20 Otsego St Oneonta, NY 13820

Building Details

Year Built

1900

Listing Agency Oneonta Realty, LLC M***@gmail.com Show Phone

Listed by Patrick B. Muller · License #10401327316 Show Phone

Source Elliman

Added: Apr 15 Updated: Jul 10 at 12:46 pm Checked: Jul 20 at 4:45 am

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Investment Insights

Based on property information with market context.

Located in the heart of center-city Oneonta on Otsego Street, this multi-parcel property features two separate homes on two tax lots with a shared driveway. The property is moments from Main Street, local shops, restaurants, and the SUNY/Hartwick corridor. The front residence is a spacious 5-bedroom, 1-bath home featuring classic curb appeal with a cedar shake exterior and newer metal roof. The rear structure is a 2-bedroom, 1-bath home with vinyl siding and its own private feel, positioned behind the main house. The property is ideal for owner-occupancy with supplemental rental income, a full investment setup with two independent living spaces, or a multi-generational living arrangement. Both homes sit on their own tax parcels while sharing convenient driveway access. With proximity to downtown Oneonta and strong rental demand in the area, the property offers a compelling opportunity for both long-term hold and value-add positioning. The location is very walkable with a walk score of 78 and bikeable with a bike score of 60.

Key Highlights

• Two separate homes on two tax lots in a central location.
• Ideal for owner‑occupancy with rental income, full investment, or multi‑generational living.
• Front house: 5 bedrooms, 1 bath with cedar shake exterior and newer metal roof.

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FAQs

What type of property is this?

Duplex - Two homes on two lots near downtown Oneonta.

Where is this duplex located?

The property is located at 20 Otsego St Oneonta, NY.

What is the asking price?

The asking price for this property is $274,000.

What are key features of this property?

This property features: Two separate homes on two tax lots in a central location.; Ideal for owner‑occupancy with rental income, full investment, or multi‑generational living.; Front house: **5 bedrooms, 1 bath with cedar shake exterior and newer metal roof.**