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    85 Bank St Stevenson, AL 35772-3781
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    Property profile & analytics

    85 Bank St, Stevenson, AL 35772-3781

    View on Map
    • Retail space
    • 6,502 SF
    • 1.01 lot acres
    Off-Market
    Property ID
    US03-3058242
    The Realmo ID is a unique identifier assigned to every property, incorporating country codes and precise geo-coordinates for 300x300-foot land blocks. It enables standardized data collection and seamless integration of disparate sources such as ownership, tax, title data and physical specifications. By aggregating current and historical records, the Realmo ID powers advanced analytics and delivers deep, verifiable insights for real estate professionals.
    Value Estimations
    Cap Rate Potential
    Location Intelligence

    Current Use by Public Records

    • Steven Overby / Pharmacy
    • Dexter Carter / Production Facility

    Property Details for 85 Bank St

    Year built
    2006
    Construction
    WOOD
    Lot size
    1.01 lot acres
    Property type
    Retail space
    APN
    39 14 03 08 0 000 137.010
    APU
    391403080000137010

    Description

    This exceptional retail property, located at 85 Bank Street in Stevenson, Alabama, is offered for sale at $399,000. Situated in Jackson County, zip code 35772, this property presents a compelling investment opportunity for savvy buyers. The property's precise location at latitude 34.8736188 and longitude -85.8148821 ensures high visibility and accessibility. The building is classified as retail space, ideal for a variety of businesses seeking a prominent presence in a thriving community. The property's size and layout are not specified, but interested parties are encouraged to conduct their own due diligence to assess its suitability for their specific business needs. Given its strategic location and asking price, this retail space represents a strong potential for return on investment. The property is currently listed as "For Sale" and presents a unique chance to acquire a well-positioned commercial asset in Stevenson, Alabama. Further details regarding the property's specifics are available upon request. Serious inquiries only.

    Value Estimations

    based on Realmo’s proprietary methodology

    • AI approach

    • CAP approach

    • Comparable approach

    • Alternative Use

    Get a detailed, property-specific estimation — fast and free

    Location Insight

    • Map
    • Local Demand
    City
    Stevenson
    County
    Jackson
    State
    Alabama
    Longitude
    -85.8154
    Latitude
    34.8734
    CBSA code
    42460
    CBSA name
    SCOTTSBORO, AL MICROPOLITAN STATISTICAL AREA

    Property Tax & Assessments

    Tax date
    Tax Amount
    Assessed Land Value
    Assessed Improvement Value
    Total Assessed Value
    Applied Tax Rate
    Land Market Value
    Improvement Market Value
    Total Market Value
    2023
    $5,331
    $0.00
    $0.00
    $106,620
    -
    $10,100
    $523,000
    $533,100

    Comparable in this City

    • Value Estimation by Request
      1,200 SF

      2nd St

      RETAIL STORES (PERSONAL SERVICES)
      2nd St, Stevenson, AL 35772
      View Details
    • Value Estimation by Request
      12,000 SF

      41125 Us-72

      Lifestyle centers
      41125 Us-72, Stevenson, AL 35772
      View Details
    • Value Estimation by Request
      11,250 SF

      43146 Us Hwy 72

      RETAIL STORES (PERSONAL SERVICES)
      43146 Us Hwy 72, Stevenson, AL 35772-6700
      View Details
    • Value Estimation by Request
      2,000 SF

      Hwy 72

      CONVENIENCE STORE
      Hwy 72, Stevenson, AL 35772
      View Details
    • Value Estimation by Request
      2,583 SF

      Stevenson, AL 35772

      CONVENIENCE STORE
      Stevenson, AL 35772
      View Details
    • Value Estimation by Request
      5,938 SF

      Hwy 72

      FINANCIAL BUILDING
      Hwy 72, Stevenson, AL 35772
      View Details

    Similar Nearby for Sale

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    • $499,000
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      Stevenson, AL Land For Sale

      59.3 acres of land suitable for a new subdivision.
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    • $250,000
      2.99 Acres

      Commercial Land in Stevenson, AL

      2.99-acre commercial land with frontage near Highway 72.
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      20.50 Acres

      Stevenson, AL Hunting Land

      20.5 acres of hunting land near Tennessee River.
      20.5 Acres County Rd 491, Stevenson, AL 35772
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    • $370,000
      25.00 Acres

      25 Acre Development Opportunity

      25 acre land tract suitable for residential or commercial development.
      00 County Road 75, Stevenson, AL 35772
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    • $299,000
      100.00 Acres

      Secluded 100-Acre Wooded Tract

      Versatile 100-acre wooded land ideal for hunting and recreation.
      100 Acres County Rd 91, Bryant, AL 35772
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    Similar Nearby for Lease

    • Contact for pricing

      Retail Endcap Space Available

      2,800 SF retail space available for lease.
      41125 Us Highway 72, Stevenson, AL 35772
      View Details
    • Contact for pricing

      Retail/Office Space in Stevenson, AL

      Retail and office spaces available with flexible terms.
      42950 Us Highway 72, Stevenson, AL 35772
      View Details
    Request Owner's contact information
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    85 Bank St
    Stevenson, AL 35772-3781
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
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