Panama City, FL
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    Panama City, FL Residential Land & Home Lots for Sale

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    Rosemary Beach, FL Panama City Beach, FL Southport, FL
    148 listings
    Golf Course-Adjacent Homesite
    $1,550,000
    0.51 Acres
    Golf Course-Adjacent Homesite

    Windsong Drive lot: 102, Inlet Beach, FL 32461

    Residential homesite in a deed-restricted community, directly backing Camp Creek Golf Course.
    • Homesite in Watersound Camp Creek, a golf course community along the Gulf Coast near 30A beaches
    • Property backs directly to Camp Creek Golf Course
    • Public sewer available
    • Close to Watersound Town Center and Scenic Highway 30A
    • Community access described for private amenities: championship golf, resort‑style pools, beach access, dining, wellness, tennis, pickleball, and outdoor recreation
    Updated: Jun 12
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    Lakefront Lot in Inlet Beach
    $950,000
    0.48 Acres
    Lakefront Lot in Inlet Beach

    N Wall Street, Inlet Beach, FL 32461

    Estate-sized lot on Lake Powell near Rosemary and Alys Beach.
    • Lakefront lot on Lake Powell with Gulf access via boat or kayak
    • Estate‑sized lot (over half‑acre) suitable for a large home
    • Prime North Inlet Beach location near Rosemary Beach and Alys Beach
    • Close proximity to Inlet Beach Regional Beach Access
    • Near 30Avenue, an upscale shopping and dining venue
    Updated: May 22
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    Inlet Beach Homesite Opportunity
    $1,895,000
    0.25 Acres
    Inlet Beach Homesite Opportunity

    Rare 0.25-acre homesite in Inlet Beach, south of 30A.

    Winston Lane, Inlet Beach, FL 32461

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    Waterfront Homesite in Gated Community
    $1,500,000
    0.83 Acres
    Waterfront Homesite in Gated Community

    Exceptional waterfront lot in Panama City Beach's exclusive gated community.

    3536 Preserve Boulevard, Panama City, FL 32408

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    Waterfront Land Ready to Build
    $550,000
    0.20 Acres
    Waterfront Land Ready to Build

    Deep-water canal lot with stunning views and Gulf access.

    1420 Trout Drive, Panama City, FL 32408

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    Panama City Development Opportunity
    $780,000
    5.11 Acres
    Panama City Development Opportunity

    Development parcel in Panama City, suitable for residential projects.

    W 12th St, Panama City, FL 32040

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    Watersound Camp Creek Homesite Opportunity
    $1,669,000
    0.32 Acres
    Watersound Camp Creek Homesite Opportunity

    Homesite in exclusive golf community near 30A beaches.

    Windsong Drive lot: 82, Inlet Beach, FL 32461

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    Golf Course Backs Lot Homesite
    $1,725,000
    0.39 Acres
    Golf Course Backs Lot Homesite

    Build-ready homesite backing Camp Creek Golf Course within Watersound Camp Creek, offering access to private resort amenities.

    Windsong Drive lot: 88, Inlet Beach, FL 32461

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    Corner Commercial Development Land
    $260,000
    2.50 Acres
    Corner Commercial Development Land

    2.5-acre corner parcel with Mix Use 3 zoning and Opportunity Zone status, primed for medium-to-high density development.

    1014 Mercedes Avenue, Panama City, FL 32401

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    Waterfront Land in Panama City, FL
    $695,000
    0.47 Acres
    Waterfront Land in Panama City, FL

    Waterfront land to build your dream home with stunning views.

    1248 W Beach Drive, Panama City, FL 32401

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    Vacant Lot in North Lagoon
    $150,000
    0.20 Acres
    Vacant Lot in North Lagoon

    Prime vacant lot in Panama City Beach's desirable North Lagoon.

    2526 Shady Oak Court, Panama City, FL 32408

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    Golf Course Homesite in Inlet Beach
    $1,609,000
    0.32 Acres
    Golf Course Homesite in Inlet Beach

    Homesite in Watersound Camp Creek backing directly to Camp Creek Golf Course.

    Windsong Drive lot: 80, Inlet Beach, FL 32461

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    Inlet Beach Homesites Opportunity
    $3,900,000
    0.40 Acres
    Inlet Beach Homesites Opportunity

    Three adjacent homesites near the Gulf in Inlet Beach, FL.

