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Four-Unit Residential Income Property

34-36 Cliff St Oneonta, NY 13820

34-36 Cliff St, Oneonta, NY, 13820
$259,900
Pending
For Sale
$259,900
Pending

COMMERCIAL - Oneonta, NY

Lot Size0.18 Acres
Days on Market44

Property Features for 34-36 Cliff St

General Information

Property type
Commercial Sale
Property subtype
Other
Bathrooms
4
Rooms
Bathroom 1, Bathroom 3, Bathroom 4, Bathroom 2
Standard status
Pending
APN
361200-300.005-0004-060.000
Lot size
0.18 Acres

Taxes and HOA fees

Tax Annual Amount
4596

Utilities

Heating system
Forced Air, Natural Gas
Water source
Public

Building Details

Year built
1900
Floors in Building
2
Flooring type
Carpet, Vinyl
Roof type
Tar/Gravel, Flat
Listing Agency BENSON AGENCY REAL ESTATE LLC
1 GRAND ST, ONEONTA, NY
Listed by Rodger B Moran · License #30MO0797197
Added: Jun 5 Checked: Jul 18 at 12:06 pm
MLS# 11801899 Listing URL

Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.


Investment Insights

Based on property information with market context.

This four-unit residential income property at 34-36 Cliff St features classic front porch lines and generous living space within each unit. The building is configured as a quadplex with one-year leases in place. Off-street parking is available for tenants and guests, and residents pay all utilities.

Located in Oneonta, the property is about three blocks to downtown, giving it convenient access to local commerce. The lot size is listed at 0.18 acres, and the offering also notes an option to purchase a nearby four-family property at 38-40 Cliff Street (MLS #R1687928).

For the 34-36 Cliff St asset, total rents are listed at $37,200 annually. Reported annual expenses include taxes of $4,596, water/sewer of $700, insurance of $1,700, trash of $1,200, snow of $375, and maintenance and vacancy at 5% of gross ($2,600), for total expenses of $11,171 and NOI of $26,029. The remarks also provide a sample financing assumption of $18,600 mortgage cost with a 20% down payment and a stated return on investment calculation based on the provided income and expense figures.

Key Highlights

  • 4‑unit investment property about 3 blocks to downtown with a classic front porch and plenty of off‑street parking
  • Total rents are $37,200 annually; expenses total $11,171 for estimated NOI of $26,029
  • Lease terms: one‑year leases in place

Property Analytics

Property Profile Location Intelligence

Current Use by Public Records

Quadplexes

Suggested Use

Bakery Electrical Service Daycare Center Storage Facility Furniture & Home Goods Garden Center Skin Care Clinic (Bike/Boat/Book/etc) Store Auto Repair Shop HVAC Service

Zoning and permitted uses should be independently verified with local authorities.

FAQs

What type of property is this?
Quadplex - Four rental units with off-street parking; tenants pay all utilities, supporting predictable operating structure.
Where is this quadplex located?
The property is located at 34-36 Cliff St Oneonta, NY.
What is the asking price?
The asking price for this property is $259,900.
What are key features of this property?
This property features: 4‑unit investment property about 3 blocks to downtown with a classic front porch and plenty of off‑street parking; Total rents are $37,200 annually; expenses total $11,171 for estimated NOI of $26,029; Lease terms: one‑year leases in place
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