Two-Unit Duplex with
New
For Sale
$169,900
3 Pine Street, Oneonta, NY 13820
Residential, Oneonta, NY
Property Size1,734 SF
Lot Size0.09 Acres
Price / SF$97.98
Days on Market5
Property Features for 3 Pine Street
General Information
Property type
Residential Multi Family
Property subtype
Other
Bedrooms
2
Bathrooms
2
Full bathrooms
2
Rooms
Bedroom 2, Bathroom 1, Bedroom 1, Bathroom 2, Basement
Parking features
On Street
Patio and Porch features
Porch
Interior features
PullDownAtticStairs
Appliances
ElectricWaterHeater
Lot features
Irregular Lot, Near Public Transit, Residential Lot
Elementary school district
Oneonta
Middle school district
Oneonta
High school district
Oneonta
Subdivision
Oneonta-City-361200
Standard status
Active
APN
288.18-5-23
Size
1,734 SF
Lot size
0.09 Acres
Taxes and HOA fees
Tax Annual Amount
5293
Utilities
Heating system
Hot Water(Heating), Baseboard, Oil
Water source
Public
Amenities
wood burning fireplace
covered porch
Building Details
Year built
1932
Floors in Building
2
Number of units
2
Flooring type
Carpet, Hardwood, Varies
Building materials
VinylSiding
Roof type
Tile, Shingle, Slate
Architectural style
Other
Listing Agency:
EXIT Realty Homeward Bound
(607) 353-8060
Listed By:
Augustine J. Lampo · License #40LA1085617
(607) 287-0069
Added: Oct 5
Changed: Oct 6
Last Checked: Oct 9 at 12:06AM
MLS# R1719641
Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This 1,734-square-foot duplex contains two apartments on a 0.09-acre parcel. Built in 1932, the property has vinyl siding, a covered porch, and a slate, tile, and shingle roof. The lower apartment features a wood-burning fireplace; the upper apartment is rented. Interior finishes include hardwood and carpet flooring, and the home has a basement and pull-down attic stairs.
The property is near Main Street and bus routes in Oneonta, New York. Water is supplied by the public system, and parking is on street.
The property is near Main Street and bus routes in Oneonta, New York. Water is supplied by the public system, and parking is on street.
Key Highlights
- Two apartments in a 1,734‑square‑foot building
- Upper apartment is rented
- Lower apartment has a wood‑burning fireplace
Financial Insights
Estimated NOI and Cap Rate
NOI / Yr
$15,141
Cap Rate
8.91%
Suggested Prices Based on Cap Rates
Cap Rate 5%
$302,820
$302.8K
Cap Rate 7%
$216,300
$216.3K
Cap Rate 9%
$168,233
$168.2K
Market Conditions
NOI Build-Up for 1,734 SF
Gross rent
$22.9K $13.20/SF
− Vacancy
−$1.3K −$0.73/SF
EGI
$21.6K $12.47/SF
− OpEx
−$6.5K −$3.74/SF
NOI
$15.1K $8.73/SF
Area
Otsego County, NY
Vacancy
5.50%
Lease Rate
$13.20 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap Rate 5%
$302,820
Cap Rate 7%
$216,300
Cap Rate 9%
$168,233
Alternative Uses
Best Use
Multifamily LT 5
$216.3K
$189.3K – $252.4K
NOI $15,141 @ 7.0% cap · market cap 8.91%
Second Best
Apartment 5plus
$201.9K
$176.7K – $235.6K
NOI $14,134 @ 7.0% cap · market cap 8.32%
Theoretical Best
Office A
$478.0K
$418.2K – $557.7K
NOI $33,459 @ 7.0% cap · market cap 19.69%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
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Current Use
Lease Details
2
Residential units
Location Intelligence
Trade Area within ½ mile
1,053
Businesses Nearby
Explore this area
Business Placement
Demographics for 13820, NY
21,605
Population
10,083
Households
2.1
Avg Household Size
30
Median Age
40%
College-Educated
91%
High-School Grad
107.3 sq mi
ZIP Area
201
Density / Sq Mi
$66,217
Median Household Income
$26,154
Median Earnings
$983
Median Rent
$176,300
Median Home Value
Check the figures for this property
Cap Rate, Value Estimation, Potential NOI and more
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Market
Vacancy Rate% for Multifamily in Northeast region
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Duplex - The upper apartment is already rented, while the lower unit includes a wood-burning fireplace.
Where is this duplex located?
The property is located at 3 Pine Street Oneonta, NY.
What is the asking price?
The asking price for this property is $169,900.
What are key features of this property?
This property features: Two apartments in a 1,734‑square‑foot building; Upper apartment is rented; Lower apartment has a wood‑burning fireplace
