Financial
Distress signals
Property profile

5420 Gratiot Rd Saginaw, MI 48638

OFF-MARKET
Commercial real estate
Property ID
US43-1733409
3,888 SF 1.07 ac lot Built 1994
Last sale Oct 2022 · $525,000
Individually Owned Owner of record is an individual. 3-yr Hold Held for 3 years. Free & Clear No active or open recorded mortgage detected.
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Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2022

What does the county charge?
$11k
Tax billed · 2022
Assessed value · 2023$262k
Effective rate4.20%

Value estimate

· Sep 2026
$660k
$594k – $726k
CAP approach$485k
Submarket $/SF estimate$484k

Realmo valuation models over county records and 7 qualifying comparable sales.

Recently sold

What actually traded nearby?
$78/SF
ZIP average, outlier-cleaned · 29 recorded sales of this use type
Observed band · Q1–Q3$16 – $125
Qualifying comparables7

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?
B-1
B-1 Neighborhood Business The B-1 Neighborhood Business district is intended to provide a transition between more intensive districts and...
General categoryCOMMERCIAL
JurisdictionSAGINAW

Location intelligence

Which uses thrive at this corner?
Best fit: Realty agency
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Realty agency11.6
Wholesale Shop10.0
Auto Parts Store9.7

Location

5420 Gratiot Rd Saginaw, MI 48638-6056
County assessor Recorded deeds · 2 transfers 7 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 6 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
971 Midland, Saginaw, MI 48638-5782 $405,000 Jun 2025 4,122 SF
1410 Ctr, Saginaw, MI 48638-6366 $3,150,000 Apr 2025 6,010 SF
777 Midland, Saginaw, MI 48638-5773 $630,000 Jan 2025 4,680 SF
5481 Colony N, Saginaw, MI 48638-7189 $400,000 Sep 2023 3,011 SF
5545 Colony Dr N, Saginaw, MI 48638-7188 $307,000 Mar 2022 2,853 SF
1550 Midland, Saginaw, MI 48638-4338 $350,000 Mar 2022 4,800 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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