34-36 Cliff Street, Oneonta, NY 13820
MULTI_FAMILY - Other - Oneonta, NY
- Added:
- Jun 3, 2026
- Days on Market:
- 3
- Last Refresh:
- Jun 5 at 1:06 am
Property Features for 34-36 Cliff Street
General Information
- Property type
- Residential Multi Family
- Property subtype
- Other
- Bedrooms
- 4
- Bathrooms
- 4
- Rooms
- Bathroom 4, Bathroom 2, Bedroom 3, Bathroom 1, Bedroom 2, Bedroom 1, Basement, Bathroom 3, Bedroom 4
- Patio and Porch features
- Porch
- Appliances
- ElectricWaterHeater
- Standard status
- Active
- APN
- 300.5-4-60.00
- Size
- 2,544 SF
- Lot size
- 0.18 Acres
Taxes and HOA fees
- Tax Annual Amount
- 4596
Utilities
- Heating system
- Forced Air, Natural Gas
- Water source
- Public
Building Details
- Year built
- 1900
- Floors in Building
- 2
- Number of units
- 4
- Flooring type
- Varies, Carpet, Vinyl
- Building materials
- Frame
- Roof type
- Rolled Hot Mop, Flat
- Architectural style
- Other
Listing agent Rodger B Moran License #30MO0797197 (607) 287-1559
Listing office Benson Agency Real Estate LLC One Grand Street, Oneonta, NY (607) 432-4391
Listing date Jun 3, 2026
Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
HighLights
- 4‑unit investment property at 34‑36 Cliff St; total rents are $37,200 annually
- NOI of $26,029 with listed total expenses of $11,171 (taxes $4,596, water/sewer $700, insurance $1,700, trash $1,200, snow $375, maintenance/vacancy $2,600)
- Tenants pay all utilities; includes Electric water heater and public water source
- Heating is forced air with natural gas; frame construction with flooring that varies (carpet and vinyl)
- Flat roof with rolled hot mop materials and a front porch; includes off‑street parking
- Listed room mix includes 4 bedrooms and 4 bathrooms plus a basement across the unit layout
Overview
The building is located about three blocks to downtown in Oneonta, New York. A nearby option also exists to acquire the adjacent 38–40 Cliff Street property (listed as R1687928), providing an expanded multi-family package for buyers seeking to assemble holdings.
From an income and expense standpoint, the provided figures include total annual rents of $37,200 and total expenses of $11,171, resulting in an NOI of $26,029. Expense line items shown include taxes ($4,596), water/sewer ($700), insurance ($1,700), trash ($1,200), snow ($375), and maintenance and vacancy at 5% of gross ($2,600). The remarks also include a mortgage cost estimate and an indicated return on investment based on the stated financing assumptions. This is a concrete option for investors or owner-operators looking for a small, manageable multi-family asset with clearly presented operating inputs.
Local Financial Insights For Multifamily LT 5
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $33.6k | $13.20 |
| − Vacancy | −$1.8k | −$0.73 |
| EGI | $31.7k | $12.47 |
| − OpEx | −$9.5k | −$3.74 |
| NOI | $22.2k | $8.73 |
Alternative Uses
Current Use by Public Records
Location Insight
- Map
- Local Demand
- City
- Oneonta
- County
- Otsego
- State
- New York
- Longitude
- -75.067696
- Latitude
- 42.45228
