16,971 SF
1 Marks, Gardiner, ME 04345-6065 $350,000 Oct 2022 7,200 SF
1 Brunswick, Gardiner, ME 04345-2123 $450,000 Aug 2022 5,796 SF
190 Water, Gardiner, ME 04345-2109 $950,000 Aug 2022 19,255 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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“Is 15.6% cap rate sustainable?” · “Best tenant mix for BU1?” · “What’s the redev upside?”
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