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Property profile & analytics
OFF-MARKET
Retail space
655 Humphrey St, Swampscott, MA 01907
Entity Owned
1-yr Hold
Property ID
US38-0646463
Property profile
Verified
Property type
Retail space
Use group
RETAIL STORES (PERSONAL SERVICES)
Year built
1900
Construction
FRAME
Total area
1,714 SF
Lot
0.13 ac (5,445 SF)
Zoning code
A3
APN
SWAM M:0025 B:0003 L:0
UPID
US38-0646463
Cap rate & NOI
Priority signal for investors
Implied cap rate, NOI & suggested price
Cap rate vs submarket · NOI estimate · 3 price anchors
Implied cap rate, NOI & suggested price
Cap vs submarket · NOI estimate · 3 price anchors
Value estimations
Realmo proprietary · 4 methods
AI Approach
AI
by Request
CAP Approach
CAP
by Request
Comparable Approach
Comparable
by Request
Blend (final)
Blend
by Request
Owner & transaction history
653 Humphrey Street LLC · 1 yrs held
653 Humphrey Street LLC
since 2025
Last sale
$300,000
7 recorded transactions
Zoning & alternative use
A3 · Swampscott, MA
Permitted uses
Permitted uses
Allowed · conditional · prohibited
Cap rate
Implied · in-place · derived from last sale + estimated NOI
Implied Cap rate
#1
Implied · in-place · NOI ÷ last sale
In-place · derived from last sale + estimated NOI
Cap rate, NOI & submarket benchmark
Implied cap rate vs Swampscott submarket · NOI estimate · Typical band, median & reading
Implied cap rate, NOI & submarket benchmark
Cap vs Swampscott submarket · NOI estimate · typical band, median & reading
Refine your cap rate
8-question underwriting flow
1.
Property current status — Going-In vs Stabilized
2.
Price for denominator — asking / offer / market
3.
Leasing status & lease structure (NNN / Gross)
4.
Tenant risk profile & vacancy assumption
5.
Upload T12 / rent roll / OM (optional)
Refine in 60 seconds, get exact suggested price
T12 upload · Submarket benchmarks · Sensitivity grid
Suggested price · 3 cap rate anchors
Income approach @ 5% / 7% / 9% — aggressive / typical / conservative
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · Implied $/SF per anchor · Sensitivity grid
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · implied $/SF · sensitivity
Value
AI, CAP & Alternative Use estimations · Realmo proprietary blendValue Estimations
Based on Realmo’s proprietary methodology
AI Approach
CAP Approach
Comparable Approach
Alternative Use
Get a detailed, property-specific estimation — fast and free
Price per SF
Sale + rent benchmarks
Subject property
—
Submarket sale & rent benchmarks
Median sale $/SF · Asking & closed rent · Submarket vacancy
Submarket sale & rent benchmarks
Median sale $/SF · asking & closed rent · submarket vacancy
Property tax & assessments
Tax year 2024Property tax & assessments
Tax year 2024
Tax billed
$11,655
Tax year 2024
Assessed value
$549,000
Assessed 2024
Previous assessed
$549,000
+0.0% YoY
Effective rate
2.12%
On assessed value
Assessed land
$227,000
Assessed improvement
$322,000
Comparables
6 recent transactions · within 1.5 miComparable in this city
6 recent transactions
Comparable in this City
Recent comparable sales
Sale price & price/SF · Sale date & distance · Adjustments & confidence
Recent comparable sales
Sale price & $/SF · sale date & distance · adjustments
Property description
Physical attributes from public recordsBuilding & lot
Public records
Property type
Retail space
Use group
RETAIL STORES (PERSONAL SERVICES)
Status
Off-Market
Year built
1900
Construction
FRAME
Heating
FORCED AIR
Cooling
YES
Buildings
1
Stories
2
Units
1
Rooms
3
Bathrooms
2
Total area
1,714 SF
Lot
0.13 ac (5,445 SF)
Zoning code
A3
APN
SWAM M:0025 B:0003 L:0
UPID
US38-0646463
Jurisdiction
SWAMPSCOTT
Metro division
ESSEX COUNTY, MA METROPOLITAN DIVISION
Zoning & alternative use
A3 · Swampscott, MA
Zoning A3 · permitted uses
A3 · Swampscott, MA
Permitted & conditional uses
Allowed uses · Special-permit conditions · Prohibited uses
Permitted & conditional uses
Allowed · special-permit conditions · prohibited
Swampscott. Always verify with local authorities before improvements.
Building & site characteristics
From public records
Year built
1900
Construction
FRAME
Heating
FORCED AIR
Cooling
Yes
Stories
2
Buildings
1
Units
1
Rooms
3
Bathrooms
2
Lot
0.13 ac
Current owner
From public records · entity-resolved
653 Humphrey Street LLC
Entity
Mailing address
653 HUMPHREY ST, SWAMPSCOTT, MA 01907-2640
Ownership since
2025
Owner contacts — direct phone, email, and related entities
Decision-maker phone · Verified email · Related entities & filings
Owner contacts
Email · phone · related entities
Sales History
10 recorded events · public records
Date
Price
Buyer
Seller
Deed Type
Mortgage
Jan 30, 2025
—
653 Humphrey Street LLC
Cindys Realty Nt
Deed
related
$310,000 · Salem Five Cents Savings Bank
May 22, 2023
—
653 Humphrey Street LLC
Cindys Realty Nt
Quit Claim Deed
related
$160,000 · Rockland Trust Co
May 4, 2021
—
653 Humphrey St LLC
—
Deed
related
$60,000 · Rockland Trust Co
Oct 23, 2001
—
Cindys Realty Nt
—
Deed Of Trust
related
$176,000 · Warren Five Cts Savings
Apr 29, 1998
—
Cindys RT
—
Deed Of Trust
related
$35,000 · Salem Five Cents Savings Bank
May 16, 1996
—
Cindys Realty Nt
—
Deed Of Trust
related
$135,000 · Salem Five Cents Savings Bank
Feb 15, 1996
—
Vincenzo Freddo
—
Deed Of Trust
related
$40,000 · Jennifer Lehman Tr 2
Sep 14, 1995
—
Vincenzo Freddo
—
Deed Of Trust
related
$162,000 · Oakmont RT
Mar 3, 1988
—
Vincenzo Freddo
—
Deed Of Trust
related
$50,000 · Bankers Corp
Feb 5, 1988
$300,000
Vincenzo Freddo
Pizzi,a Michael
Trustees Deed
$241,600 · Shore Bk & Tr Co
Coming soon
Costs & Benchmarks
Operating expenses, capex projections, utility benchmarks, and submarket comparables — all in one view.
Coming soon
Risks
Flood, climate, environmental, title, and tenant-concentration risk — surfaced with mitigations and source citations.
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