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Mixed-Use Building with Retail
For Sale
$1,800,000

405-407 Girard Street, San Francisco, CA 94134

ResidentialIncome, Spanish, CA

Property Size4,190 SF
Lot Size0.09 Acres
Price / SF$429.59
Days on Market14

Property Features for 405-407 Girard Street

General Information

Property type Residential Multi Family
Property subtype Duplex
Zoning RH2
Parking features Garage
Elementary school SanFranciscoUnified
High school SanFranciscoUnified
Elementary school district SanFranciscoUnified
High school district SanFranciscoUnified
Subdivision OtherArea
Standard status Active
APN 6048-033
Size 4,190 SF
Lot size 0.09 Acres

Taxes and HOA fees

Tax Annual Amount 14179

Utilities

Sewer type Public Sewer
Heating system Forced Air, Central

Building Details

Year built 1942
Floors in Building 2
Number of units 2
Roof type Flat
Architectural style Spanish
Listing Agency: KW Advisors · Keller Williams Realty
Listed By: Regan Cherrington · License #02116601
Added: Oct 8 Changed: Oct 21 Last Checked: Oct 21 at 5:06PM
MLS# ML82064028

Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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Investment Insights

Based on property information with market context.

This mixed-use property at 405-407 Girard Street combines 4,190 square feet of building area with a ground-floor retail space and two apartments above. The residential units have three bedrooms and one bathroom, and two bedrooms and one bathroom, respectively. Built in 1942, the building has Spanish architectural styling, forced-air and central heating, a flat roof, and a garage. The parcel measures 0.09 acres and is zoned RH2.

The property is at the corner of Bacon Street and Girard Street, near San Bruno Avenue. Restaurants, shops, and other local businesses are in the surrounding area. Public transportation and Highway 101 are among the access options identified for the area.

Key Highlights

  • 4,190‑square‑foot mixed‑use property with ground‑floor retail and two apartments
  • Apartments include 3 bedrooms and 1 bathroom, and 2 bedrooms and 1 bathroom
  • 0.09‑acre parcel zoned RH2

Financial Insights

Estimated NOI and Cap Rate

NOI / Yr
$136,037
Cap Rate
7.56%
Suggested Prices Based on Cap Rates
Cap Rate 5%
$2,720,740 $2.7M
Cap Rate 7%
$1,943,386 $1.9M
Cap Rate 9%
$1,511,522 $1.5M
Market Conditions
NOI Build-Up for 4,190 SF
Gross rent
$264.0K $63.00/SF
− Vacancy
−$16.6K −$3.97/SF
EGI
$247.3K $59.03/SF
− OpEx
−$111.3K −$26.56/SF
NOI
$136.0K $32.47/SF
Area
San Francisco, CA
Vacancy
6.30%
Lease Rate
$63.00 /SF/Yr
Expense Ratio
45.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap Rate 5%
$2,720,740
Cap Rate 7%
$1,943,386
Cap Rate 9%
$1,511,522

Alternative Uses

Best Use
Retail
$19.10M
$16.71M – $22.29M (±1% cap)
NOI $1,337,140 @ 7.0% cap · market cap 74.29%
Second Best
Apartment 5plus
$1.94M
$1.70M – $2.27M (±1% cap)
NOI $136,037 @ 7.0% cap · market cap 7.56%
Theoretical Best
Specialty Retail
$20.47M
$17.91M – $23.88M (±1% cap)
NOI $1,432,650 @ 7.0% cap · market cap 79.59%
Zoning and permitted uses should be independently verified with authorities. How Realmo checks its estimates

Property Analytics

Contact the owner directly Get the owner's phone numbers and email
Open Analytics

Current Use

Retail space

Suggested Use

Top Pick Law Firm Real Estate Agency Spa & Massage Center Hair Salon Dental Office Nail Salon

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Lease Details

2
Residential units
Yes
Highway access
Yes
Paved road access

Location Intelligence

Trade Area within ½ mile

1,418
Businesses Nearby

Demographics for 94134, CA

41,695
Population
13,232
Households
3.2
Avg Household Size
42
Median Age
30%
College-Educated
77%
High-School Grad
2.6 sq mi
ZIP Area
16,037
Density / Sq Mi
$107,566
Median Household Income
$49,939
Median Earnings
$1,674
Median Rent
$1,064,100
Median Home Value
Check the figures for this property Cap Rate, Value Estimation, Potential NOI and more
View Realmo Analytics

Market

Vacancy Rate% for Multifamily in West region

7% 2022
7.8% 2023
8.6% 2024
8.6% 2025

Frequently Asked Questions

What type of property is this?
Mixed-use property - Two apartments are positioned above a street-level commercial space.
Where is this mixed-use property located?
The property is located at 405-407 Girard Street San Francisco, CA.
What is the asking price?
The asking price for this property is $1,800,000.
What are key features of this property?
This property features: 4,190‑square‑foot mixed‑use property with ground‑floor retail and two apartments; Apartments include 3 bedrooms and 1 bathroom, and 2 bedrooms and 1 bathroom; 0.09‑acre parcel zoned RH2
More about this property
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