Conventional Restaurant with Lake
For Sale
$1,300,000
14401 US Highway 431, Guntersville, AL 35976
Business Opportunity, Guntersville, AL
Property Size4,080 SF
Lot Size0.85 Acres
Price / SF$318.63
Days on Market65
Property Features for 14401 US Highway 431
General Information
Property type
Commercial Sale
Property subtype
Other
Zoning description
Business, Commercial
Bathrooms
2
Full bathrooms
2
Rooms
Bathroom 1, Bathroom 2
Exterior features
Lighting, Sidewalks
Lot features
High Visibility
Directions
14401 Us Hwy 431 S- Right Beside Jack's Restaurant
Standard status
Active
APN
1505223000005.000
Size
4,080 SF
Lot size
0.85 Acres
Utilities
Sewer type
Public Sewer
Heating system
Heat Pump (Heating), Natural Gas, Central
Cooling system
Central Air
Water source
Public
Building Details
Year built
1977
Floors in Building
1
Flooring type
Tile
Roof type
Shingle
Listing Agency:
A.H. Sothebys Int. Realty
(256) 799-9333
Listed By:
David Dahne · License #156303
(772) 285-1673
Added: Jul 6
Changed: Sep 2
Last Checked: Sep 8 at 12:06AM
MLS# 21922871
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Investment Insights
Based on property information with market context.
This conventional restaurant property includes 4080 square feet of improvements on 0.85 acres at 14401 US Highway 431 in Guntersville. The furnished interior provides seating for 150 guests, with tables and chairs included. Existing kitchen equipment includes an oversized cooler/freezer, griddle, grill, six-burner gas stove, deep fryers, oven, and dishwasher. Tile flooring, two bathrooms, central air, heat pump heating, and natural gas service are also in place.
Exterior features include four HVAC units, 57 parking spaces, lighting, sidewalks, a shingle roof, public water, and public sewer. The property offers lake views and is convenient to shopping and boating. Built in 1977, the restaurant is positioned along US Highway 431 in Guntersville, Alabama.
Exterior features include four HVAC units, 57 parking spaces, lighting, sidewalks, a shingle roof, public water, and public sewer. The property offers lake views and is convenient to shopping and boating. Built in 1977, the restaurant is positioned along US Highway 431 in Guntersville, Alabama.
Key Highlights
- 4080 square feet on 0.85 acres at 14401 US Highway 431
- Dining room furnished for 150 guests with tables and chairs included
- Commercial kitchen includes cooler/freezer, griddle, grill, stove, fryers, oven, and dishwasher
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$44,156
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
3.40%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$883,120
$883.1K
Cap Rate 7%
$630,800
$630.8K
Cap Rate 9%
$490,622
$490.6K
Market Conditions
NOI Build-Up for 4,080 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$63.6K $15.60/SF
− Vacancy
−$4.8K −$1.17/SF
EGI
$58.9K $14.43/SF
− OpEx
−$14.7K −$3.61/SF
NOI
$44.2K $10.82/SF
Area
Marshall County, AL
Vacancy
7.50%
Lease Rate
$15.60 /SF/Yr
Expense Ratio
25.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$883,120
Cap Rate 7%
$630,800
Cap Rate 9%
$490,622
Alternative Uses
Best Use
Specialty Retail
$630.8K
$552.0K – $735.9K
NOI $44,156 @ 7.0% cap · market cap 3.40%
Second Best
—
—
no second resolved use
Theoretical Best
Office A
$880.6K
$770.5K – $1.03M
NOI $61,643 @ 7.0% cap · market cap 4.74%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Property Profile
Current Use
Location Intelligence
Trade Area within ½ mile
113
Businesses Nearby
54k
Monthly Visits Nearby
Well-served
Demand for This Use
Explore this area
Business Placement
Foot Traffic Nearby
Dining 52%
Superstores 27%
Shops & Services 16%
Hotels & Casinos 3%
Big Lots
Superstores
14,795 visits/mo
0.2 miles
Jack's Family Restaurants
Dining
13,657 visits/mo
0.0 miles
Scooter's Coffee
Dining
9,443 visits/mo
0.1 miles
Dollar General
Shops & Services
5,176 visits/mo
0.2 miles
Camino Real
Dining
4,968 visits/mo
0.2 miles
Demographics for 35976, AL
16,787
Population
7,472
Households
2.2
Avg Household Size
47
Median Age
31%
College-Educated
88%
High-School Grad
127.6 sq mi
ZIP Area
132
Density / Sq Mi
$72,579
Median Household Income
$39,354
Median Earnings
$792
Median Rent
$254,700
Median Home Value
Market
Vacancy Rate% for Retail in South region
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Conventional restaurant - Restaurant property with furnished dining space, commercial kitchen equipment, and public water and sewer service.
Where is this conventional restaurant located?
The property is located at 14401 US Highway 431 Guntersville, AL.
What is the asking price?
The asking price for this property is $1,300,000.
What are key features of this property?
This property features: 4080 square feet on 0.85 acres at 14401 US Highway 431; Dining room furnished for 150 guests with tables and chairs included; Commercial kitchen includes cooler/freezer, griddle, grill, stove, fryers, oven, and dishwasher
