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Financial
Distress signals
Property profile

22 4th St Fernandina Beach, FL 32034

OFF-MARKET
Turn key restaurants
Property ID
US18-0754439
2,404 SF 0.11 ac lot Built 1949
Last sale Jul 2004 · $450,000
Entity Owned Owner of record is a legal entity (LLC / corporation). 22-yr Hold Held for 22 years. ~ Est. High Equity Modeled equity is high. Estimate, not a fact.
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Property summary

AI-generated overview

The property is a renovated historic building located in the Fernandina Beach Historic District, originally constructed in 1883 and containing approximately 3,745 square feet. It is zoned C-3, which allows for a range of uses including commercial and mixed-use development, with the building configured to support commercial, mixed-use, or live-work scenarios. The layout includes multiple levels and is accessible by an elevator. The building’s form and exterior reflect its historic architecture,…

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. Included with a plan.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with a plan.

Debts

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — included with a plan.

Property tax · 2023

What does the county charge?
$7k
Tax billed · 2023
Assessed value$424k
Assessed land$250k
Assessed improvement$174k
Effective rate1.59%

Value estimate

· Oct 2026
$275k
$248k – $303k
AI approach$275k

Realmo valuation models over county records and 4 qualifying comparable sales.

Recently sold

What actually traded nearby?
$340/SF
County average, outlier-cleaned · 24 recorded sales of this use type
Observed band · Q1–Q3$154 – $453
Qualifying comparables4

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?
C-3
The C-3 District is intended for the development of land uses within the central business district as the Citys center for residential, f...
General categoryMIXED_USE
JurisdictionNASSAU

Location intelligence

Which uses thrive at this corner?
Best fit: Dental Office
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Dental Office11.4
Parking Facility10.2
Convenience Store9.0

Location

22 4th St Fernandina Beach, FL 32034-4272
County assessor Recorded deeds · 3 transfers 4 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 15 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
1891 8th, Fernandina Beach, FL 32034-3072 $550,000 Dec 2025 2,475 SF
1858 8th, Fernandina Beach, FL 32034-3061 $1,725,000 May 2025 2,320 SF
1885 8th, Fernandina Beach, FL 32034-3072 $780,000 Jan 2025 2,108 SF
1421 10th, Fernandina Beach, FL 32034-3057 $630,000 Sep 2024 2,016 SF
502 Ash, Fernandina Beach, FL 32034-3931 $800,000 Mar 2024 1,966 SF
832 8th, Fernandina Beach, FL 32034-3705 $720,600 Oct 2023 1,830 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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