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Property profile & analytics
OFF-MARKET
Estimated value
$1,685,000
Apartment buildings
412 Church St, Lodi, CA 95240-1274
Individually Owned
4-yr Hold
~
Est. High Equity
Property ID
US09-2335821
Property profile
Verified
Property type
Apartment buildings
Use group
APARTMENT HOUSE (100+ UNITS)
Year built
1968
Construction
WOOD
Total area
15,832 SF
Lot
0.62 ac (27,062 SF)
Zoning code
MCO
APN
041-162-150-000
UPID
US09-2335821
Cap rate & NOI
Priority signal for investors
Implied cap rate, NOI & suggested price
Cap rate vs submarket · NOI estimate · 3 price anchors
Implied cap rate, NOI & suggested price
Cap vs submarket · NOI estimate · 3 price anchors
Current use
Occupant on record · Public records
-
lemons janitorial General Contractor
Value estimations
Realmo proprietary · 4 methods
AI Approach
AI
by Request
CAP Approach
CAP
by Request
Comparable Approach
Comparable
$2.13M
Blend (final)
Blend
$1.69M
Owner & transaction history
Harinder Pal Singh Grewal · 4 yrs held
Harinder Pal Singh Grewal
since 2022
Last sale
$2.2M
7 recorded transactions
Zoning & alternative use
MCO · Lodi, CA
Permitted uses
Permitted uses
Allowed · conditional · prohibited
Top alternative use upside
Auto repair, garage
$2.5M
+47.0%
Industrial (general)
$2.0M
+21.5%
Office building
$1.8M
+9.1%
Cap rate
Implied · in-place · derived from last sale + estimated NOI
Implied Cap rate
#1
Implied · in-place · NOI ÷ last sale
In-place · derived from last sale + estimated NOI
Cap rate, NOI & submarket benchmark
Implied cap rate vs Lodi submarket · NOI estimate · Typical band, median & reading
Implied cap rate, NOI & submarket benchmark
Cap vs Lodi submarket · NOI estimate · typical band, median & reading
Refine your cap rate
8-question underwriting flow
1.
Property current status — Going-In vs Stabilized
2.
Price for denominator — asking / offer / market
3.
Leasing status & lease structure (NNN / Gross)
4.
Tenant risk profile & vacancy assumption
5.
Upload T12 / rent roll / OM (optional)
Refine in 60 seconds, get exact suggested price
T12 upload · Submarket benchmarks · Sensitivity grid
Suggested price · 3 cap rate anchors
Income approach @ 5% / 7% / 9% — aggressive / typical / conservative
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · Implied $/SF per anchor · Sensitivity grid
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · implied $/SF · sensitivity
Value
AI, CAP & Alternative Use estimations · Realmo proprietary blendValue Estimations
Based on Realmo’s proprietary methodology
AI Approach
Method
Estimation
Statistic approach
by Request
ML approach
by Request
CAP Approach
CAP Return
Estimation
6%
by Request
6.5%
by Request
7%
by Request
Alternative Use
Use
Estimation
APARTMENT HOUSE (5+ UNITS)
$1,670,000
Current use
AUTO REPAIR, GARAGE
$2,455,000
Change: +47% · Conversion: Difficult
INDUSTRIAL (GENERAL)
$2,030,000
Change: +21% · Conversion: Difficult
OFFICE BUILDING
$1,825,000
Change: +9% · Conversion: Moderate
COMMERCIAL (GENERAL)
$1,610,000
Change: -4% · Conversion: Moderate
Blend value · Realmo final
$1.69M
Range $1.52M – $1.85M · ±10% · vs last sale $2.20M (Mar 23 2022)
Last sale anchor
$2.20M
Mar 23 2022
Realmo estimate · informational only.
These numbers are calculated by our models from public records and may not reflect actual market value.
Not an appraisal.
Verify with a licensed appraiser before transacting. Realmo accepts no liability for divergence from real-world outcomes.
