Zero-Maintenance Villa
For Sale
$369,000
3081 Golden Bear Road, Sebring, FL 33872
SINGLE_FAMILY - Sebring, FL
Property Size2,384 SF
Price / SF$154.78
Days on Market184
Property Features for 3081 Golden Bear Road
General Information
Property type
Residential
Property subtype
Duplex
Property condition
Under Construction
Zoning
R3FUD
Bedrooms
3
Bathrooms
2
Full bathrooms
2
Rooms
Bathroom 2, Bedroom 1, Bedroom 2, Bedroom 3, Bathroom 1
Parking features
Garage
Pets allowed
Call
Interior features
BB / HS Internet Available, Cable TV Available, Ceiling Fans, Curved walls/rounded corners, Garage Door Opener, Low Threshold Shower
Exterior features
Stucco, Well Irrigation
Directions
Headed North on US HWY 27, turn West onto Sun N Lake Blvd, Turn left onto Augusta Ave and a left on Golden Bear Rd. villa is the fourth on the right.
Standard status
Active
APN
C-09-34-28-020-0000-0240
Size
2,384 SF
Taxes and HOA fees
Tax Year
2025
Tax Description
MAGNOLIA GOLF VILLAS PB 17 PG 45 LOT 24
Tax Annual Amount
877
HOA Fee
$285 Annually
Legal Description
MAGNOLIA GOLF VILLAS PB 17 PG 45 LOT 24
Utilities
Sewer type
Public Sewer
Heating system
Electric (Heating), Central
Cooling system
Electric, Central Air
Building Details
Year built
2025
Floors in Building
1
Flooring type
Tile, Vinyl
Building materials
Concrete Block
Roof type
Shingle
Architectural style
Other
Listing Agency:
Paradise Real Estate International LLC
(863) 272-7540
Listed By:
Kyler Eldridge · License #3569212
(863) 414-1862
Added: Feb 9
Changed: Jul 23
Last Checked: Aug 12 at 3:06AM
MLS# 321905
Copyright © 2026 Heartland Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
Magnolia Golf Villas presents a brand-new Doral Model villa designed for low-maintenance living. The home offers three bedrooms and two full bathrooms, with a bright and open great room and an oversized two-car garage. Interior finishes include granite countertops, luxury vinyl plank flooring, under-cabinet lighting, stainless steel GE appliances, and tray ceilings measuring 10 and 12 feet.
Set within Sun 'N Lake of Sebring on seven maintained acres, the community overlooks the Deer Run Golf Course. Exterior maintenance is covered by the HOA, supporting a lock-and-leave lifestyle.
Additional community features include fiber-optic internet to every home, with speeds noted as near 1 GB.
Set within Sun 'N Lake of Sebring on seven maintained acres, the community overlooks the Deer Run Golf Course. Exterior maintenance is covered by the HOA, supporting a lock-and-leave lifestyle.
Additional community features include fiber-optic internet to every home, with speeds noted as near 1 GB.
Key Highlights
- Under construction 2025 villa with 3 bedrooms and 2 full bathrooms
- Oversized 2‑car garage plus garage door opener
- Bright, open great room with 10- and 12‑foot tray ceilings
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$20,009
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
5.42%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$400,180
$400.2K
Cap Rate 7%
$285,843
$285.8K
Cap Rate 9%
$222,322
$222.3K
Market Conditions
NOI Build-Up for 2,384 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$38.6K $16.20/SF
− Vacancy
−$2.2K −$0.94/SF
EGI
$36.4K $15.26/SF
− OpEx
−$16.4K −$6.87/SF
NOI
$20.0K $8.39/SF
Area
Highlands County, FL
Vacancy
5.80%
Lease Rate
$16.20 /SF/Yr
Expense Ratio
45.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$400,180
Cap Rate 7%
$285,843
Cap Rate 9%
$222,322
Alternative Uses
Best Use
Apartment 5plus
$285.8K
$250.1K – $333.5K
NOI $20,009 @ 7.0% cap · market cap 5.42%
Second Best
—
—
no second resolved use
Theoretical Best
Office A
$496.0K
$434.0K – $578.7K
NOI $34,719 @ 7.0% cap · market cap 9.41%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Property Profile
Current Use
Lease Details
12 ft
Clear height
Location Intelligence
Trade Area within ½ mile
4
Businesses Nearby
Explore this area
Business Placement
Demographics for 33872, FL
13,167
Population
7,882
Households
1.7
Avg Household Size
62
Median Age
29%
College-Educated
91%
High-School Grad
22.7 sq mi
ZIP Area
580
Density / Sq Mi
$68,086
Median Household Income
$42,831
Median Earnings
$1,157
Median Rent
$193,900
Median Home Value
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Single family property - Brand-new three-bedroom villa with two bathrooms, an oversized two-car garage, and HOA-covered exterior maintenance.
Where is this single family property located?
The property is located at 3081 Golden Bear Road Sebring, FL.
What is the asking price?
The asking price for this property is $369,000.
What are key features of this property?
This property features: Under construction 2025 villa with 3 bedrooms and 2 full bathrooms; Oversized 2‑car garage plus garage door opener; Bright, open great room with 10- and 12‑foot tray ceilings
