Financial
Distress signals
Property profile

188 Main St Cortland, NY 13045

OFF-MARKET
Bars & Pubs
Property ID
US63-2398369
4,160 SF 0.06 ac lot Built 1968
Last sale Nov 2025 · $53,000
Individually Owned Owner of record is an individual. Free & Clear No active or open recorded mortgage detected.
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Property summary

AI-generated overview

This mixed-use building is located on Main Street in Cortland, New York, and contains approximately 4,160 square feet on a 0.0631-acre lot. The ground floor previously operated as a bar and restaurant and includes a commercial kitchen, a bar area, two large seating rooms (previously arranged for up to 100 patrons), and two public restrooms. A basement level includes a walk-in cooler, storage space, and street-level access that supports deliveries. The second floor has fire damage and requires

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2023

What does the county charge?
$3k
Tax billed · 2023
Assessed value$75k
Assessed land$14k
Assessed improvement$61k
Effective rate3.50%

Value estimate

· Sep 2026
$275k
$248k – $303k

Realmo valuation models over county records and 3 qualifying comparable sales.

Recently sold

No data for this section
What actually traded nearby?

No cleaned sale $/SF benchmark exists for this use type in this ZIP, submarket or county yet.

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?
05 - COMMERCIAL
JurisdictionCORTLAND

Location intelligence

Which uses thrive at this corner?
Best fit: Realty agency
Demand index
Realty agency18.9
Electrical Service11.0
Building Supply9.9

Location

188 Main St Cortland, NY 13045-2943
County assessor Recorded deeds · 3 transfers 3 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 18 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
81-85 Owego, Cortland, NY 13045 $90,000 Sep 2024 3,256 SF
1307 Lk, Cortland, NY 13045-8911 $336,000 Nov 2023 5,500 SF
856 State Rte 13, Cortland, NY 13045-3551 $3,802,187 Jan 2022 5,510 SF
183 Main, Cortland, NY 13045-2941 $180,000 May 2020 3,818 SF
138 Elm, Cortland, NY 13045-2320 $30,000 Aug 2019 5,148 SF
103 Main, Cortland, NY 13045-3686 $250,000 Jul 2019 3,661 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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