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Commercially Zoned Duplex
For Sale
$449,000

221 Upper Swiftwater Road, Cresco, PA 18326

Residential Income, Cresco, PA

Property Size2,884 SF
Lot Size2.05 Acres
Price / SF$155.69
Days on Market49

Property Features for 221 Upper Swiftwater Road

General Information

Property type Residential Multi Family
Property subtype Duplex
Zoning description Commercial
Bedrooms 4
Bathrooms 2
Full bathrooms 2
Rooms Bedroom 1, Bedroom 2, Bedroom 3, Bathroom 1, Bathroom 2, Basement, Bedroom 4
Interior features Wet Bar
Basement Full, Unfinished, Interior Entry
Appliances Electric Oven, Electric Range, Refrigerator, Dishwasher, Washer/Dryer Stacked
Elementary school district Pocono Mountain
Middle school district Pocono Mountain
High school district Pocono Mountain
Subdivision Pocono Township
Standard status Active
APN 12.12.2.15-1
Size 2,884 SF
Lot size 2.05 Acres

Taxes and HOA fees

Tax Year 2025
Tax Annual Amount 5692

Utilities

Heating system Natural Gas, Hot Water(Heating)
Water source Well

Building Details

Year built 1935
Floors in Building 2
Number of units 2
Flooring type Wood
Building materials Wood Siding
Roof type Shingle
Listing Agency: Keller Williams Real Estate - Stroudsburg · Keller Williams Realty
Listed By: Jeanine Planer
Added: Aug 26 Changed: Oct 10 Last Checked: Oct 13 at 12:06PM
MLS# PM-144239

Copyright © 2026 Pocono Mountains Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Investment Insights

Based on property information with market context.

This two-unit duplex contains 2,884 square feet with four bedrooms and two full bathrooms across the property. The upper residence is occupied by a long-term tenant, while the lower unit has previously served as both a long-term rental and an Airbnb. A bonus room adjoining the lower kitchen includes a wet bar and can function as dining, office, or supplemental living space. Additional features include a shed, basement, wood flooring, wood siding, shingle roofing, and natural-gas hot-water heat. The property was built in 1935 and is served by a private well.

Set on 2.05 acres in Cresco, the parcel carries commercial zoning and includes a billboard that generates income. The site is near Route 611, I-80, shopping, restaurants, Sanofi, and other area employers and amenities. Short-term rental use is subject to Pocono Township requirements and approvals.

Key Highlights

  • Two‑unit duplex with 2,884 square feet, four bedrooms, and two full bathrooms
  • Commercial zoning with short‑term rental use subject to Pocono Township requirements and approvals
  • 2.05‑acre property near Route 611 and I‑80

Financial Insights

Estimated NOI and Cap Rate

NOI / Yr
$28,047
Cap Rate
6.25%
Suggested Prices Based on Cap Rates
Cap Rate 5%
$560,940 $560.9K
Cap Rate 7%
$400,671 $400.7K
Cap Rate 9%
$311,633 $311.6K
Market Conditions
NOI Build-Up for 2,884 SF
Gross rent
$41.5K $14.40/SF
− Vacancy
−$1.5K −$0.51/SF
EGI
$40.1K $13.89/SF
− OpEx
−$12.0K −$4.17/SF
NOI
$28.0K $9.73/SF
Area
Monroe County, PA
Vacancy
3.52%
Lease Rate
$14.40 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap Rate 5%
$560,940
Cap Rate 7%
$400,671
Cap Rate 9%
$311,633

Alternative Uses

Best Use
Multifamily LT 5
$400.7K
$350.6K – $467.5K (±1% cap)
NOI $28,047 @ 7.0% cap · market cap 6.25%
Second Best
Apartment 5plus
$369.2K
$323.1K – $430.8K (±1% cap)
NOI $25,845 @ 7.0% cap · market cap 5.76%
Theoretical Best
Office A
$863.2K
$755.3K – $1.01M (±1% cap)
NOI $60,426 @ 7.0% cap · market cap 13.46%
Zoning and permitted uses should be independently verified with authorities. How Realmo checks its estimates

Property Analytics

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Current Use

Duplexes

Suggested Use

Top Pick Garden Center (Bike/Boat/Book/etc) Store Bakery Big Box & Wholesale Store Pharmacy Building Supply

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Lease Details

2
Residential units
Yes
Highway access

Location Intelligence

Trade Area within ½ mile

88
Businesses Nearby

Demographics for 18326, PA

4,291
Population
1,914
Households
2.2
Avg Household Size
48
Median Age
22%
College-Educated
97%
High-School Grad
33.4 sq mi
ZIP Area
128
Density / Sq Mi
$76,827
Median Household Income
$34,911
Median Earnings
$945
Median Rent
$244,300
Median Home Value
Check the figures for this property Cap Rate, Value Estimation, Potential NOI and more
View Realmo Analytics

Market

Vacancy Rate% for Multifamily in Northeast region

4% 2022
4.6% 2023
5.3% 2024
5.6% 2025
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Frequently Asked Questions

What type of property is this?
Duplex - Two-unit property with commercial zoning, an on-site billboard, and flexible lower-level space with a wet bar.
Where is this duplex located?
The property is located at 221 Upper Swiftwater Road Cresco, PA.
What is the asking price?
The asking price for this property is $449,000.
What are key features of this property?
This property features: Two‑unit duplex with 2,884 square feet, four bedrooms, and two full bathrooms; Commercial zoning with short‑term rental use subject to Pocono Township requirements and approvals; 2.05‑acre property near Route 611 and I‑80
More about this property
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