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Upper/Lower Two-Unit Duplex
For Sale
$90,000

55 Hubbard Street, Cortland, NY 13045

Residential, Cortland, NY

Property Size2,126 SF
Lot Size0.18 Acres
Price / SF$42.33
Days on Market146

Property Features for 55 Hubbard Street

General Information

Property type Residential Multi Family
Property subtype Duplex
Zoning description Residential 2 Unit
Bedrooms 5
Bathrooms 2
Full bathrooms 2
Rooms Basement, Bedroom 4, Bedroom 3, Bathroom 1, Bedroom 5, Bedroom 1, Bedroom 2, Bathroom 2
Parking features Paved or Surfaced, On Street
Patio and Porch features Porch
Interior features Attic, Storage
Exterior features EnclosedPorch, Fence, Porch
Fencing Fenced
Appliances ElectricWaterHeater
Lot features Near Public Transit, Rectangular, Rectangular Lot, Residential Lot
High school Cortland Junior-Senior High
Elementary school district Cortland
Middle school district Cortland
High school district Cortland
Directions Elm St to Hubbard St. Sits behind factory.
Subdivision Cortland-110200
Standard status Active
APN 110200-086-052-0003-032-000-0000
Size 2,126 SF
Lot size 0.18 Acres

Taxes and HOA fees

Tax Annual Amount 5058

Utilities

Heating system Forced Air, Natural Gas
Water source Public

Building Details

Year built 1890
Floors in Building 2
Number of units 2
Flooring type Carpet, Laminate, Varies, Hardwood
Building materials VinylSiding
Roof type Shingle
Architectural style Other
Additional Structures Storage
Listing Agency: Berkshire Hathaway CNY Realty · Berkshire Hathaway HomeServices
Listed By: Loueen Rosenbush · License #10401292773
Added: Mar 28 Changed: Aug 19 Last Checked: Aug 20 at 4:06AM
MLS# S1669777

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Investment Insights

Based on property information with market context.

This upper/lower two-unit duplex on Hubbard Street offers two separate living levels. The first floor includes a dining room, living room, kitchen, a bath, and two bedrooms, with one bedroom described as small, plus a back porch. The second floor features a dining room, living room, kitchen, bathroom, back porch, and a bedroom, with additional three rooms located in the attic. Interior features include attic and storage space. The home has deferred maintenance and needs a new roof.

A full basement provides laundry hookup, and the property has separate utilities. Heating is provided by natural gas forced air, and there is an electric water heater. Exterior features include vinyl siding, a shingle roof, porch amenities including enclosed porch and porch, and a fenced yard. Public water serves the property.

Set on a 0.184-acre lot with 2,126 square feet, the home was built in 1890 and offers on-street parking with paved or surfaced access.

Key Highlights

  • 0.184‑acre lot with 2,126 SF duplex built in 1890
  • First‑floor unit: dining room, living room, kitchen, bath, and two bedrooms plus back porch
  • Second‑floor unit: dining room, living room, kitchen, bathroom, back porch, bedroom, and three attic rooms

Property Analytics

Current Use

Duplexes

Suggested Use

Top Pick Real Estate Agency Storage Facility Kitchen & Bath Showroom Bakery Carpet & Flooring Store Daycare Center

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Lease Details

Multi-tenant
Tenancy
Yes
Paved road access
Yes
Utilities to site

Location Intelligence

Trade Area within ½ mile

1,057
Businesses Nearby

Demographics for 13045, NY

28,406
Population
12,420
Households
2.3
Avg Household Size
36
Median Age
30%
College-Educated
90%
High-School Grad
107.9 sq mi
ZIP Area
263
Density / Sq Mi
$67,028
Median Household Income
$33,869
Median Earnings
$905
Median Rent
$162,700
Median Home Value

Market

Vacancy Rate% for Multifamily in Northeast region

4% 2022
4.6% 2023
5.3% 2024
5.6% 2025
Rey
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Frequently Asked Questions

What type of property is this?
Duplex - Upper and lower two-unit duplex with enclosed porches, fenced yard, and a full basement with laundry hookup.
Where is this duplex located?
The property is located at 55 Hubbard Street Cortland, NY.
What is the asking price?
The asking price for this property is $90,000.
What are key features of this property?
This property features: 0.184‑acre lot with 2,126 SF duplex built in 1890; First‑floor unit: dining room, living room, kitchen, bath, and two bedrooms plus back porch; Second‑floor unit: dining room, living room, kitchen, bathroom, back porch, bedroom, and three attic rooms
More about this property
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