Brick Duplex with Updated
For Sale
$290,000
10120 Guidy Ln #305 A&B, Pensacola, FL 32514
Two two-bedroom residences offer tiled interiors, private half baths, and washer and dryer hookups.
Property Size1,776 SF
Lot Size0.33 Acres
Days on Market51
Property Features for 10120 Guidy Ln #305 A&B
General Information
Standard status
Active
Size
1,776 SF
Lot size
0.33 Acres
Property subtype
Multi Family Home
Zoning
Res Multi
Occupancy
100%
Building Details
Building Size
1,776 SF
Year Built
1980
Buildings
1
Stories
1
Units
2
Construction
brick
Tenancy
Multi
Abandoned
No
Listing Agency:
REALTY MASTERS
(850) 473-3983
Listed By:
David Keen
Source:
Kimwardrealty
Added: Jun 23
Changed: Aug 11
Last Checked: Aug 11 at 2:37PM
Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of REALTY MASTERS
Investment Insights
Based on property information with market context.
This brick duplex contains two two-bedroom, 1.5-bath residences, each with a spacious living room, tiled flooring, kitchen, primary bedroom with an adjoining half bath, and a hallway bathroom with a tub/shower combination. Both units include washer and dryer hookups, appliances, and access to a backyard patio. Unit 305A has updated cabinets, countertops, a stove, refrigerator, and dishwasher, along with a 2025 HVAC system. The duplex has a 2025 roof and central electric service.
Located at 10120 Guidy Ln #305 A&B in Pensacola, the property is near Navy Federal, shopping, Scenic Hills Golf Course, and UWF. It sits on a .33-acre lot, and the septic system and drain fields were replaced in 2024. The property is zoned Res Multi and was built in 1980.
Located at 10120 Guidy Ln #305 A&B in Pensacola, the property is near Navy Federal, shopping, Scenic Hills Golf Course, and UWF. It sits on a .33-acre lot, and the septic system and drain fields were replaced in 2024. The property is zoned Res Multi and was built in 1980.
Key Highlights
- Two‑unit duplex with 2 bedroom, 1.5 bath layouts
- 2025 roof and 2025 HVAC system in unit 305A
- Unit 305A includes updated cabinets, countertops, stove, refrigerator, and dishwasher
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$17,479
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
6.03%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$349,580
$349.6K
Cap Rate 7%
$249,700
$249.7K
Cap Rate 9%
$194,211
$194.2K
Market Conditions
NOI Build-Up for 1,776 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$28.8K $16.20/SF
− Vacancy
−$3.8K −$2.14/SF
EGI
$25.0K $14.06/SF
− OpEx
−$7.5K −$4.22/SF
NOI
$17.5K $9.84/SF
Area
Escambia County, FL
Vacancy
13.21%
Lease Rate
$16.20 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$349,580
Cap Rate 7%
$249,700
Cap Rate 9%
$194,211
Alternative Uses
Best Use
Multifamily LT 5
$249.7K
$218.5K – $291.3K
NOI $17,479 @ 7.0% cap · market cap 6.03%
Second Best
Apartment 5plus
$229.2K
$200.6K – $267.5K
NOI $16,047 @ 7.0% cap · market cap 5.53%
Theoretical Best
Office A
$521.2K
$456.1K – $608.1K
NOI $36,486 @ 7.0% cap · market cap 12.58%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Current Use
Lease Details
100%
Occupancy
Multi-tenant
Tenancy
Location Intelligence
Trade Area within ½ mile
672
Businesses Nearby
Explore this area
Business Placement
Demographics for 32514, FL
40,844
Population
19,117
Households
2.1
Avg Household Size
39
Median Age
33%
College-Educated
91%
High-School Grad
19.8 sq mi
ZIP Area
2,063
Density / Sq Mi
$66,484
Median Household Income
$36,178
Median Earnings
$1,358
Median Rent
$241,300
Median Home Value
Market
Vacancy Rate% for Multifamily in South region
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Duplex - Two two-bedroom residences offer tiled interiors, private half baths, and washer and dryer hookups.
Where is this duplex located?
The property is located at 10120 Guidy Ln #305 A&B Pensacola, FL.
What is the asking price?
The asking price for this property is $290,000.
What are key features of this property?
This property features: Two‑unit duplex with 2 bedroom, 1.5 bath layouts; 2025 roof and 2025 HVAC system in unit 305A; Unit 305A includes updated cabinets, countertops, stove, refrigerator, and dishwasher
