Financial
Distress signals
Property profile

5497 Waterloo Rd Ellicott City, MD 21043

OFF-MARKET
Investment properties
Property ID
US40-1227194
2,044 SF 2.09 ac lot Built 1954
Last sale Nov 2025 · $1,500,000
Entity Owned Owner of record is a legal entity (LLC / corporation). Free & Clear No active or open recorded mortgage detected.
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Property summary

AI-generated overview

This exceptional 2.04-acre land parcel in Ellicott City, Howard County, Maryland, presents a unique investment opportunity. Located at 5497 Waterloo Rd, zip code 21043, this fee-simple property is zoned POR and offers significant potential for age-restricted adult housing. With an approved Environmental Compliance Plan (ECP) and a submitted Site Development Plan (SDP) anticipating full entitlements for 95 units by Q2 2025, this site is poised for immediate development. The property's

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2022

What does the county charge?
$7k
Tax billed · 2022
Assessed value · 2023$657k
Assessed land$632k
Assessed improvement$25k
Effective rate1.13%

Value estimate

· Sep 2026
$1.81M
$1.62M – $1.99M
AI approach$1.74M

Realmo valuation models over county records and 9 qualifying comparable sales.

Recently sold

What actually traded nearby?
$238/SF
County average, outlier-cleaned · 141 recorded sales of this use type
Observed band · Q1–Q3$132 – $379
Qualifying comparables9

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?
POR
The Planned Office Research District is established to permit and encourage diverse institutional, commercial, office research and cultur...
General categoryCIVIC_INSTITUTIONAL
JurisdictionHOWARD

Location intelligence

Which uses thrive at this corner?
Best fit: Clothing Store
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Clothing Store12.6
Auto Parts Store12.6
Parking Facility12.0

Location

5497 Waterloo Rd Ellicott City, MD 21043-6902
County assessor Recorded deeds · 3 transfers 9 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

3 recorded sales · 5 properties nearby
Recent sales nearby
3 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
122 Frederick, Ellicott City, MD 21043-4712 $450,000 Jan 2024 2,616 SF
156 Frederick, Ellicott City, MD 21043-4712 $130,000 Oct 2019 2,152 SF
152 Frederick, Ellicott City, MD 21043-4712 $209,900 Jun 2019 1,565 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
5 properties of the same type nearby
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