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Financial
Distress signals
Property profile

190 Main St Dubuque, IA 52001

FOR LEASE
Office buildings
Property ID
US25-0048670
4,840 SF 0.05 ac lot Built 1900
Last sale Dec 2016 · $385,000
Entity Owned Owner of record is a legal entity (LLC / corporation). 9-yr Hold Held for 9 years. Absentee Owner Owner mailing address differs from the property address. Free & Clear No active or open recorded mortgage detected.
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Property summary

AI-generated overview

This 1,600-square-foot storefront property is housed in a brick commercial building and configured with an open, adaptable interior layout suitable for retail, office, or service-based uses. The building includes a bathroom and is served by forced-air heating and central air, with public water and public sewer available. It is located within Dubuque’s Lower Main Street Historic District in an active business area near restaurants, shopping, and hotels, and it has commercial zoning that supports a broad range of commercial positioning.

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. Included with a plan.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with a plan.

Debts

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — included with a plan.

Property tax · 2023

What does the county charge?
$7k
Tax billed · 2023
Assessed value · 2024$455k
Assessed land$33k
Assessed improvement$422k
Effective rate1.55%

Value estimate

· Oct 2026
$230k
$207k – $253k
AI approach$230k
NOI build-up
Gross scheduled income$21k
Vacancy & credit loss−$1k
Operating expenses−$6k
NOI · 868.56% cap applied$14k

Realmo valuation models over county records and 3 qualifying comparable sales.

Recently sold

What actually traded nearby?
$70/SF
Submarket average, outlier-cleaned · 19 recorded sales of this use type
Observed band · Q1–Q3$33 – $107
Qualifying comparables3

Cap rate analysis

How does the asset earn?
868.56%
$14k estimated NOI · market benchmarks for this use type

Price anchors at 6 / 6.5 / 7% — in the full report.

Zoning insight

What can be built here?
CI
JurisdictionDUBUQUE

Location intelligence

Which uses thrive at this corner?
Best fit: HVAC Service
Demand heat for this use is drawn on the map · LocInt grid
Demand index
HVAC Service11.4
Electrical Service10.6
Daycare Center8.8

Location

190 Main St Dubuque, IA 52001
County assessor Recorded deeds · 2 transfers 3 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 13 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
925 Kerper, Dubuque, IA 52001-2405 $495,000 Jan 2023 6,770 SF
1454 Iowa, Dubuque, IA 52001-4825 $200,000 Jan 2022 5,346 SF
400 7th, Dubuque, IA 52001-2311 $236,500 Dec 2021 5,927 SF
768 Main, Dubuque, IA 52001 $950,000 Jul 2021 5,276 SF
830 Iowa, Dubuque, IA 52001-4813 $250,000 May 2021 3,573 SF
2216 White, Dubuque, IA 52001-3568 $558,000 Jul 2019 4,045 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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“Is 15.6% cap rate sustainable?” · “Best tenant mix for BU1?” · “What’s the redev upside?”
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