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20 Otsego St Oneonta, NY 13820

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For Sale
$279,000

Two homes on two lots near downtown Oneonta.

Type:Multi Family
Added:
Apr 15, 2026
Days on Market:
4
Last Refresh:
Apr 11 at 6:15 am

Property Features for 20 Otsego St

General Information

Standard status
Active
Property subtype
Multi Family

Building Details

Year Built
1900

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Listing Contact
Patrick B. Muller
Patrick B. Muller

Listing agent Patrick B. Muller License #10401327316

Listing office Oneonta Realty, LLC

Listing date Apr 15, 2026

Source Elliman

Displayed information is deemed reliable but is not guaranteed and should be independently verified.

All listing content including descriptions, pricing, images are the copyrighted material of Oneonta Realty, LLC


Overview

Two Homes, One Great Location

Located in the heart of center-city Oneonta on Otsego Street, this multi-parcel property features two separate homes on two tax lots with a shared driveway. The property is moments from Main Street, local shops, restaurants, and the SUNY/Hartwick corridor. The front residence is a spacious 5-bedroom, 1-bath home featuring classic curb appeal with a cedar shake exterior and newer metal roof. The rear structure is a 2-bedroom, 1-bath home with vinyl siding and its own private feel, positioned behind the main house. The property is ideal for owner-occupancy with supplemental rental income, a full investment setup with two independent living spaces, or a multi-generational living arrangement. Both homes sit on their own tax parcels while sharing convenient driveway access. With proximity to downtown Oneonta and strong rental demand in the area, the property offers a compelling opportunity for both long-term hold and value-add positioning. The location is very walkable with a walk score of 78 and bikeable with a bike score of 60.
Location Intelligence

Current Use by Public Records

Duplexes

Suggested Use

Real Estate Agency Law Firm Restaurant Spa & Massage Center Dental Office Hair Salon Nail Salon Building Supply Gym & Fitness Center Daycare Center

Zoning and permitted uses should be independently verified with local authorities.

Location Insight

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City
Oneonta
County
Otsego
State
New York
Longitude
-75.0553283
Latitude
42.4563166

FAQs

What type of property is this?
Duplex - Two homes on two lots near downtown Oneonta.
Where is this duplex located?
The property is located at 20 Otsego St Oneonta, NY.
What is the asking price?
The asking price for this property is $279,000.
What are key features of this property?
This property features: Two separate homes on two tax lots in a central location.; Ideal for owner‑occupancy with rental income, full investment, or multi‑generational living.; Front house: **5 bedrooms, 1 bath with cedar shake exterior and newer metal roof.**
More about this property
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