Brick 2-Unit Duplex with
For Sale
$289,900
4632 Loughborough Ave, Saint Louis, MO 63116
Two one-bedroom residences feature separate dining areas, bonus rooms, shared laundry, and a fenced backyard.
Property Size2,014 SF
Price / SF$143.94
Days on Market137
Property Features for 4632 Loughborough Ave
General Information
Standard status
Active
Size
2,014 SF
Total Parking Spaces
2
Property subtype
Residential Income
Units
Unit Mix
2 x 1BR/1BA
Multifamily Units
2
Additional Details
Highway Access
Yes
Taxes and HOA fees
Annual Taxes
$2,997
Amenities
laundry
storage
fenced backyard
Building Details
Buildings
1
Construction
brick
Listing Agency:
The Agency
(314) 893-7870
Listed By:
Brian Tash · License #2005020526
(314) 893-7870
Source:
Exprealty
Added: Apr 17
Changed: Aug 30
Last Checked: Aug 30 at 10:57PM
Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of The Agency
Investment Insights
Based on property information with market context.
This brick duplex at 4632 Loughborough Ave in Saint Louis, MO contains 2,014 square feet across two one-bedroom, one-bath residences. Both units include living space, separate dining rooms, kitchens with cabinet storage and tile backsplashes, and bathrooms with shower/tub combinations. Bonus rooms beside the bedrooms add flexible interior space. The lower unit has carpeting and is leased; the upper unit has hardwood flooring and is vacant. The property is being sold as-is.
Shared basement access provides laundry and storage areas. Outside, the level fenced backyard is complemented by a detached 2-car garage for off-street parking. The property is near parks, restaurants, and shopping, with highway access nearby.
Shared basement access provides laundry and storage areas. Outside, the level fenced backyard is complemented by a detached 2-car garage for off-street parking. The property is near parks, restaurants, and shopping, with highway access nearby.
Key Highlights
- 2,014 SF brick duplex with 2 one‑bedroom, 1‑bath units
- Detached 2‑car garage provides off‑street parking
- Lower‑level unit is leased; upper‑level unit is vacant
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$21,537
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
7.43%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$430,740
$430.7K
Cap Rate 7%
$307,671
$307.7K
Cap Rate 9%
$239,300
$239.3K
Market Conditions
NOI Build-Up for 2,014 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$32.6K $16.20/SF
− Vacancy
−$1.9K −$0.92/SF
EGI
$30.8K $15.28/SF
− OpEx
−$9.2K −$4.58/SF
NOI
$21.5K $10.69/SF
Area
St. Louis County, MO
Vacancy
5.70%
Lease Rate
$16.20 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$430,740
Cap Rate 7%
$307,671
Cap Rate 9%
$239,300
Alternative Uses
Best Use
Multifamily LT 5
$307.7K
$269.2K – $359.0K
NOI $21,537 @ 7.0% cap · market cap 7.43%
Second Best
Apartment 5plus
$267.7K
$234.3K – $312.4K
NOI $18,742 @ 7.0% cap · market cap 6.46%
Theoretical Best
Office A
$432.2K
$378.2K – $504.3K
NOI $30,257 @ 7.0% cap · market cap 10.44%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Property Profile
Current Use
Lease Details
2
Residential units
Yes
Highway access
Location Intelligence
Trade Area within ½ mile
517
Businesses Nearby
Explore this area
Business Placement
Demographics for 63116, MO
41,959
Population
22,394
Households
1.9
Avg Household Size
37
Median Age
37%
College-Educated
90%
High-School Grad
5.4 sq mi
ZIP Area
7,770
Density / Sq Mi
$60,193
Median Household Income
$42,012
Median Earnings
$946
Median Rent
$161,100
Median Home Value
Market
Vacancy Rate% for Multifamily in Midwest region
Questions? Ask Rey
Realmo’s AI knows this listing — price, zoning, demand, history. Ask anything.
Frequently Asked Questions
What type of property is this?
Duplex - Two one-bedroom residences feature separate dining areas, bonus rooms, shared laundry, and a fenced backyard.
Where is this duplex located?
The property is located at 4632 Loughborough Ave Saint Louis, MO.
What is the asking price?
The asking price for this property is $289,900.
What are key features of this property?
This property features: 2,014 SF brick duplex with 2 one‑bedroom, 1‑bath units; Detached 2‑car garage provides off‑street parking; Lower‑level unit is leased; upper‑level unit is vacant
