Brick Duplex with Fenced
For Sale
$499,000
1926 14th St SW, Loveland, CO 80537
Residential Income, Loveland, CO
Property Size1,758 SF
Lot Size0.26 Acres
Price / SF$283.85
Days on Market46
Property Features for 1926 14th St SW
General Information
Property type
Residential Multi Family
Property subtype
Other
Zoning
R3E
Bedrooms
4
Bathrooms
2
Full bathrooms
2
Rooms
Bathroom 2, Bedroom 2, Bedroom 3, Bedroom 4, Bathroom 1, Bedroom 1
Parking
2
Parking features
Open
Window features
Window Coverings
Patio and Porch features
Patio
Interior features
Eat-in Kitchen, Washer/Dryer Hookup
Fencing
Fenced
Appliances
Electric Range, Dishwasher, Refrigerator
Subdivision
Loch Lon
Lot features
Corner Lot, Evergreen Trees, Deciduous Trees, Native Grass, Level, Paved, Curbs, Gutters, Sidewalks
Elementary school
Carrie Martin
Middle school
Walt Clark
High school
Thompson Valley
Elementary school district
Thompson R2-J
Middle school district
Thompson R2-J
High school district
Thompson R2-J
Directions
from Taft and 14th St SW go West to Property
Standard status
Active
APN
R0422258
Size
1,758 SF
Lot size
0.26 Acres
Taxes and HOA fees
Tax Year
2025
Tax Annual Amount
2753
Utilities
Utilities
Cable Available
Sewer type
Public Sewer
Heating system
Forced Air
Cooling system
Ceiling Fan(s)
Building Details
Year built
1971
Floors in Building
1
Number of units
2
Building materials
Brick
Roof type
Composition
Architectural style
Contemporary
Additional Structures
Storage
Listing Agency:
RE/MAX Alliance-Loveland · RE/MAX International
(970) 669-1234
Listed By:
Ursula Albers · License #40042796
(970) 231-0548
Added: Jul 15
Changed: Aug 19
Last Checked: Aug 29 at 10:06PM
MLS# 1064198
Copyright © 2026 IRES MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This 1,758-square-foot duplex contains two residential units, each configured with two bedrooms and one bathroom. The brick building was constructed in 1971 and includes eat-in kitchens, washer and dryer hookups, electric ranges, dishwashers, and refrigerators. Forced-air heating, ceiling fans, composition roofing, patios, and separate fenced backyard areas support the existing layout. An expanded driveway provides access to the garage, while open parking is also available.
The property occupies 0.26 acres and carries R3E zoning. Public sewer service and cable availability are present. Tenants are responsible for gas and electricity, while the landlord pays water. Current leases extend through 1/31/2027. The seller will replace the roof before closing and provide a home warranty.
The property occupies 0.26 acres and carries R3E zoning. Public sewer service and cable availability are present. Tenants are responsible for gas and electricity, while the landlord pays water. Current leases extend through 1/31/2027. The seller will replace the roof before closing and provide a home warranty.
Key Highlights
- Two‑unit duplex with 2 bedrooms and 1 bath per unit
- 1,758 square feet on a 0.26‑acre lot
- R3E zoning with public sewer service
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$18,095
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
3.63%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$361,900
$361.9K
Cap Rate 7%
$258,500
$258.5K
Cap Rate 9%
$201,056
$201.1K
Market Conditions
NOI Build-Up for 1,758 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$27.0K $15.36/SF
− Vacancy
−$1.2K −$0.66/SF
EGI
$25.8K $14.70/SF
− OpEx
−$7.8K −$4.41/SF
NOI
$18.1K $10.29/SF
Area
Larimer County, CO
Vacancy
4.27%
Lease Rate
$15.36 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$361,900
Cap Rate 7%
$258,500
Cap Rate 9%
$201,056
Alternative Uses
Best Use
Multifamily LT 5
$258.5K
$226.2K – $301.6K
NOI $18,095 @ 7.0% cap · market cap 3.63%
Second Best
Apartment 5plus
$239.0K
$209.2K – $278.9K
NOI $16,732 @ 7.0% cap · market cap 3.35%
Theoretical Best
Office A
$471.9K
$412.9K – $550.5K
NOI $33,031 @ 7.0% cap · market cap 6.62%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Property Profile
Current Use
Lease Details
2
Residential units
Location Intelligence
Trade Area within ½ mile
277
Businesses Nearby
Explore this area
Business Placement
Demographics for 80537, CO
43,603
Population
20,314
Households
2.1
Avg Household Size
44
Median Age
37%
College-Educated
95%
High-School Grad
122.4 sq mi
ZIP Area
356
Density / Sq Mi
$83,746
Median Household Income
$44,448
Median Earnings
$1,630
Median Rent
$460,100
Median Home Value
Market
Vacancy Rate% for Multifamily in West region
Questions? Ask Rey
Realmo’s AI knows this listing — price, zoning, demand, history. Ask anything.
Frequently Asked Questions
What type of property is this?
Duplex - Two-bedroom units offer private fenced outdoor areas, patio space, and open parking with garage access.
Where is this duplex located?
The property is located at 1926 14th St SW Loveland, CO.
What is the asking price?
The asking price for this property is $499,000.
What are key features of this property?
This property features: Two‑unit duplex with 2 bedrooms and 1 bath per unit; 1,758 square feet on a 0.26‑acre lot; R3E zoning with public sewer service
