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Two-Unit Duplex with Separate Entrances
For Sale
$349,000

10140 Guidy Ln, Pensacola, FL 32514

Residential Income, Pensacola, FL

Property Size1,776 SF
Price / SF$196.51
Days on Market94

Property Features for 10140 Guidy Ln

General Information

Property type Residential Multi Family
Property subtype Duplex
Zoning description Res Multi
Bathrooms 1
Full bathrooms 1
Half bathrooms 1
Rooms Bathroom 1, Bathroom 2
Parking features Driveway
Patio and Porch features Patio
Interior features Ceiling Fan(s)
Appliances Water Heater, Electric Water Heater, Dishwasher, Refrigerator
Lot features Corner Lot
Elementary school Mcarthur
Middle school FERRY PASS
High school Tate
Directions From 9 Mile Road, turn onto Guidy Lane and proceed north. Property is located on the right.
Standard status Active
APN 071S301008000009
Size 1,776 SF

Taxes and HOA fees

Tax Description BEG AT NE COR OF SEC S 0 DEG 04 MIN 18 SEC W ALG E LINE OF SD SEC 50 FT TO S R/W LINE TEN MILE RD (100 FT R/W) N 89 DEG 58 MIN 02 SEC W ALG SD R/W LINE 627 FT TO E R/W LINE GUIDY LANE (66 FT R/W) S 0 DEG 04 MIN 18 SEC W ALG SD E R/W LINE 709 55/100 FT FOR POB CONT S 0 DEG 14 MIN 18 SEC W ALG SD R/W 85 FT S 89 DEG 58 MIN 02 SEC E 180 FT N 0 DEG 04 MIN 18 SEC E 85 FT N 89 DEG 58 MIN 02 SEC W 180 FT TO POB OR 9053 P 590 LESS BEG AT NE OF SEC S 0 DEG 4 MIN 18 SEC W ALG E LI OF SEC 50 FT TO PT ON SLY R/W LI TEN MILE RD(100 FT R/W) N 89 DEG 52 MIN 2 SEC W ALG SLY R/W LI 627 FT TO PT ON ELY R/W LI GUIDY LN (66 FT R/W)S 0 DEG 4 MIN 18 SEC W ALG ELY R/W LI 794 55/100 FT TO PT ON NLY R/W LI COBBLESTONE DR (60 FT R/W) S 89 DEG 58 MIN 2 SEC E ALG NLY R/W LI 100 FT FOR POB CONT S 89 DEG 58 MIN 2 SEC E ALG NLY R/W LI 80 FT N 0 DEG 4 MIN 18 SEC E 85 FT N 89 DEG 58 MIN 2 SEC W 80 FT S 0 DEG 4 MIN 18 SEC W 85 FT TO POB
Legal Description BEG AT NE COR OF SEC S 0 DEG 04 MIN 18 SEC W ALG E LINE OF SD SEC 50 FT TO S R/W LINE TEN MILE RD (100 FT R/W) N 89 DEG 58 MIN 02 SEC W ALG SD R/W LINE 627 FT TO E R/W LINE GUIDY LANE (66 FT R/W) S 0 DEG 04 MIN 18 SEC W ALG SD E R/W LINE 709 55/100 FT FOR POB CONT S 0 DEG 14 MIN 18 SEC W ALG SD R/W 85 FT S 89 DEG 58 MIN 02 SEC E 180 FT N 0 DEG 04 MIN 18 SEC E 85 FT N 89 DEG 58 MIN 02 SEC W 180 FT TO POB OR 9053 P 590 LESS BEG AT NE OF SEC S 0 DEG 4 MIN 18 SEC W ALG E LI OF SEC 50 FT TO PT ON SLY R/W LI TEN MILE RD(100 FT R/W) N 89 DEG 52 MIN 2 SEC W ALG SLY R/W LI 627 FT TO PT ON ELY R/W LI GUIDY LN (66 FT R/W)S 0 DEG 4 MIN 18 SEC W ALG ELY R/W LI 794 55/100 FT TO PT ON NLY R/W LI COBBLESTONE DR (60 FT R/W) S 89 DEG 58 MIN 2 SEC E ALG NLY R/W LI 100 FT FOR POB CONT S 89 DEG 58 MIN 2 SEC E ALG NLY R/W LI 80 FT N 0 DEG 4 MIN 18 SEC E 85 FT N 89 DEG 58 MIN 2 SEC W 80 FT S 0 DEG 4 MIN 18 SEC W 85 FT TO POB

Utilities

Sewer type Public Sewer
Heating system Central
Cooling system Central Air
Water source Public

Building Details

Year built 1996
Floors in Building 1
Number of units 2
Flooring type Tile
Building materials Frame
Roof type Shingle
Listing Agency: ERA American Real Estate
Listed By: Walker Clemmons · License #3534365
Added: Jun 12 Changed: Sep 7 Last Checked: Sep 13 at 11:06PM
MLS# 686664

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Investment Insights

Based on property information with market context.