View the full estimation — every method, every assumption
Confidence drivers & risk notes · Custom comparable set · Free for first 3 / day
Full estimation methodology
Every method · every assumption · confidence drivers
Price per SF
Sale + rent benchmarks
Subject property
$106 / SF
Submarket sale & rent benchmarks
Median sale $/SF · Asking & closed rent · Submarket vacancy
Submarket sale & rent benchmarks
Median sale $/SF · asking & closed rent · submarket vacancy
Property tax & assessments
Tax year 2024Property tax & assessments
Tax year 2024
Tax billed
$25,322
Tax year 2024
Assessed value
$2,334,657
Assessed 2024
Previous assessed
$2,334,657
+0.0% YoY
Effective rate
1.08%
On assessed value
Assessed land
$848,966
Assessed improvement
$1,485,691
Applied tax rate
1.0000
Comparables
6 recent transactions · within 1.5 miComparable in this city
6 recent transactions
Comparable in this City
Similar Nearby for Sale
Similar Nearby for Lease
Recent comparable sales
Sale price & price/SF · Sale date & distance · Adjustments & confidence
Recent comparable sales
Sale price & $/SF · sale date & distance · adjustments
Property description
Physical attributes from public recordsBuilding & lot
Public records
Property type
Apartment buildings
Use group
APARTMENT HOUSE (100+ UNITS)
Status
Off-Market
Year built
1968
Construction
WOOD
Heating
CENTRAL
Cooling
CENTRAL
Stories
2
Units
24
Bathrooms
24
Total area
15,832 SF
Lot
0.62 ac (27,062 SF)
Zoning code
MCO
APN
041-162-150-000
UPID
US09-2335821
Jurisdiction
SAN JOAQUIN
Zoning & alternative use
MCO · Lodi, CA
Zoning MCO · permitted uses
MCO · Lodi, CA
Permitted & conditional uses
Allowed uses · Special-permit conditions · Prohibited uses
Permitted & conditional uses
Allowed · special-permit conditions · prohibited
Lodi. Always verify with local authorities before improvements.
Alternative use value scenarios
Repositioning upside vs current use
APARTMENT HOUSE (5+ UNITS) Current
Est. value
$1.7M
AUTO REPAIR, GARAGE
Est. value
$2.5M
INDUSTRIAL (GENERAL)
Est. value
$2.0M
OFFICE BUILDING
Est. value
$1.8M
COMMERCIAL (GENERAL)
Est. value
$1.6M
APARTMENT HOUSE (5+ UNITS) Current
AUTO REPAIR, GARAGE
INDUSTRIAL (GENERAL)
OFFICE BUILDING
COMMERCIAL (GENERAL)
Alternative use deep dive — conversion cost, permits, timeline
Conversion cost estimate · Permit path & risks · Stabilized NOI per option
Alternative use deep dive
Conversion cost · permit path · stabilized NOI per option
Building & site characteristics
From public records
Year built
1968
Construction
WOOD
Heating
CENTRAL
Cooling
Yes
Stories
2
Units
24
Bathrooms
24
Lot
0.62 ac
Current owner
From public records · entity-resolved
Harinder Pal Singh Grewal
Individual
Mailing address
412 N CHURCH ST, LODI, CA 95240-1274
Mailing matches property
Yes
Owner-occupied
Yes
Ownership since
2022
Owner contacts — direct phone, email, and related entities
Decision-maker phone · Verified email · Related entities & filings
Owner contacts
Email · phone · related entities
Sales History
12 recorded events · public records
Date
Price
Buyer
Seller
Deed Type
Mortgage
Dec 26, 2025
—
Harinder Pal Singh Grewal
—
Deed
related
$2,350,000 · Travis Cu
Mar 23, 2022
—
Harinder Pal Singh Grewal
Paramjit K Grewal
Intrafamily Transfer
related
$185,000 · Fci Lendr Services INC
Sep 9, 2020
$2,200,000
Harinder Grewal
Bar Abraham & Miriam L/tr
Grant Deed
$1,450,000 · Mancini Living Trust (lt)
Sep 30, 2015
$1,599,000
Bar Abraham & M Living Trust
Ebrahimi,fawad M
Grant Deed
$1,125,000 · Bank Of The West
Sep 30, 2015
—
Fawad M Ebrahimi
Ebrahimi,shakila
Quit Claim Deed
related
—
Dec 21, 2012
—
Fawad M Ebrahimi
Queen Palm Properties INC
Grant Deed
—
May 11, 2012
—
Queen Palm Properties INC
Ebrahimi,fawad M
Grant Deed
—
Oct 12, 2005
—
Fawad Ebrahimi
Johnson Frank V Trust
Grant Deed
$1,042,607 · Johnson Frank V Family Trust
Jun 17, 2005
—
Johnson Frank V Family Trust
Johnson,frank V
Quit Claim Deed
related
—
Nov 15, 2002
—
Frank V Johnson
Johnson,tr
Quit Claim Deed
related
$560,000 · World Savings Bank
Sep 15, 2000
—
Johnson Trust
Johnson,frank V
Quit Claim Deed
related
—
Oct 28, 1998
—
Frank V Johnson
Johnson,augustine
Quit Claim Deed
related
$635,000 · Farmers & Merchants Bk Ctrl Ca
Coming soon
Costs & Benchmarks
Operating expenses, capex projections, utility benchmarks, and submarket comparables — all in one view.
Coming soon
Risks
Flood, climate, environmental, title, and tenant-concentration risk — surfaced with mitigations and source citations.
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