    Jan Lane lot: 1,2,3, Inlet Beach, FL 32461

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    Waterfront Homesite on Scenic Beach Drive
    $1,099,000
    1.18 Acres
    Waterfront Homesite on Scenic Beach Drive

    Estate-sized 1.17-acre waterfront property with Bay views, no HOA.

    1108 W Beach Drive, Panama City, FL 32401

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    Inlet Beach Vacant Land
    $600,000
    0.23 Acres
    Inlet Beach Vacant Land

    Prime homesite near 30A to build your dream beach retreat.

    52 Holly Leaf Lane, Inlet Beach, FL 32461

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    Waterfront Land in Kings Point
    $620,000
    0.46 Acres
    Waterfront Land in Kings Point

    Waterfront land with direct gulf access in Panama City, FL.

    3030 W 27th Court, Panama City, FL 32405

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    Land Lot Adjacent to State Park
    $1,500,000
    0.15 Acres
    Land Lot Adjacent to State Park

    Vacant homesite in a gated Watersound Beach community, bordering protected Deer Lake State Park for privacy and nature views.

    Coopersmith Lane, Inlet Beach, FL 32461

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    Waterfront Homesite
    $111,000
    0.20 Acres
    Waterfront Homesite

    Build a custom coastal residence on a ~0.2-acre lot in Cove Pointe with nearby day-dock access to Watson Bayou.

    1150 Cove Pointe Drive, Panama City, FL 32401

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    Waterfront Lot in Panama City
    $500,000
    1.67 Acres
    Waterfront Lot in Panama City

    Spacious waterfront lot with Gulf access in East Bay.

    Hwy 2297, Panama City, FL 32404

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    Panama City Land Investment Opportunity
    $315,000
    0.51 Acres
    Panama City Land Investment Opportunity

    Three lots with development potential in Panama City, Florida.

    2408-2412 Dorothy Avenue, Panama City, FL 32408

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    Panama City Development Opportunity
    $515,000
    20.49 Acres
    Panama City Development Opportunity

    21 acres near Tyndall AFB, pre-development groundwork completed.

    Country Club Drive, Panama City, FL 32404

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    Undeveloped Lots with Deepwater Access
    $1,638,000
    60.12 Acres
    Undeveloped Lots with Deepwater Access

    182 undeveloped lots with deepwater access in Panama City.

    11740 Poston Rd, Panama City, FL 32404

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    Cleared Lot Near Inlet Beach
    $670,000
    0.50 Acres
    Cleared Lot Near Inlet Beach

    0.5-acre lot ready for development near the beach.

    41 Wildwood Trail, Inlet Beach, FL 32461

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    11-Acre Land Parcel with Utilities
    $475,000
    11.06 Acres
    11-Acre Land Parcel with Utilities

    Over 11 acres on a paved road with septic, well, power, and full camper hookups for flexible build plans.

    1002 Skunk Valley Road, Panama City, FL 32409

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    Panama City, FL Residential Land & Home Lots Market Trends and Statistics

    Explore 148 residential land & home lots for sale in Panama City, FL, showcased through 148 active listings on our real estate platform. These investment opportunities span a total of 92,347 square feet of properties for sale, with an estimated market value of $950,000.

    Sale prices for home sites in Panama City, FL start at $950,000, averaging $950,000, and reaching up to $950,000 — offering options for a variety of budgets and business needs. Daily updated analytics ensure you stay ahead with the latest data and market trends.

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    Top Commercial Asset Segments

    Commercial property segments ranked by active listings on the market

    Commercial land 257
    Residential land & home lots 142
    Waterfront Land 80
    Agricultural land / Farmland 11
    Industrial land 9

    Demographics Overview

    Population 154K
    Population Growth (5Y) +1,132.7%
    Median Household Income $71,237
    College Educated 29.8%

    High-Yield Neighborhoods for Investment

    Identify Panama City submarkets with the highest inventory density on the market and evaluate the average listing prices of real estate assets

    Neighborhood Average Price
    Panama City $514.3K
    Glen Saint Mary $780K

    Taxes & Financing

    Tax Rate (average for all types) 1.42%
    Property Tax per SF $28.37 per SF
    Tax Rate vs County Average 0.07 pp above county avg
    Average Loan-to-Value 65.0%

    Listings Trend

    New vs delisted commercial listings in Bay County

    New Delisted

    Total CRE Inventory on Market (SF)

    Average Property Price per SF

    For-sale pricing trends across core commercial property types in Bay County

    Residential Income

    Property Size Breakdown

    The majority of commercial real estate listings in Panama City fall within the 1 to 5 acres range.

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