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Waterfront Land Homesite

3303 Terra Cotta Drive Panama City, FL 32408

3303 Terra Cotta Drive, Panama City, FL, 32408
$395,000
For Sale
$395,000

LAND - Panama City, FL

Lot Size0.40 Acres
Days on Market75

Property Features for 3303 Terra Cotta Drive

General Information

Property type
Land
Property subtype
Other
Standard status
Active
APN
31424-563-000
Lot size
0.40 Acres

Taxes and HOA fees

Tax Year
2025
Tax Description
FINISTERRE SUB PH II 69D3 LOTS 13 BLK A ORB 2437 P 255 ORB 2840 P 298
Tax Annual Amount
1277

Utilities

Water front
1
Listing Agency Counts Real Estate Group
3009 Highway 77 Unit H, PANAMA CITY BEACH, FL
Listed by Jesse A Cole · License #SL3612004
Added: May 6 Checked: Jul 19 at 8:06 am
MLS# 789572 Listing URL

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.


Investment Insights

Based on property information with market context.

This for-sale waterfront land parcel is offered as a homesite within Finnisterre, a gated waterfront community. The property is positioned along St. Andrews Bay and described as having a peninsula-style setting intended to provide added privacy. The lot is also characterized as being surrounded by custom homes within the community.

Finnisterre is noted for maintained common areas, private and peaceful surroundings, and access for boaters that is described as minutes from the Pass for convenient routes from St. Andrews Bay to the Gulf of America.

The parcel is listed as approximately 0.4 acres and is addressed at 3303 Terra Cotta Drive in Panama City, Florida (32408), in Bay County.

Key Highlights

  • Waterfront homesite in Finnisterre, a gated waterfront community
  • Located at 3303 Terra Cotta on St. Andrews Bay
  • Expansive water views and a peninsula‑style setting for added privacy

Property Analytics

Property Profile Location Intelligence

Current Use by Public Records

Waterfront Land

Suggested Use

Garden Center Storage Facility Auto Parts Store Bakery Cafe & Coffee Shop Restaurant Gym & Fitness Center Building Supply Grocery & Convenience Store Locksmith

Zoning and permitted uses should be independently verified with local authorities.

FAQs

What type of property is this?
Waterfront Land - Waterfront homesite in a gated community on St. Andrews Bay, offering a peninsula-style setting.
Where is this waterfront land located?
The property is located at 3303 Terra Cotta Drive Panama City, FL.
What is the asking price?
The asking price for this property is $395,000.
What are key features of this property?
This property features: Waterfront homesite in Finnisterre, a gated waterfront community; Located at 3303 Terra Cotta on St. Andrews Bay; Expansive water views and a peninsula‑style setting for added privacy
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More about this property
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