This 1,776-square-foot duplex contains two separate residences, each with 2 bedrooms, 1.5 bathrooms, living space, and its own front and rear entrances. Built in 1996, the frame property has tile flooring, ceiling fans, central heating, central air, and patios. Appliances include refrigerators, dishwashers, and electric water heaters. A driveway provides on-site parking.

The property is located in Pensacola near shopping, restaurants, healthcare facilities, colleges, employment centers, parks, and outdoor recreation. Public water and public sewer serve the building, which is protected by a shingle roof. The two-unit configuration supports separate household occupancy within one property while maintaining distinct entrances and living areas.

Key Highlights

  • Two‑unit duplex totaling 1,776 square feet
  • Each residence offers 2 bedrooms and 1.5 bathrooms
  • Private front and rear entrances for both residences

Financial Insights

Estimated NOI and Cap Rate

NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$17,479
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
5.01%
Suggested Prices Based on Cap Rates Cap rates vary significantly by property type, market, and asset quality. Typical U.S. stable-market ranges: Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+) Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand) Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically) Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher) Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk) Self-Storage — 5.5% to 7.5% Medical Office — 6.0% to 7.5% Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term Rules of thumb: Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%). Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C. Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI. Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$349,580 $349.6K
Cap Rate 7%
$249,700 $249.7K
Cap Rate 9%
$194,211 $194.2K
Market Conditions
NOI Build-Up for 1,776 SF Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent. EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs. OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements. NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$28.8K $16.20/SF
− Vacancy
−$3.8K −$2.14/SF
EGI
$25.0K $14.06/SF
− OpEx
−$7.5K −$4.22/SF
NOI
$17.5K $9.84/SF
Area
Escambia County, FL
Vacancy
13.21%
Lease Rate
$16.20 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates Cap rates vary significantly by property type, market, and asset quality. Typical U.S. stable-market ranges: Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+) Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand) Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically) Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher) Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk) Self-Storage — 5.5% to 7.5% Medical Office — 6.0% to 7.5% Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term Rules of thumb: Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%). Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C. Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI. Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$349,580
Cap Rate 7%
$249,700
Cap Rate 9%
$194,211

Alternative Uses

Best Use
Multifamily LT 5
$249.7K
$218.5K – $291.3K (±1% cap)
NOI $17,479 @ 7.0% cap · market cap 5.01%
Second Best
Apartment 5plus
$229.2K
$200.6K – $267.5K (±1% cap)
NOI $16,047 @ 7.0% cap · market cap 4.60%
Theoretical Best
Office A
$521.2K
$456.1K – $608.1K (±1% cap)
NOI $36,486 @ 7.0% cap · market cap 10.45%
Zoning and permitted uses should be independently verified with authorities.

Property Analytics

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Current Use

Duplexes

Suggested Use

Top Pick Law Firm Real Estate Agency Dental Office Building Supply Auto Repair Shop Pharmacy

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Lease Details

2
Residential units

Location Intelligence

Trade Area within ½ mile

70
Businesses Nearby

Demographics for 32514, FL

40,844
Population
19,117
Households
2.1
Avg Household Size
39
Median Age
33%
College-Educated
91%
High-School Grad
19.8 sq mi
ZIP Area
2,063
Density / Sq Mi
$66,484
Median Household Income
$36,178
Median Earnings
$1,358
Median Rent
$241,300
Median Home Value
Check the figures for this property Cap Rate, Value Estimation, Potential NOI and more
View Realmo Analytics

Market

Vacancy Rate% for Multifamily in South region

8.5% 2022
10.2% 2023
11.4% 2024
11.3% 2025
Rey
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Frequently Asked Questions

What type of property is this?
Duplex - Two distinct residences provide flexible occupancy with private access points and practical layouts.
Where is this duplex located?
The property is located at 10140 Guidy Ln Pensacola, FL.
What is the asking price?
The asking price for this property is $349,000.
What are key features of this property?
This property features: Two‑unit duplex totaling 1,776 square feet; Each residence offers 2 bedrooms and 1.5 bathrooms; Private front and rear entrances for both residences
More about this property
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