Financial
Distress signals
Property profile

440 Main St Ridgefield, CT 06877

OFF-MARKET
Retail space
Property ID
US15-0932299
18,934 SF 0.8 ac lot Built 1920
Last sale Oct 1994 · $1,250,000
Entity Owned Owner of record is a legal entity (LLC / corporation). 31-yr Hold Held for 31 years. ~ Est. High Equity Modeled equity is high. Estimate, not a fact.
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Property summary

AI-generated overview

The property is a landmark building located in the historic Ridgefield Central Business District, with an office or commercial unit on the second floor situated above retail spaces. The unit has been renovated and includes upgraded interior finishes, and it is accessible via an elevator. The building is positioned in the town center near restaurants and retail establishments and includes access to nearby municipal parking.

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2023

What does the county charge?
$55k
Tax billed · 2023
Assessed value$2.14M
Assessed land$630k
Assessed improvement$1.51M
Effective rate2.58%

Value estimate

· Sep 2026
$755k
$680k – $831k
AI approach$590k
Submarket $/SF estimate$920k

Realmo valuation models over county records.

Recently sold

What actually traded nearby?
$186/SF
County average, outlier-cleaned · 61 recorded sales of this use type
Observed band · Q1–Q3$115 – $287

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?
CBD
General categoryCOMMERCIAL
JurisdictionRIDGEFIELD

Location intelligence

Which uses thrive at this corner?
Best fit: Parking Facility
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Parking Facility11.8
Auto Repair Shop10.9
Auto Parts Store10.3

Location

440 Main St Ridgefield, CT 06877-4525
County assessor Recorded deeds · 1 transfer Qualifying comp sales · not on file Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 8 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
723 Branchville, Ridgefield, CT 06877-6107 $660,000 Jan 2025 2,684 SF
241 Ethan Allen, Ridgefield, CT 06877-6244 $1,800,000 Jul 2021 41,235 SF
71 Ethan Allen, Ridgefield, CT 06877-6226 $655,000 Oct 2020 3,632 SF
659 Danbury, Ridgefield, CT 06877-2706 $650,000 Dec 2019 3,509 SF
99 Danbury, Ridgefield, CT 06877-4035 $480,000 Jan 2019 7,988 SF
17 Catoonah, Ridgefield, CT 06877-4412 $1,200,000 Jan 2019 3,053 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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