Duplex in 55+
For Sale
$249,900
4340 VANTAGE CIRCLE, Sebring, FL 33872
Duplex block home with a bonus room, garage, community pool, clubhouse, and HOA-maintained yard.
Property Size1,249 SF
Price / SF$200.08
Days on Market24
Property Features for 4340 VANTAGE CIRCLE
General Information
Standard status
Active
Size
1,249 SF
Total Parking Spaces
1
Property subtype
Half Duplex
Additional Details
Utilities to Site
Yes
Multifamily Units
2
Amenities
heated pool
shuffleboard
clubhouse
Building Details
Year Built
1990
Buildings
1
Construction
block
Listing Agency:
ADVANTAGE REALTY 1
(863) 386-1111
Listed By:
Sharon Jones PA · License #3123693
(904) 687-7876
Source:
Endlesssummerrealty
Added: Sep 9
Changed: Oct 1
Last Checked: Oct 1 at 10:34AM
Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of ADVANTAGE REALTY 1
Investment Insights
Based on property information with market context.
This 1990 duplex block home is located within the Vantage Point 55+ community in Sebring. The residence includes 2 bedrooms, 2 baths, a bonus room, and a single-car garage with washer/dryer, water heater, and pull-down attic access. Both baths include linen closets. Recent improvements include a 2020 roof, 2016 A/C unit, 2023 water heater, 2024 kitchen, and replacement garage door hardware and controls in 2026. A/C ducts and vents were cleaned in 2025.
Community amenities include a heated year-round pool with separate bathrooms, shuffleboard, and a clubhouse used for private functions and community activities. Underground utilities are in place, and the HOA handles yard maintenance. The property is near SNL golf courses, Sebring Municipal Golf Course, Advent Hospital, and approximately 15 minutes from Sebring International Speedway. The home is offered as-is, with inspections welcomed.
Community amenities include a heated year-round pool with separate bathrooms, shuffleboard, and a clubhouse used for private functions and community activities. Underground utilities are in place, and the HOA handles yard maintenance. The property is near SNL golf courses, Sebring Municipal Golf Course, Advent Hospital, and approximately 15 minutes from Sebring International Speedway. The home is offered as-is, with inspections welcomed.
Key Highlights
- Duplex block home in Vantage Point, a 55+ community
- 2 bedrooms, 2 baths, bonus room, and single‑car garage
- Roof replaced in 2020; A/C unit replaced in 2016
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$11,281
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
4.51%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$225,620
$225.6K
Cap Rate 7%
$161,157
$161.2K
Cap Rate 9%
$125,344
$125.3K
Market Conditions
NOI Build-Up for 1,249 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$17.2K $13.80/SF
− Vacancy
−$1.1K −$0.90/SF
EGI
$16.1K $12.90/SF
− OpEx
−$4.8K −$3.87/SF
NOI
$11.3K $9.03/SF
Area
Highlands County, FL
Vacancy
6.50%
Lease Rate
$13.80 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$225,620
Cap Rate 7%
$161,157
Cap Rate 9%
$125,344
Alternative Uses
Best Use
Multifamily LT 5
$161.2K
$141.0K – $188.0K
NOI $11,281 @ 7.0% cap · market cap 4.51%
Second Best
Apartment 5plus
$149.8K
$131.0K – $174.7K
NOI $10,483 @ 7.0% cap · market cap 4.19%
Theoretical Best
Office A
$259.8K
$227.4K – $303.2K
NOI $18,189 @ 7.0% cap · market cap 7.28%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
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Current Use
Lease Details
2
Residential units
Yes
Utilities to site
Location Intelligence
Trade Area within ½ mile
24
Businesses Nearby
Explore this area
Business Placement
Demographics for 33872, FL
13,167
Population
7,882
Households
1.7
Avg Household Size
62
Median Age
29%
College-Educated
91%
High-School Grad
22.7 sq mi
ZIP Area
580
Density / Sq Mi
$68,086
Median Household Income
$42,831
Median Earnings
$1,157
Median Rent
$193,900
Median Home Value
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Cap Rate, Value Estimation, Potential NOI and more
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Market
Vacancy Rate% for Multifamily in South region
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Frequently Asked Questions
What type of property is this?
Duplex - Duplex block home with a bonus room, garage, community pool, clubhouse, and HOA-maintained yard.
Where is this duplex located?
The property is located at 4340 VANTAGE CIRCLE Sebring, FL.
What is the asking price?
The asking price for this property is $249,900.
What are key features of this property?
This property features: Duplex block home in Vantage Point, a 55+ community; 2 bedrooms, 2 baths, bonus room, and single‑car garage; Roof replaced in 2020; A/C unit replaced in 2016
